Morris v. First Nat'l Bank & Trust Co., 254 N.E.2d 683 (Ohio 1970). · Go Syfert
Morris v. First Nat'l Bank & Trust Co., 254 N.E.2d 683 (Ohio 1970). Cases Citing This Book View Copy Cite
232 citation events (124 in the last 25 years) across 24 distinct courts.
Strongest positive: Chavez v. Ford Motor Credit Company LLC (ca9, 2026-02-03)
Treatment trajectory · 1972 → 2026 · click a year to view as-of
1972 1999 2026
Top citers, strongest first. 26 distinct citers. How cited ↗
discussed Cited as authority (rule) Chavez v. Ford Motor Credit Company LLC
9th Cir. · 2026 · confidence medium
Bank, FSB, 452 S.E.2d 208 , 211– 12 (Ga. Ct. App. 1994); Morris v. First Nat’l Bank and Trust Co. of Ravenna, 254 N.E.2d 683, 686 (Ohio 1970). 4 25-8 We agree with the court in Wiley that “courts across all jurisdictions are primarily concerned with a risk of violence in analyzing whether the specific facts of each case demonstrate a breach of the peace.” 757 F. Supp. 3d at 949.
discussed Cited as authority (rule) Lee v. MGM Resorts Mississippi, Inc.
Miss. Ct. App. · 2016 · confidence medium
Co. of Ravenna, 21 Ohio St.2d 25 , 254 N.E.2d 683, 687 (1970) (finding that one “who unlawfully refuses to depart from the land of another” has “committed a breach of the peace”).
cited Cited as authority (rule) Ellis v. Jungle Jim's Market, Inc.
Ohio Ct. App. · 2015 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970).
cited Cited as authority (rule) Neu v. Estate of Nussbaum
Ohio Ct. App. · 2015 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970).
cited Cited as authority (rule) Wells Fargo Bank, N.A. v. Geiser
Ohio Ct. App. · 2014 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970). {¶ 13} Appellants argue that Wells Fargo is not the real party in interest.
discussed Cited as authority (rule) Bank of New York Mellon v. Brock
Ohio Ct. App. · 2014 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970). {¶ 27} To establish a claim under the FDCPA, "a plaintiff must establish that: (1) he or she is a 'consumer' as defined by 15 U.S.C. 1692a(3); (2) the 'debt' arises out of transactions that are 'primarily for personal, family, or household purposes,' 15 U.S.C. 1692a(5); (3) the defendant is a 'debt collector' as defined by 15 U.S.C. 1692a(6); and (4) the defendant violated any of the prohibitions of 15 U.S.C. 1692e." Bank of Am., N.A. v. Robledo, 10th Dist.
cited Cited as authority (rule) Citibank, N.A. v. Ebbing
Ohio Ct. App. · 2013 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970). {¶ 11} We point out that the denial of Ebbing's summary judgment motion occurred prior to a jury trial.
cited Cited as authority (rule) Towne Dev. Group, Ltd. v. Hutsenpiller Contrs.
Ohio Ct. App. · 2013 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970). {¶ 17} This case involves the interpretation of the HTHG operating agreement.
discussed Cited as authority (rule) Cent. Mtge. Co. v. Bonner
Ohio Ct. App. · 2013 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970). {¶ 10} "'A party seeking to foreclose on a mortgage must establish execution and delivery of the note and mortgage; valid recording of the mortgage; it is the current holder of the note and mortgage; default; and the amount owed.'" BAC Home Loans Servicing, L.P. v. Kolenich, 194 Ohio App.3d 777 , 2011-Ohio-3345 (12th Dist.), quoting Countrywide Home Loans, Inc. v. Baker, 10th Dist.
cited Cited as authority (rule) Trebnick Sys., Inc. v. Chalmers
Ohio Ct. App. · 2013 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970). {¶ 4} "A corporation, being an artificial person, can act only through agents." Lamar Advantage GP Co. v. Patel, 12th Dist.
discussed Cited as authority (rule) Fettro v. Rombach Ctr., L.L.C.
Ohio Ct. App. · 2013 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970). -3- Clinton CA2012-07-018 {¶ 11} Restrictive covenants are covenants running with the land, intended to limit the grantee's use of the land to specified purposes, with the object of protecting the interests of all landowners in the same allotment or community.
discussed Cited as authority (rule) Taylor v. Taylor-Wilson Dev. Co., Inc.
Ohio Ct. App. · 2013 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970). {¶ 13} Initially, we agree with T-WDCI that the trial court erred when it found that the company's "action to void the [the stock purchase and assignment of stock] agreements and promissory note are [sic] barred by the applicable statute of limitations[,]" because T-WDCI used its allegations of fraudulent inducement and duress defensively rather than offensively, and therefore, the statute of limitations that the trial court found to be applicable in this case, i.e., R.C. 2305.09, is inapplicable to this case.
cited Cited as authority (rule) Brown-Spurgeon v. Paul Davis Systems of Tri-State Area, Inc.
Ohio Ct. App. · 2013 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970). {¶ 15} This case involves multiple theories of tort liability against PDS and Griffin.
cited Cited as authority (rule) Ward v. Graue
Ohio Ct. App. · 2013 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970). {¶ 12} Ward concedes that his action for bodily injury was brought eight days outside the two-year statute of limitations set forth in R.C. 2305.10(A).
cited Cited as authority (rule) Wells Fargo v. Smith
Ohio Ct. App. · 2013 · confidence medium
Bank & Trust Co., 21 Ohio St.2d 25, 28 (1970).
discussed Cited as authority (rule) Sheila Hensley v. Ronald Gassman
6th Cir. · 2012 · confidence medium
If DCI had not already peaceably removed the vehicle when the owner objected, it's [sic] continuation with the attempt at repossession was no longer 'peaceable and without a breach of the peace.’ ”); Morris v. First Nat'l Bank & Trust of Ravenna, 21 Ohio St.2d 25 , 254 N.E.2d 683, 686 (1970) (holding that “when appellee's agents were physically confronted by appellant's representative, disregarded his request to desist their efforts at repossession and refused to depart from the private premises upon which the collateral was kept, they committed a breach of the peace”); Westerman v. Or…
discussed Cited as authority (rule) Chapa v. Traciers & Associates
Tex. App. · 2008 · confidence medium
Bank & Trust Co. of Ravenna, Ohio, 254 N.E.2d 683, 686-87 (1970) (breach of peace occurred when agents were “physically confronted by appellant’s representative, disregarded his request to desist their efforts at repossession and refused to *395 depart from the private premises”); Manhattan Credit Co. v. Brewer, 232 Ark. 976 , 341 S.W.2d 765, 766 (1961) (conversion, occurs if force or threats of force are used); Hollibush v. Ford Motor Credit Co., 179 Wis.2d 799 , 508 N.W.2d 449, 451-52 (1993) (breach of peace occurred when vehicle repossessed over objections of owner’s fiancé); Nicho…
discussed Cited as authority (rule) Giles v. First Virginia Credit Services, Inc.
N.C. Ct. App. · 2002 · confidence medium
App. 1983) (a breach of the peace may be caused by an act likely to produce violence); Morris v. First National Bank & Trust Co. of Ravena, 254 N.E.2d 683, 686-87 (Ohio 1970) (a physical confrontation coupled with an oral protest constitutes a breach of the peace).
discussed Cited as authority (rule) Hollibush v. Ford Motor Credit Co.
Wis. Ct. App. · 1993 · confidence medium
In Morris v. First Nat'l Bank and Trust Co. of Ravenna, 254 N.E.2d 683, 686-87 (Ohio 1970), the court said: [W]e are constrained to hold that when appellee's agents were physically confronted by appellant's representative, disregarded his request to desist *809 their efforts at repossession and refused to depart from the private premises upon which the collateral was kept, they committed a breach of the peace within the meaning of [sec. 9-503] ....
discussed Cited as authority (rule) MBank El Paso, N.A. v. Sanchez (2×)
Tex. · 1992 · confidence medium
Because of our disposition of the nondelegability issue, we do not reach this alternative ground for the court of appeals' holding. [3] See, e.g., Griffith v. Valley of Sun Recovery and Adjustment Bureau, Inc., 126 Ariz. 227 , 613 P.2d 1283, 1286 (1980); Henderson v. Security Nat'l Bank, 72 Cal.App.3d 764, 770 , 140 Cal.Rptr. 388, 391 (1977); Thrasher v. First Nat'l Bank, 288 So.2d 288, 289 (Fla.Dist.Ct.App.1974); Whisenhunt v. Allen Parker Co., 119 Ga.App. 813 , 168 S.E.2d 827 (1969); Van Bibber v. Norris, 404 N.E.2d 1365 (Ind.App.1980); Benschoter v. First Natl Bank, 218 Kan. 144 , 542 P.2d …
discussed Cited as authority (rule) First & Farmers Bank of Somerset, Inc. v. Henderson (2×)
Ky. Ct. App. · 1988 · confidence medium
Finally, in Morris v. First National Bank and Trust Co. of Ravenna, 21 Ohio St.2d 25 , 254 N.E.2d 683, 686-87 (1970), Ohio’s highest court held that a breach of the peace was committed when the creditor's agents physically confronted the debtor and disregarded his request to stop even though there was no actual physical conflict.
discussed Cited as authority (rule) General Electric Credit Corp. v. Timbrook (2×)
W. Va. · 1982 · confidence medium
Accord, Evers-Jordan Furniture Co. v. Hartzog, 237 Ala. 407 , 187 So. 491 (1939); Cox v. Stuart, 229 Ala. 409 , 157 So. 460 (1934); Griffith v. Valley of Sun Recovery and Adjustment Bureau, Inc., 126 Ariz. 227 , 613 P.2d 1283 , 1286 (1980); Henderson v. Security National Bank, 72 Cal.App.3d 764 , 770, 140 Cal.Rptr. 388 , 391 (1977); Thrasher v. First National Bank, 288 So.2d 288, 289 (Fla.Dist.Ct.App.1974); Southern Industrial Savings Bank v. Greene, 224 So.2d 416 (Fla.Dist.Ct.App. 1969); Whisenhunt v. Allen Parker Co., 119 Ga.App. 813 , 168 S.E.2d 827 (1969); Van Bibber v. Norris, 404 N.E.2d …
cited Cited as authority (rule) Griffith v. Valley of the Sun Recovery & Adjustment Bureau, Inc.
Ariz. Ct. App. · 1980 · confidence medium
Morris v. First National Bank and Trust Company of Ravenna, 21 Ohio St.2d 25, 30 , 254 N.E.2d 683, 686-87 (1970).
cited Cited as authority (rule) Griffith v. VALLEY OF SUN RECOVERY, ETC.
Ariz. Ct. App. · 1980 · confidence medium
Morris v. First National Bank and Trust Company of Ravenna, 21 Ohio St.2d 25, 30 , 254 N.E.2d 683, 686-87 (1970).
discussed Cited "see" Ivy v. General Motors Acceptance Corp.
Miss. · 1992 · signal: see · confidence high
See Morris v. First Nat'l Bank & Trust Co., 21 Oh.St.2d 25, 254 N.E.2d 683, 685-87 (1970); accord Kirkwood v. Hickman, 223 Miss. 372 , 78 So.2d 351 (1955); Harris Truck & Trailer Sales v. Foote, 58 Tenn. App. 710 , 436 S.W.2d 460, 463-64 (1968).
discussed Cited "see, e.g." Kirksey v. Theilig (2×)
D. Colo. · 1972 · signal: compare · confidence low
Compare Morris v. First National Bank & Trust Co. of Ravenna, 21 Ohio St.2d 25 , 254 N.E.2d 683 (1970) with Cherno v. Bank of Babylon, 54 Misc. 2d 277 , 282 N.Y.S.2d 114 (1967), aff'd, 29 A.D.2d 767 , 288 N.Y.S.2d 862 .
Retrieving the full opinion text from the archive…
Morris
v.
The First National Bank and Trust Co. of Ravenna, Ohio
No. 69-183.
Ohio Supreme Court.
Jan 7, 1970.
254 N.E.2d 683
1970 Ohio LEXIS 430
Messrs. DiPaolo & Kirkwood, and Mr. Charles E. Kirk-wood, for appellant., Messrs. Loomis, Jones, Poland, Wilson & Griffith and Mr. J. Philip J ones, for appellee.
Coebigan, Duhoah, Hekbert, Matthias, Neill, Schneider, Taft.
Cited by 134 opinions  |  Published
Hekbert, J.

Ohio’s summary judgment statute, Section 2311.041, Revised Code, first became effective on November 9, 1959. The act was designed to relieve crowded court dockets of those cases which could be disposed of as a matter of law upon documents filed in the cause. It was hoped that the new law would eliminate the time-wasting process of calling a case before a court or jury, hearing opening statements or oral evidence, and then discovering that there was a complete failure of proof or simply no justiciable controversy before the court. However, recognizing our constitutional guarantee of trial by jury in specific cases, the General Assembly limited the granting of judgment under the statute to those cases where (1) no genuine issue as to any material fact appears from the documents filed with and in response to the-motion, (2) the movant is entitled to judgment as a matter of law, and (3) reasonable minds can come to but one conclusion and that conclusion is adverse to the party against whom the motion is made.

As a further guideline for the avoidance of an encroachment upon the rights of litigants, the General Assembly very clearly stated:

[*28] the party against whom the motion for summary judgment is made is entitled to have such * * * [documents] construed most strongly in his favor.” (Section 2311.041(B), Revised Code.) (Emphasis added.)

Appellee cites our recent holding in North v. Pennsylvania Rd. Co. (1967), 9 Ohio St. 2d 169, 224 N. E. 2d 757, in support of his claim that summary judgment was correctly granted in the instant case. A careful reading of North shows that the court there spoke only of the use of summary judgment in “proper” cases and where “no genuine issue of fact exists.”

In view of the above discussion, it would appear that the motion in the case at bar should have been summarily overruled. However, appellee and the courts below expressed the view that Section 1309.46, Revised Code, gave ap-pellee’s agents the right to enter upon appellant’s property and repossess the mower in the manner and under the circumstances described. Section 1309.46, Revised Code, provides:

“Unless otherwise agreed a secured party has on default the right to take possession of the collateral. In taking possession, a secured party may proceed without judicial process if this can be done without breach of the peace # * *

The judgments below and appellee’s position at bar are mainly based upon the conclusion that, as a matter of law, the evidence before the trial court upon the motion for summary judgment failed to show a breach of the peace

In his disagreement with this conclusion, appellant argues that the evidence before the trial court raised a genuine question of whether an assault was committed by appellee’s agents, and that if an assault was found the peace was thereby breached, and Section 1309.46, Revised Code, would be no defense to his action.

Research of Ohio cases involving the question of what constitutes a breach of the peace discloses that our courts have previously dealt with this subject in instances where a statute or ordinance was violated. The controversy in[*29] those cases stemmed from whether it was necessary that the particular violation be felonious or treasonous in order to constitute a breach of the peace. The courts have uniformly held that included in ‘‘breach of the peace” are not only treason and felony violations, but misdemeanors as well. However, we have found no case which requires the conclusion that unless or until some statute or ordinance has been violated no breach of the peace can occur. On the contrary, in an exhaustive interpretation of Sections 2331.-11 to 2331.14, Revised Code, relating to immunity of certain persons from arrest, Justice Matthias quoted from 7 Ohio Jurisprudence 2d 689, Section 1, as follows:

“ ‘In general terms, a breach of the peace is a violation of public order, a disturbance of the public tranquility, by any act or conduct inciting to violence or tending to provoke or excite others to break the peace, or, as is some times said, it includes any violation of any law enacted to preserve peace and good order. It may consist of an act of violence or an act likely to produce violence.’ ” (Emphasis added.) Akron v. Mingo (1959), 169 Ohio St. 511, 513, 160 N. E. 2d 225.

We do not quarrel with appellee’s position that the Ohio Uniform Commercial Code, of which Section 1309.46 is a part, has as its main purpose the uniform expansion and encouragement of commercial transactions in this state, and that the statutes therein should be liberally construed to effectuate that purpose. However, such construction cannot be permitted to defeat our fundamental public policy of discouraging extrajudicial acts by citizens when those acts are fraught with the likelihood of resulting violence.

In the instant case, a citizen was “surrounded” by two men and placed in fear of “being beaten.” Must a citizen so treated physically lash out, whether justifiably or not, before the peace is breached? To so hold would be to wrongly relegate relationships among citizens to the after-the-fact status of the dog which formerly was permitted its first bite.

It appears clear, therefore, that no assault need have[*30] been committed by appellee’s agents in order for them to bave committed a breach of the peace, as that term is employed in Section 1309.46, Revised Code.

Appellant’s petition is based upon alleged trespass and conversion. While we leave the question of conversion to be determined in future proceedings below, we are constrained to hold that when appellee’s agents were physically confronted by appellant’s representative, disregarded his request to desist their efforts at repossession and refused to depart from the private premises upon which the collateral was kept, they committed a breach of the peace within the meaning of Section 1309.46, Revised Code, lost the protective application of that section, and thereafter stood as would any other person who unlawfully refuses to depart from the land of another.

While it is not involved in the case at bar, the parties agreed in oral argument that sound public policy should also dictate that a repossessor, proceeding without judicial process, should not enter or attempt to enter any private structure without the express consent of the person in charge thereof. We view the conclusion of the parties in that respect with favor.

The judgment of the Court of Appeals is reversed and the cause is remanded for further proceedings.

Judgment reversed.

Taft, C. J., Matthias, O’Neill, Duhoah and Coebigan, JJ., concur. Schneider, J., dissents.