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Cal. Civil Code § 1789.10 (2026)

✓ current as of May 2026
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This title shall be known and may be cited as the “Credit Services Act of 1984.”

Notes of Decisions
Cited in 8 cases (3 in the last 5 years), 2002–2025 · leading case: Stroud v. TUNZI, 72 Cal. Rptr. 3d 756 (Cal. Ct. App. 2008).
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Stroud v. TUNZI, 72 Cal. Rptr. 3d 756 (Cal. Ct. App. 2008). · cites it 2× “2d 193 ] (Mitchell) [modifications to credit service contract must comply with Credit Services Act of 1984 (Credit Services Act) (Civ. Code, § 1789.10 et seq.) even though original service contract adhered to the act’s provisions].”
Mitchell v. Am. Fair Credit Ass'n, 2002 Cal. Daily Op. Serv. 6178 (Cal. Ct. App. 2002). “The Legislature enacted the Credit Services Act of 1984 (CSA) (Civ. Code, § 1789.10 et seq.) in response to certain business practices of credit services organizations.”
Yang v. DTS Fin. Grp., 570 F. Supp. 2d 1257 (S.D. Cal. 2008). “; Credit Services Act of 1984, Cal. Civ.Code § 1789.10 et seq.; and negligence.”
Slack v. Fair Isaac Corp., 390 F. Supp. 2d 906 (N.D. Cal. 2005). · cites it 2× “, and the California Credit Services Act of 1984, Cal. Civ. Code § 1789.10 et seq. Defendants now move pursuant to Federal Rule of Civil Procedure 12(b)(6) to dismiss plaintiffs claims under 15 U.”
Onions Etc., Inc. v. Z & S Fresh, Inc., 880 F. Supp. 2d 1092 (E.D. Cal. 2012). “Cal. Civ.Code § 1789.10 et seq. . Cal. Civ.”
Belyea v. GreenSky, Inc. (N.D. Cal. 2021). “Failure to State A Claim 3 Barnes pleads four claims for relief: (1) violation of California Credit Services Act 4 (“CSA”), Cal. Civ. Code §§ 1789.10 , et seq.; (2) violation of California’s Consumer Legal 5 Remedies Act (“CLRA”), Cal.”
Belyea (N.D. Cal. 2025). “The amended complaint alleges (1) 16 violations of the Credit Act, Cal. Civ. Code §§ 1789.10 ; (2) violations of California’s Unfair 17 Competition Law (“UCL”), Cal.”
Belyea (N.D. Cal. 2025). “21 Civ. Code §§ 1789.10 et seq, and the purported arbitration agreement did not include the 22 requirements for a CSO’s contract formation under Credit Act § 1789.”
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