AFM Corp. v. S. Bell Tel. & Tel., 515 So. 2d 180 (Fla. 1987). · Go Syfert
AFM Corp. v. S. Bell Tel. & Tel., 515 So. 2d 180 (Fla. 1987). Cases Citing This Book View Copy Cite
296 citation events (67 in the last 25 years) across 18 distinct courts.
Strongest positive: ThunderWave, Inc. v. Carnival Corp. (flsd, 1997-01-23)
Treatment trajectory · 1987 → 2026 · click a year to view as-of
1987 2006 2026
Top citers, strongest first. 50 distinct citers. How cited ↗
discussed Cited as authority (verbatim quote) ThunderWave, Inc. v. Carnival Corp. (2×) also: Cited as authority (rule)
S.D. Fla. · 1997 · signal: see · quote attribution · 1 verbatim quote · confidence high
without some conduct resulting in personal injury or property damage, there can be no independent tort flowing from a contractual breach which would justify a tort claim solely for economic losses
discussed Cited as authority (rule) NBIS Construction & Transport Insurance Services v. Liebherr-America, Inc. (2×) also: Cited "see"
11th Cir. · 2024 · confidence medium
For example, in AFM Corp. v. Southern Bell Telephone & Telegraph Co., the plaintiff entered into an agreement with the defendant to include the plaintiff’s advertis- ing in a telephone directory. 515 So. 2d 180, 180 (Fla. 1987).
cited Cited as authority (rule) Citrix Systems, Inc. v. Atm Shafiqul Khalid And Xencare Software, Inc.
Wash. Ct. App. · 2020 · confidence medium
Co., 515 So. 2d 180, 181-82 (Fla. 1987)).
cited Cited as authority (rule) Atm Shafiqul Khalid And Xencare Software, Inc. v. Citrix Systems, Inc.
Wash. Ct. App. · 2020 · confidence medium
Co., 515 So. 2d 180, 181-82 (Fla. 1987)).
examined Cited as authority (rule) Tiara Condominium Association, Inc. v. Marsh & McLennan Companies, Inc. (9×) also: Cited "see"
11th Cir. · 2013 · confidence medium
We have repeatedly explained that the expansion of the economic loss rule beyond products liability to cover situations in which the parties are in privity of contract is best illustrated by AFM Corp. v. Southern Bell Telephone & Telegraph Co., 515 So. 2d 180, 181 (FIa. 1987), where the Court held that there was "no basis for recovery in negligence" since the plaintiff could not prove that "a tort independent of the breach [of contract] itself was committed." The Court subsequently indicated, however, that its decision in AFM "may have been unnecessarily over-expansive" in its "reliance on the…
examined Cited as authority (rule) Tiara Condominium Ass'n v. Marsh & McLennan Companies (7×) also: Cited "see"
Fla. · 2013 · confidence medium
We have repeatedly explained that the expansion of the economic loss rule beyond products liability to cover situations in which the parties are in privity of contract is best illustrated by AFM Corp. v. Southern Bell Telephone & Telegraph Co., 515 So.2d 180, 181 (Fla.1987), where the Court held that there was “no basis for recovery in negligence” since the plaintiff could not prove that “a tort independent of the breach [of contract] itself was committed.” The Court subsequently indicated, however, that its decision in AFM “may have been unnecessarily over-expansive” in its “rel…
cited Cited as authority (rule) Natarajan v. Paul Revere Life Insurance
M.D. Fla. · 2010 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987), overruled, Indem.
discussed Cited as authority (rule) Testa v. SOUTHERN ESCROW AND TITLE, LLC
Fla. Dist. Ct. App. · 2010 · confidence medium
Co., 515 So.2d 180, 181-82 (Fla.1987) (holding that, “without some conduct resulting in personal injury or property damage, there can be no independent tort flowing from a contractual breach which would justify a tort claim solely for economic losses”); Indem.
cited Cited as authority (rule) Vesta Const. v. Lotspeich & Associates
Fla. Dist. Ct. App. · 2008 · confidence medium
Co., 515 So.2d 180, 181-82 (Fla.1987).
cited Cited as authority (rule) New Lenox Industries, Inc. v. Fenton
M.D. Fla. · 2007 · confidence medium
AFM Corp. v. Southern Bell Telephone & Telegraph Co., 515 So.2d 180, 180 (Fla. 1987). 57 .
discussed Cited as authority (rule) HGI Associates, Inc. v. Wetmore Printing Co.
11th Cir. · 2005 · confidence medium
In Kee , we based much of our decision on the Florida Supreme Court’s holding in AFM Corp. v. Southern Bell Telephone & Telegraph Co. that stated, “without some conduct resulting in personal injury or property damage, there can be no independent tort flowing from a contractual breach which would justify a tort claim solely for economic losses.” 515 So.2d 180, 181-82 (Fla.1987); accord Kee, 918 F.2d at 1543 .
discussed Cited as authority (rule) Florida State Bd. of Ad. v. Engin., Environ. Serv., Inc.
D. Minnesota · 2003 · confidence medium
See Perfumeria Ultra, S.A. de C.V., v. Miami Customs Servs., Inc., 231 F.Supp.2d 1218, 1223 (S.D.Fla.2002)(holding, post-Moransais, that economic loss doctrine barred negligence claim because "aggrieved party's damages emanate from breach of contract and not from an independent tort"); AFM Corp., 515 So.2d at 181 (finding no basis for recovery in negligence where plaintiff had not proved a tort independent of the breach of contract).
discussed Cited as authority (rule) Florida State Board of Administration v. Law Engineering & Environmental Services, Inc.
D. Minnesota · 2003 · confidence medium
See Perfumeria Ultra, S.A de C.V., v. Miami Customs Servs., Inc., 281 F.Supp.2d 1218, 1223 (S.D.Fla.2002)(holding, post-Moransais, that economic loss doctrine barred negligence claim because “aggrieved party’s damages emanate from breach of contract and not from an independent tort”); AFM Corp., 515 So.2d at 181 (finding no basis for recovery in negligence where plaintiff had not proved a tort independent of the breach of contract).
cited Cited as authority (rule) C.S.I.R. Enterprises, Inc. v. Sebrite Agency, Inc.
M.D. Fla. · 2002 · confidence medium
In AFM Corp. v. Southern Bell Telephone and Telephone Co., the Florida Supreme Court expanded the economic loss rule to service contracts. 515 So.2d 180, 181 (Fla.1987).
discussed Cited as authority (rule) Crowell v. Morgan Stanley Dean Witter Services, Co.
S.D. Fla. · 2000 · confidence medium
AFM Corp. v. Southern Bell Telephone & Telegraph Co., 515 So.2d 180, 181 (Fla.1987) (“parties to a contract can only seek tort damages if conduct occurs that establishes a tort distinguishable from or independent of the breach of contract”).
discussed Cited as authority (rule) Richard C. Becherer v. Merrill Lynch, Pierce, Fenner And Smith, Inc.
6th Cir. · 1999 · confidence medium
Corp., 510 So.2d 899 (Fla. 1987) (contract for goods), and AFM Corp. v. Southern Bell Telephone and Telegraph Co., 515 So.2d 180, 181-82 (Fla. 1987) (contract for services) holds that without some conduct resulting in personal injury or property damage, there can be no independent tort claiming solely economic losses flowing from a contractual breach.
discussed Cited as authority (rule) Becherer v. Merrill Lynch, Pierce, Fenner & Smith, Inc.
6th Cir. · 1999 · confidence medium
Corp., 510 So.2d 899 (Fla.1987) (contract for goods), and AFM Corp. v. Southern Bell Telephone and Telegraph Co., 515 So.2d 180, 181-82 (Fla.1987) (contract for services) holds that without some conduct resulting in personal injury or property damage, there can be no independent tort claiming solely economic losses flowing from a contractual breach.
cited Cited as authority (rule) Nextel Argentina, S.R.L. Ex Rel. Cigna Argentina Compania De Seguros, S.A. v. Elemar International Forwarding, Inc.
S.D. Fla. · 1999 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987), quoting Lewis v. Guthartz, 428 So.2d 222, 224 (Fla.1982).
cited Cited as authority (rule) Cunningham v. PFL Life Insurance
N.D. Iowa · 1999 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987).
cited Cited as authority (rule) In Re Masonite Corp. Hardboard Siding Products Liability Litigation
E.D. La. · 1998 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987).
cited Cited as authority (rule) COMPTECH INTERN. v. Milam Commerce Park
Fla. Dist. Ct. App. · 1998 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987).
discussed Cited as authority (rule) OCEAN RITZ v. GGV Associates, Ltd.
Fla. Dist. Ct. App. · 1998 · confidence medium
Since Westinghouse was not mentioned, the former seems more probable. [6] But the supreme court in AFM Corp. v. Southern Bell Tel. & Tel, 515 So.2d 180, 181 (Fla. 1987), in applying Westinghouse, did discuss the significance of a third-party beneficiary having a contract right of action: "It would appear that our decision in A.R.
discussed Cited as authority (rule) Parkhill v. Minnesota Mutual Life Insurance
D. Minnesota · 1998 · confidence medium
Co., 515 So.2d 180, 181-82 (Fla.1987)) (“[Wjithout some conduct resulting in personal injury or property dam *993 age, there can be no independent tort flowing from a contractual breach which would justify a tort claim solely for economic losses.”).
cited Cited as authority (rule) Karn v. COLDWELL BANKER RESIDENTIAL REAL ESTATE INC.
Fla. Dist. Ct. App. · 1998 · confidence medium
Co., 515 So.2d 180, 181-182 (Fla.1987).
discussed Cited as authority (rule) Force v. ITT Hartford Life and Annuity Ins. Co.
D. Minnesota · 1998 · confidence medium
Co., 515 So.2d 180, 181-82 (Fla.1987) (“We conclude that without some conduct resulting in personal injury or property damage, there can be no independent tort flowing from a contractual breach which would justify a tort claim solely for economic losses.”).
discussed Cited as authority (rule) R.A.M. Sourcing Agency, Inc. v. Seaboard Marine, Ltd. (2×) also: Cited "see"
S.D. Fla. · 1997 · confidence medium
AFM Corp. v. Southern Bell Telephone and Telegraph Co., 515 So.2d 180, 180 (Fla.1987) (holding that a purchaser of services may not recover economic losses in tort without a claim for personal injury or property damage).
cited Cited as authority (rule) Dantzler Lumber & Export Co. v. Bullington Lumber Co., Inc.
M.D. Fla. · 1997 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987).
discussed Cited as authority (rule) Delgado v. JW COURTESY PONT. GMC-TRUCK
Fla. Dist. Ct. App. · 1997 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987) (explaining that basis of decision in Moyer was "the fact that the supervisory responsibilities vested in the architect carried with it a concurrent duty not to injure foreseeable parties not beneficiaries of the contract"), limited by Casa Clara Condominium Ass'n v. Charley Toppino and Sons, Inc., 620 So.2d 1244 , 1248 n. 9 (Fla.1993) (limiting Moyer "strictly to its facts"). [3] We note, in that regard, that the Florida Supreme Court declared section 501.204, which forms the substantive basis of the appellants' deceptive act claim against the appellee, to b…
cited Cited as authority (rule) HTP, Ltd. v. Lineas Aereas Costarricenses
Fla. · 1996 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987) ("In the instant case, AFM has not proved that a tort independent of the breach itself was committed.
cited Cited as authority (rule) McCutcheon v. Kidder, Peabody & Co., Inc.
S.D. Fla. · 1996 · confidence medium
Interstate, 920 F.2d at 773 ; AFM, 515 So.2d at 181 (internal quotations omitted).
discussed Cited as authority (rule) Motorcity of Jacksonville, Ltd. v. Southeast Bank N.A.
11th Cir. · 1996 · confidence medium
See, e.g., Interstate Sec., 920 F.2d at 774—75; AFM, 515 So.2d at 180-81 (tort claim barred between contracting parties); Florida Power, 510 So.2d at 902 (same); Strickland-Collins, 545 So.2d at 477 (same).
discussed Cited as authority (rule) Motorcity Of Jacksonville, Ltd. v. Southeast Bank N.A.
11th Cir. · 1996 · confidence medium
Because of the D'Oench bar, however, Motorcity must base its claim against the FDIC upon the written terms of the floor plan financing agreement, or upon Southeast's conduct in auditing the dealership 28 See, e.g., Interstate Sec., 920 F.2d at 774-75 ; AFM, 515 So.2d at 180-81 (tort claim barred between contracting parties); Florida Power, 510 So.2d at 902 (same); Strickland-Collins, 545 So.2d at 477 (same) 29 See Barnett Bank of West Florida v. Hooper, 498 So.2d 923, 925 (Fla.1986) (holding that, under certain conditions, a bank assumes a duty to disclose facts material to a transaction); Sag…
cited Cited as authority (rule) STANDARD FISH v. 7337 Douglas Enterprises
Fla. Dist. Ct. App. · 1996 · confidence medium
Co., 515 So.2d 180 *505 (Fla.1987); Florida Power & Light Co. v. Westinghouse Elec.
cited Cited as authority (rule) Audiotext Communications Network, Inc. v. US Telecom, Inc.
D. Kan. · 1995 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987)).
cited Cited as authority (rule) Woodson v. Martin
Fla. Dist. Ct. App. · 1995 · confidence medium
Co., 515 So.2d 180, 181-82 (Fla. 1987) (emphasis supplied)).
cited Cited as authority (rule) Keys Jeep Eagle, Inc. v. Chrysler Corp.
S.D. Fla. · 1995 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987) (citation omitted); see Interstate Sec.
discussed Cited as authority (rule) Airport Rent-A-Car v. Prevost Car
Fla. · 1995 · confidence medium
Co., 515 So.2d 180, 181 (Fla. 1987), "we based our decision [in Moyer ] on the fact that the supervisory responsibilities vested in the architect carried with it a concurrent duty not to injure foreseeable parties not beneficiaries of the contract." The facts in this instance are void of supervisory responsibility; accordingly, Moyer is inapplicable.
cited Cited as authority (rule) National Marine Underwriters, Inc. v. Donzi Marine Corp.
Fla. Dist. Ct. App. · 1995 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987) (emphasis added; citation omitted).
discussed Cited as authority (rule) Airport Rent-A-Car, Inc., a Florida Corporation v. Prevost Car, Inc., a New Jersey Corporation (2×) also: Cited "see"
11th Cir. · 1994 · confidence medium
AFM Corp. v. Southern Bell Telephone and Telegraph Co., 515 So.2d 180, 181 (Fla.1987).
discussed Cited as authority (rule) Gordon Jones and Laura Jones v. John H. Childers and Talent Services, Inc.
11th Cir. · 1994 · confidence medium
Accordingly, the economic loss doctrine provides that “parties to a contract can only seek tort damages if conduct occurs that establishes a ‘tort “distinguishable from or independent of [the] breach of contract.” ’ ” 920 F.2d at 773, quoting AFM Corp. v. Southern Bell Telephone & Telegraph Co., 515 So.2d 180, 181 (Fla.1987) (citing Lewis v. Guthartz, 428 So.2d 222, 224 (Fla.1982); accord Florida Power & Light Co. v. Westinghouse Electric Corp., 510 So.2d 899 (Fla.1987).
discussed Cited as authority (rule) Community Bank of Homestead v. Boone (In Re Boone)
S.D. Fla. · 1994 · confidence medium
To obtain tort recovery, there must be a tort “distinguishable from or independent of [the] breach of contract.” AFM Corp. v. Southern Bell Telephone and Telegraph Co., 515 So.2d 180, 181 (Fla.1987) (citing Lewis v. Guthartz, 428 So.2d 222, 224 (Fla.1982)).
cited Cited as authority (rule) Spancrete v. Ronald E. Frazier & Assoc.
Fla. Dist. Ct. App. · 1994 · confidence medium
Co., 515 So.2d 180, 181 (Fla. 1987).
discussed Cited as authority (rule) First Union Discount Brokerage Services, Inc., Counter-Defendant v. Nick P. Milos, Catherine P. Milos, Counter-Plaintiffs
1st Cir. · 1993 · confidence medium
In Interstate Securities Corporation v. Hayes Corporation, 920 F.2d 769 , 773 (11th Cir.), reh'g denied, 929 F.2d 704 (1991), we noted that, in Florida, "without evidence of personal injury or property damage, a plaintiff cannot raise tort claims to recover solely economic damages flowing from a breach of contract” unless the evidence establishes a tort which is "distinguishable from or independent of [the] breach of contract.” (Quoting AFM Corp. v. Southern Bell Telephone & Telegraph Co., 515 So.2d 180, 181 (Fla.1987)).
discussed Cited as authority (rule) Resolution Trust Corp. v. Holland & Knight (2×)
S.D. Fla. · 1993 · confidence medium
Succinctly stated, these two doctrines provide that “without some conduct resulting in personal injury or property damage, there can be no independent tort flowing from a contractual breach which would justify a tort claim solely for economic losses.” AFM Corp. v. Southern Bell Telephone and Telegraph Co., 515 So.2d 180, 181-82 (Fla.1987). 5 Holland & Knight predicates its argument for dismissal of Count II on the assumption that Count I is a contract action and Count II is a tort action. 6 Holland & Knight further argues that the tort claim — breach of fiduciary duty — arises from the…
cited Cited as authority (rule) Federal Deposit Insurance v. Gonzalez-Gorrondona
S.D. Fla. · 1993 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987); Florida Power & Light Co. v. Westinghouse Elec.
cited Cited as authority (rule) Apple Premium Finance Service Co. v. General Star Indemnity Co.
Fla. Dist. Ct. App. · 1992 · confidence medium
Co., 515 So.2d 180, 181-82 (Fla.1987); deJesus v. Seaboard Coast Line R.R., 281 So.2d 198 , 201 (Fla.1973); Grand Union Co. v. Rocker, 454 So.2d 14 (Fla. 3d DCA 1984).
cited Cited as authority (rule) Jacobson v. Heritage Quality Const.
Fla. Dist. Ct. App. · 1992 · confidence medium
AFM Corp. v. Southern Bell Telephone and Telegraph Co., 515 So.2d 180, 181 (Fla. 1987).
discussed Cited as authority (rule) Judin v. L.M. Park, Inc.
Fla. Dist. Ct. App. · 1992 · confidence medium
Co., 515 So.2d 180, 181 (Fla.1987); Lassitter v. International Union of Operating Eng’rs, 349 So.2d 622 (Fla.1976); Chomont v. Ward, 103 So.2d 635 (Fla.1958); Casey v. Welch, 50 So.2d 124 (Fla.1951); Empire Fire & Marine Ins.
cited Cited as authority (rule) School Board of Osceola County v. James E. Rose Mechanical Contractors, Inc.
Fla. Dist. Ct. App. · 1992 · confidence medium
Corp. v. Southern Bell Telephone & Telegraph Co., 515 So.2d 180, 181 (Fla.1987).
discussed Cited as authority (rule) Kingston Square Tenants Ass'n v. Tuskegee Gardens, Ltd.
S.D. Fla. · 1992 · confidence medium
In AFM Corp. v. Southern Bell Tel. & Tel., 515 So.2d 180, 181 (Fla.1987), the Florida Supreme Court adopted the “economic loss theory,” holding that a party to a contract may not pursue a tort claim, solely for economic losses, unless the breaching party has committed a tort separate or independent of the act of breach.
Retrieving the full opinion text from the archive…
AFM CORPORATION, Plaintiff-Appellee,
v.
SOUTHERN BELL TELEPHONE AND TELEGRAPH COMPANY, Defendant-Appellant.
69202.
Supreme Court of Florida.
Oct 15, 1987.
515 So. 2d 180
Overton.
Cited by 169 opinions  |  Published

Christopher Lynch of Adams, Hunter, Angones, Adams, Adams & McClure, Miami, for plaintiff-appellee.

Karen H. Curtis and Stephen B. Gillman of Shutts & Bowen, Miami, for defendant-appellant.

Wayne C. McCall of Ayres, Cluster, Curry, McCall & Briggs, Ocala, for amicus curiae, The Academy of Florida Trial Lawyers.

OVERTON, Justice.

This case is before us on the following questions certified by the Eleventh Circuit Court of Appeals in AFM Corp. v. Southern Bell Telephone and Telegraph Co., 796 F.2d 1467 (11th Cir.1986):

(1) Can a plaintiff suing exclusively in tort recover lost profits?
If the answer to question 1 is yes,
(2) Can negligent or willful breach of a contract alone constitute an independent tort?
If the answer to question 2 is yes,
(3) Can such a tort be the basis of an award of punitive damages if the other criteria for awarding punitive damages are met?

Id. at 1469. We have jurisdiction. Art. V, § 3(b)(6), Fla. Const. We restate the issues into one question as follows:

Does Florida permit a purchaser of services to recover economic losses in tort without a claim for personal injury or property damage?

Consistent with our decision in Florida Power & Light Co. v. Westinghouse Electric Corp., 510 So.2d 899 (Fla. 1987), we answer the question in the negative. We note the certified question in Florida Power & Light concerned the purchase of goods, while the question in this case concerns the purchase of services.

The relevant facts reflect that in March, 1980, AFM Corporation, which sells and services copying machines, entered into an agreement with Southern Bell Telephone and Telegraph Company for including AFM's advertising in the yellow pages. When AFM moved its office, the parties agreed to employ a referral service to assist AFM's prospective customers. When the yellow pages were distributed, AFM's old telephone number was listed which, due to the move, was not the correct current number. Compounding the problem, Southern Bell mistakenly assigned AFM's old phone number to another customer, resulting in an automatic referral system disconnection. After AFM discovered the mistake, Southern Bell reconnected the referral[*181] number, but, subsequently, it was again mistakenly disconnected. In asserting a claim for economic losses, AFM chose to proceed solely on a tort theory in the trial court below and specifically announced that it was not basing its tort theory on any agreement between the parties. A more detailed statement of the facts is contained in AFM Corp. v. Southern Bell Telephone and Telegraph Co., 796 F.2d 1467 (11th Cir.1986).

In Florida Power & Light Co., we held that contract principles are more appropriate than tort principles for resolving economic losses resulting from the purchase of a product where there are no personal injury or property damage claims. This holding is consistent with the United States Supreme Court decision in East River Steamship Corp. v. Transamerica Delaval, Inc., 476 U.S. 858, 106 S.Ct. 2295, 90 L.Ed.2d 865 (1986), and is the majority view in this country.

In the instant case, AFM contracted with Southern Bell for advertising services. The contract defined the limitation of liability through bargaining, risk acceptance, and compensation. Having entered into a contract, AFM now seeks economic damages for a negligent breach of the contract, under a tort theory.

In Lewis v. Guthartz, 428 So.2d 222 (Fla. 1982), this Court was asked to answer the following certified question:

Where the defendant flagrantly, unjustifiably, and oppressively breaches a contract, and attempts to conceal the breach by the criminal act of making false statements to the government, must the plaintiffs plead and prove that the defendant committed an independent tort against them in order to recover punitive damages?

Id. at 223. We answered that question in the affirmative, holding that there must be a tort "distinguishable from or independent of [the] breach of contract." Id. at 224. In the instant case, AFM has not proved that a tort independent of the breach itself was committed. Consequently, we find no basis for recovery in negligence. Accord Electronic Security Systems Corp. v. Southern Bell Telephone and Telegraph Co., 482 So.2d 518 (Fla. 3d DCA 1986) ("[A] breach of contract, alone, cannot constitute a cause of action in tort... . It is only when the breach of contract is attended by some additional conduct which amounts to an independent tort that such breach can constitute negligence." Id. at 519; citations omitted.) Additionally, this holding is consistent with district court of appeal decisions declining to allow a tort claim for economic losses against various service entities based on an underlying contract. See Sprayberry v. Sheffield Auto and Truck Service, Inc., 422 So.2d 1073 (Fla. 1st DCA 1982); Greater Coral Springs Realty, Inc. v. Century 21 Real Estate, Inc., 412 So.2d 940 (Fla. 3d DCA 1982).

In First American Title Insurance Co. v. First Title Service Co., 457 So.2d 467 (Fla. 1984), we addressed a claim against an abstract company for the alleged negligent preparation of an abstract. Although the plaintiff did not contract directly with the abstract company, we found it was a beneficiary of the contract. We expressly declined "to recognize an abstracter's liability in tort for negligence to any and all foreseeable injured parties," id. at 468, but held that the plaintiff established a cause of action as a third party beneficiary of the abstracter's employment contract. We limited the application to parties to the transaction for which the abstract was prepared.

It would appear that our decision in A.R. Moyer, Inc. v. Graham, 285 So.2d 397 (Fla. 1973), is inconsistent with the above decisions. In that case, we did approve a recovery for economic losses where there was no personal injury or property damage upon a negligent tort theory. What distinguishes Moyer from the above cases, however, is that the plaintiff was not the beneficiary, either directly or as a third-party beneficiary, of the underlying contract. In that case, we held a general contractor had a cause of action for the alleged negligent supervisory performance by an architect. In so holding, we expressly determined that the contractor was not a party to the contract with the architect, nor was he a third party beneficiary of the contract. We based our decision on the fact that the supervisory responsibilities vested in the architect carried with it a concurrent duty not to injure foreseeable parties not beneficiaries of the contract. We declined in that case to find a basis for the negligence claim under the contract itself, absent a clear intent manifested in the contract. Since there was no contract under which the general contractor could recover his loss, we concluded he did have a cause of action in tort.

We conclude that without some conduct resulting in personal injury or property damage, there can be no independent tort[*182] flowing from a contractual breach which would justify a tort claim solely for economic losses. Accordingly, we answer the restated certified question in the negative, and remand to the United States Circuit Court of Appeals for the Eleventh Circuit for its disposition of this matter.

McDONALD, C.J., and SHAW, BARKETT, GRIMES and KOGAN, JJ., concur.

EHRLICH, J., concurs in result only.