Cal. Codes » Insurance Code / DIVISION 2. CLASSES OF INSURANCE / PART 6. INSURANCE COVERING LAND / CHAPTER 1. Title Insurance / ARTICLE 5.5. Rate Filing and Regulation
California Codes

Cal. Insurance Code § 12401.2 (2026)

Rate Filing and Regulation

✓ current as of May 2026
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Every title insurer, underwritten title company and controlled escrow company shall establish basic classifications of coverages and services to be used as the basis for determining rates.

Notes of Decisions
Cited in 2 cases (2 in the last 5 years), 2021–2022 · leading case: Villanueva v. Fid. Nat'l Title Co. (Cal. 2021).
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Villanueva v. Fid. Nat'l Title Co. (Cal. 2021). “5 requires title insurers to “establish basic classifications of coverages and services” as a basis for their rates (Ins. Code, § 12401.2; see id., § 12401.3, subd.”
Sjobring v. First Am. Title Ins. Co. CA2/3 (Cal. Ct. App. 2022). “5 requires title insurers to ‘establish basic classifications 12 of coverages and services’ as a basis for their rates (Ins. Code, § 12401.2; see id., § 12401.3, subd.”
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