Cal. Codes » Insurance Code / DIVISION 2. CLASSES OF INSURANCE / PART 6. INSURANCE COVERING LAND / CHAPTER 1. Title Insurance / ARTICLE 1. Definitions
California Codes

Cal. Insurance Code § 12340.10 (2026)

✓ current as of May 2026
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“Abstract of title” is a written representation, provided pursuant to a contract, whether written or oral, intended to be relied upon by the person who has contracted for the receipt of such representation, listing all recorded conveyances, instruments or documents which, under the laws of this state, impart constructive notice with respect to the chain of title to the real property described therein. An abstract of title is not a title policy as defined in Section 12340.2.

Notes of Decisions
Cited in 12 cases, 1989–2013 · leading case: Huntington v. Mila, Inc., 75 P.3d 354 (Nev. 2003).
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Huntington v. Mila, Inc., 75 P.3d 354 (Nev. 2003). · cites it 3× “023 is based on California Insurance Code § 12340.10, California’s statutory distinction between an abstract of title and title insurance is identical to Nevada’s.”
Alfaro v. Cmty. Hous. Improvement Sys. & Plan. Assn., Inc., 171 Cal. App. 4th 1356 (Cal. Ct. App. 2009). “” (Ins. Code, § 12340.10.) The intent of these statutes is to relieve title insurers from liability as title abstractors for the negligent preparation of preliminary title reports.”
Fid. Nat'l Title Ins. v. Miller, 215 Cal. App. 3d 1163 (Cal. Ct. App. 1989). · cites it 4× “) "A preliminary report is not an abstract of title. It only reflects the terms under which the insurer is willing to issue a policy of title insurance.”
Gregg v. Cloney, 2001 Cal. Daily Op. Serv. 6925 (Cal. Ct. App. 2001). “(Ins. Code, §§ 12340.10, 12340.11; see generally, Southland Title Corp.”
1119 DELAWARE v. Cont'l Land Title Co., 93 Cal. Daily Op. Serv. 4642 (Cal. Ct. App. 1993). · cites it 2× “That section defines abstract of title as “a written representation, provided pursuant to a contract, whether written or oral, intended to be relied upon by the person who has contracted for the receipt of such representation, listing all recorded conveyances, instruments or…”
Lewis v. Superior Court, 30 Cal. App. 4th 1850 (Cal. Ct. App. 1994). “(Ins. Code, §§ 12340.10, 12340.11; see generally, Southland Title Corp.”
Centennial Dev. Grp., LLC v. Lawyer's Title Ins., 310 P.3d 23 (Ariz. Ct. App. 2013). “See Cal. Insurance Code §§ 12340.10 , 12340.11 (West 2013); Siegel v.”
Rosen v. Nations Title Ins., 97 Cal. Daily Op. Serv. 6444 (Cal. Ct. App. 1997). “(Ins. Code, §§ 12340.10,12340.11.) The title insurer intends that the preliminary report represents only that a title insurance policy will be issued later which insures the title “in the condition described in the preliminary report.”
Siegel v. Fid. Nat'l Title Ins., 96 Cal. Daily Op. Serv. 4768 (Cal. Ct. App. 1996). “” (Ins. Code, § 12340.10, italics added.) “Preliminary reports,” on the other hand, are “reports furnished in connection with an application for title insurance and are offers to issue a title policy subject to the stated exceptions set forth in the reports and such other…”
Southland Title Corp. v. Superior Court, 91 Cal. Daily Op. Serv. 4880 (Cal. Ct. App. 1991). “Title Insurance Practice (Cont. Ed. Bar *538 Supp. 1988) § 2.”
Soifer v. Chicago Title Co., 187 Cal. App. 4th 365 (Cal. Ct. App. 2010). · cites it 2× “CONTENTIONS OF THE PARTIES Plaintiff argues that the information requested from Chicago did not constitute a preliminary report of title, but rather were the services of an “abstractor” with respect to which plaintiff and Chicago had entered into an enforceable oral contract and…”
Herbert A. Crocker & Co. v. Transamerica Title Ins., 94 Cal. Daily Op. Serv. 6869 (Cal. Ct. App. 1994). “6 The law is now clear that a preliminary report is not an abstract of title, and therefore does not carry rights, duties, or responsibilities associated with the preparation and issuance of such a document; the preliminary report is now deemed nothing more than an offer to…”
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