usury defense in Michigan

10 Michigan opinions name it 2 courts 1986–2023 2 in the last five years

The cases below were cited by Michigan courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (3)

Case	Followed	Cited
Silberstein v. Pro-Golf of America, Incgreen michctapp · 2008 · cited in 1 Michigan opinions naming this issue, 2022–2022 2 sentences 2022See Silberstein v Pro-Golf of America, Inc, 278 Mich App 446, 457 ; 750 NW2d 615 (2008) (“Where a motion for summary disposition is brought under both MCR 2.116(C)(8) and (C)(10), but the parties and the trial court relied on matters outside the pleadings, . . . 2022See Silberstein v Pro-Golf of America, Inc, 278 Mich App 446, 457 ; 750 NW2d 615 (2008) (“Where a motion for summary disposition is brought under both MCR 2.116(C)(8) and (C)(10), but the parties and the trial court relied on matters outside the pleadings, . . .	1	1
Bird Finance Corp. v. Lamersongreen mich · 1942 · cited in 1 Michigan opinions naming this issue, 1986–1986 2 sentences 1986See Bird Finance Corp v Lamerson, 303 Mich 422 ; 6 NW2d 732 (1942) (discussing the notice provision under pre-Uniform Commercial Code Law). 1986See Bird Finance Corp v Lamerson, 303 Mich 422 ; 6 NW2d 732 (1942) (discussing the notice provision under pre-Uniform Commercial Code Law).	1	1
Schmidt v. Gauklergreen mich · 1909 · cited in 1 Michigan opinions naming this issue, 1986–1986 2 sentences 1986See Schmidt v Gaukler, 156 Mich 243 ; 120 NW 746 (1909); Barney v Tontine Surety Co, 131 Mich 192 ; 91 NW 140 (1902). 1986See Schmidt v Gaukler, 156 Mich 243 ; 120 NW 746 (1909); Barney v Tontine Surety Co, 131 Mich 192 ; 91 NW 140 (1902).	1	1

Distinguished, questioned or overruled (0)

Case	Negative	Cited
No negative-treatment citations attached to this issue in Michigan. Read the followed side critically anyway.

Also cited on this issue (10)

Case	Cited	Years
Stanke v. State Farm Mutual Automobile Insurance green michctapp · 1993 2 sentences 2018However, the Oehmkes could cure their failure to properly assert the usury defense by seeking leave to amend the answer, and the trial court had the general obligation to grant leave: “It is a fundamental rule of civil procedure in this state that leave to amend pleadings should be given freely.” Stanke, 200 Mich App at 321 , citing MCR 2.118(A)(2) and Ben Fyke & Sons, 390 Mich at 656 . 2018However, the Oehmkes could cure their failure to properly assert the usury defense by seeking leave to amend the answer, and the trial court had the general obligation to grant leave: “It is a fundamental rule of civil procedure in this state that leave to amend pleadings should be given freely.” Stanke, 200 Mich App at 321 , citing MCR 2.118(A)(2) and Ben Fyke & Sons, 390 Mich at 656 .	2	2018–2018
Weymers v. Khera green mich · 1997 2 sentences 2018A trial court should deny a motion for leave to amend only for particularized reasons, such as “[1] undue delay, [2] bad faith or dilatory motive on the part of the movant, [3] repeated failure to cure deficiencies by amendments previously allowed, [4] undue prejudice to the opposing party by virtue of allowance of the amendment, [and 5] futility.” Weymers v Khera, 454 Mich 639, 658 ; 563 NW2d 647 (1997) (quotation marks and citation omitted; brackets in original). 2018A trial court should deny a motion for leave to amend only for particularized reasons, such as “[1] undue delay, [2] bad faith or dilatory motive on the part of the movant, [3] repeated failure to cure deficiencies by amendments previously allowed, [4] undue prejudice to the opposing party by virtue of allowance of the amendment, [and 5] futility.” Weymers v Khera, 454 Mich 639, 658 ; 563 NW2d 647 (1997) (quotation marks and citation omitted; brackets in original).	2	2018–2018
Ben P. Fyke & Sons v. Gunter Co. green mich · 1973 2 sentences 2018However, the Oehmkes could cure their failure to properly assert the usury defense by seeking leave to amend the answer, and the trial court had the general obligation to grant leave: “It is a fundamental rule of civil procedure in this state that leave to amend pleadings should be given freely.” Stanke, 200 Mich App at 321 , citing MCR 2.118(A)(2) and Ben Fyke & Sons, 390 Mich at 656 . 2018However, the Oehmkes could cure their failure to properly assert the usury defense by seeking leave to amend the answer, and the trial court had the general obligation to grant leave: “It is a fundamental rule of civil procedure in this state that leave to amend pleadings should be given freely.” Stanke, 200 Mich App at 321 , citing MCR 2.118(A)(2) and Ben Fyke & Sons, 390 Mich at 656 .	2	2018–2018
Union Guardian Trust Co. v. Crawford green mich · 1935 2 sentences 1987Union Guardian Trust Co v Crawford, 270 Mich 207, 211 ; 258 NW 248 (1935); Waldorf v Zinberg, 106 Mich App 159, 163-165 ; 307 NW2d 749 (1981). 1987Union Guardian Trust Co v Crawford, 270 Mich 207, 211 ; 258 NW 248 (1935); Waldorf v Zinberg, 106 Mich App 159, 163-165 ; 307 NW2d 749 (1981).	2	1987–1987
Waldorf v. Zinberg green michctapp · 1981 2 sentences 1987Union Guardian Trust Co v Crawford, 270 Mich 207, 211 ; 258 NW 248 (1935); Waldorf v Zinberg, 106 Mich App 159, 163-165 ; 307 NW2d 749 (1981). 1987Union Guardian Trust Co v Crawford, 270 Mich 207, 211 ; 258 NW 248 (1935); Waldorf v Zinberg, 106 Mich App 159, 163-165 ; 307 NW2d 749 (1981).	2	1987–1987
Wright v. First National Bank green mich · 1941 1 sentence 2023Either the borrower repays the lender at the illegal rate (and likely is precluded from recovering those payments, see, e.g., Wright, 297 Mich at 328 ) or the borrower declines to pay and raises a usury defense to the lender’s collection action.	1	2023–2023
Fretz v. Murray green mich · 1898 1 sentence 2023Id., quoting 1843 PA 47 (“ ‘The [lender] shall have judgment for the principal and legal interest only.’ ”).	1	2023–2023
Biberstine v. Woodworth green mich · 1979 2 sentences 1987This conclusion is supported by Biberstine v Wood-worth, 406 Mich 275 ; 278 NW2d 41 (1979). 1987This conclusion is supported by Biberstine v Wood-worth, 406 Mich 275 ; 278 NW2d 41 (1979).	1	1987–1987
Osinski v. Yowell green michctapp · 1984 2 sentences 1986Osinski v Yowell, 135 Mich App 279, 287-288 ; 354 NW2d 318 (1984). 1986Osinski v Yowell, 135 Mich App 279, 287-288 ; 354 NW2d 318 (1984).	1	1986–1986
Barney v. Tontine Surety Co. neutral mich · 1902 2 sentences 1986See Schmidt v Gaukler, 156 Mich 243 ; 120 NW 746 (1909); Barney v Tontine Surety Co, 131 Mich 192 ; 91 NW 140 (1902). 1986See Schmidt v Gaukler, 156 Mich 243 ; 120 NW 746 (1909); Barney v Tontine Surety Co, 131 Mich 192 ; 91 NW 140 (1902).	1	1986–1986

Statutes the citing opinions construe

MI § Mich. Comp. Laws § 438.31 (8) MI § Mich. Comp. Laws § 438.31c (5) MI § Mich. Comp. Laws § 438.32 (5) MI § Mich. Comp. Laws § 438.61 (4)

Counted by distinct opinions that both name this issue and are annotated to the section; sections every opinion cites regardless of issue are not filtered here, so read the counts against the total above.

Where else courts name it

TX 70 (1977–2022) NY 34 (1937–2025) CA 13 (1931–2025) MI 10 (1986–2023) WA 10 (1980–2024) FL 10 (1981–2021) MN 7 (1985–1995) IL 5 (1987–2025) CT 5 (1986–2002) OK 3 (1940–1963) NE 3 (1970–2025) NC 3 (1935–2008) ID 3 (1981–1994) RI 3 (1982–2021) AZ 3 (1973–2018) LA 2 (1974–1987) AK 2 (1991–2017) AR 2 (1999–2007) GA 2 (1984–1996) DC 2 (1953–2024) MO 2 (1924–2017)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

← Caselaw search · G Cite Topics · Brief Check