5 Illinois opinions name it 2 courts 1987–2025 1 in the last five years
The cases below were cited by Illinois courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.
| Case | Followed | Cited |
|---|---|---|
Tyrcha v. Wesolekgreen1 sentence2025App. 3d 871, 876 (1991) (citing Tyrcha v. Wesolek, 187 Ill. | 1 | 1 |
General Motors Acceptance Corp. v. Kettelsongreen1 sentence2025The elements of a usury defense are (1) a loan (2) of money (3) that is repayable absolutely, and that (4) requires something “in addition to lawful interest.” General Motors Acceptance Corp. v. Kettleson, 219 Ill. | 1 | 1 |
Watt v. Cecilgreen2 sentences1993(Laegeler v. Bartlett (1957), 10 Ill. 2d 478 , 140 N.E.2d 702 ; see Commercial Mortgage & Finance Co. v. Life Savings of America (1989), 129 Ill. 2d 42, 51 , 541 N.E.2d 661 .) Although the failure to reply to a usury defense results in an admission of that defense (Wait v. Cecil (1938), 368 Ill. 510 , 15 N.E.2d 292 ; see Ill. 1993(Laegeler v. Bartlett (1957), 10 Ill. 2d 478 , 140 N.E.2d 702 ; see Commercial Mortgage & Finance Co. v. Life Savings of America (1989), 129 Ill. 2d 42, 51 , 541 N.E.2d 661 .) Although the failure to reply to a usury defense results in an admission of that defense (Wait v. Cecil (1938), 368 Ill. 510 , 15 N.E.2d 292 ; see Ill. | 1 | 1 |
Commercial Mortgage & Finance Co. v. Life Savings of Americagreen2 sentences1993(Laegeler v. Bartlett (1957), 10 Ill. 2d 478 , 140 N.E.2d 702 ; see Commercial Mortgage & Finance Co. v. Life Savings of America (1989), 129 Ill. 2d 42, 51 , 541 N.E.2d 661 .) Although the failure to reply to a usury defense results in an admission of that defense (Wait v. Cecil (1938), 368 Ill. 510 , 15 N.E.2d 292 ; see Ill. 1993(Laegeler v. Bartlett (1957), 10 Ill. 2d 478 , 140 N.E.2d 702 ; see Commercial Mortgage & Finance Co. v. Life Savings of America (1989), 129 Ill. 2d 42, 51 , 541 N.E.2d 661 .) Although the failure to reply to a usury defense results in an admission of that defense (Wait v. Cecil (1938), 368 Ill. 510 , 15 N.E.2d 292 ; see Ill. | 1 | 1 |
Commercial Mortgage & Finance Co. v. Life Savings of Americagreen2 sentences1989The appellate court found that the transaction involved a necessitous borrower and an unscrupulous lender and that this was precisely the type of situation that the usury statute was intended to redress. ( 167 Ill. 1989App. 3d at 765 .) A dissenting justice believed that the Olsons should be estopped from raising the usury defense because of their complicity in the transaction. ( 167 Ill. | 1 | 1 |
| Case | Negative | Cited |
|---|---|---|
| No negative-treatment citations attached to this issue in Illinois. Read the followed side critically anyway. | ||
| Case | Cited | Years |
|---|---|---|
Laegeler v. Bartlett
green
2 sentences1993(Laegeler v. Bartlett (1957), 10 Ill. 2d 478 , 140 N.E.2d 702 ; see Commercial Mortgage & Finance Co. v. Life Savings of America (1989), 129 Ill. 2d 42, 51 , 541 N.E.2d 661 .) Although the failure to reply to a usury defense results in an admission of that defense (Wait v. Cecil (1938), 368 Ill. 510 , 15 N.E.2d 292 ; see Ill. 1993(Laegeler v. Bartlett (1957), 10 Ill. 2d 478 , 140 N.E.2d 702 ; see Commercial Mortgage & Finance Co. v. Life Savings of America (1989), 129 Ill. 2d 42, 51 , 541 N.E.2d 661 .) Although the failure to reply to a usury defense results in an admission of that defense (Wait v. Cecil (1938), 368 Ill. 510 , 15 N.E.2d 292 ; see Ill. | 1 | 1993–1993 |
Leitch v. N.Y.C.R.R. Co.
green
1 sentence1989Co. (1944), 388 Ill. 236, 245 .) Thus, it appears that Commercial Mortgage asks, in effect, that we find the usury defense time barred from the beginning, but that we allow the lender’s cause of action to proceed on the loan documents which Commercial Mortgage believes should speak for themselves. | 1 | 1989–1989 |
Hall v. Montaleone
green
1 sentence1988The final case, Hall v. Montaleone (1976), 38 Ill. | 1 | 1988–1988 |
United Realty Trust v. Property Development & Research Co.
green
1 sentence1987Also, in United Realty Trust v. Property Development & Research Co. (Minn. 1978), 269 N.W.2d 737 , the Minnesota Supreme Court reached a similar result. | 1 | 1987–1987 |
Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.