excess clause (Colorado) · Go Syfert
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excess clause in Colorado

9 Colorado opinions name it 2 courts 1978–2011 0 in the last five years

The cases below were cited by Colorado courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (5)

CaseFollowedCited
Hutchinson v. Eldergreen
colo · 1959 · cited in 4 Colorado opinions naming this issue, 1978–1979
2 sentences

1979See Hutchison v. Elder, 140 Colo. 379 , 344 P.2d 1090 (1959).

1979See Hutchison v. Elder, 140 Colo. 379 , 344 P.2d 1090 (1959).

44
Travelers Cas. and Sur. v. Century Sur.green
calctapp · 2004 · cited in 1 Colorado opinions naming this issue, 2011–2011
2 sentences

2011Excess clauses have been analogized to escape clauses, Travelers Casualty & Surety Co. v. Century Surety Co., 118 Cal.App.4th 1156 , 13 Cal.Rptr.3d 526, 529 (2004), and both types of clauses essentially describe different sides of the same coin: through an excess clause an insurer initially accepts liability but then tries to shift it to another insurer, while through an escape clause an insurer initially disclaims liability but then accepts it in the absence of other insurance.

2011Excess clauses have been analogized to escape clauses, Travelers Casualty & Surety Co. v. Century Surety Co., 118 Cal.App.4th 1156 , 13 Cal.Rptr.3d 526, 529 (2004), and both types of clauses essentially describe different sides of the same coin: through an excess clause an insurer initially accepts liability but then tries to shift it to another insurer, while through an escape clause an insurer initially disclaims liability but then accepts it in the absence of other insurance.

11
State Farm Mutual Automobile Insurance v. United Services Automobile Ass'ngreen
va · 1970 · cited in 1 Colorado opinions naming this issue, 2011–2011
2 sentences

2011Ass'n, 211 Va. 133 , 176 S.E.2d 327, 331 (1970) (holding that an excess clause does not affect coverage and simply allows for determining the distribution of liability).

2011Ass'n, 211 Va. 133 , 176 S.E.2d 327, 331 (1970) (holding that an excess clause does not affect coverage and simply allows for determining the distribution of liability).

11
Avis Rent-A-Car System, Inc. v. Allstate Insurance Co.green
coloctapp · 1997 · cited in 1 Colorado opinions naming this issue, 2009–2009
1 sentence

2009Co., 937 P.2d 802, 805 (Colo.App.1996) ("[TJhe General Assembly has chosen not to address the primacy of liability coverage as it has that of PIP coverage ... we are hesitant to conclude that the excess clause in the Avis rental agreement is void as against any legislatively declared public policy.

11
Cosmopolitan Mutual Insurance v. Continental Casualty Co.green
nj · 1959 · cited in 1 Colorado opinions naming this issue, 1978–1978
1 sentence

1978See Cosmopolitan Mutual Insurance Co. v. Continental Casualty Co., 28 N.J. 554 , 147 A.2d 525 (1959); but see Rocky Mountain Fire & Casualty Co. v. Allstate Insurance Co., 107 Ariz. 227 , 485 P.2d 552 (1971).

11

Distinguished, questioned or overruled (2)

CaseNegativeCited
United States Fidelity & Guaranty Co. v. Budget Rent-A-Car Systems, Inc.green
colo · 1992 · cited in 1 Colorado opinions naming this issue, 1997–1997
1 sentence

1997But see United States Fidelity & Guaranty Co. v. Budget Rent-A-Car Systems, Inc., 842 P.2d 208 (Colo.1992)(Kirshbaum, J., specially concurring).

11
Rocky Mountain Fire & Casualty Co. v. Allstate Insurancegreen
ariz · 1971 · cited in 1 Colorado opinions naming this issue, 1978–1978
2 sentences

1978See Cosmopolitan Mutual Insurance Co. v. Continental Casualty Co., 28 N.J. 554 , 147 A.2d 525 (1959); but see Rocky Mountain Fire & Casualty Co. v. Allstate Insurance Co., 107 Ariz. 227 , 485 P.2d 552 (1971).

1978See Cosmopolitan Mutual Insurance Co. v. Continental Casualty Co., 28 N.J. 554 , 147 A.2d 525 (1959); but see Rocky Mountain Fire & Casualty Co. v. Allstate Insurance Co., 107 Ariz. 227 , 485 P.2d 552 (1971).

11

Also cited on this issue (6)

CaseCitedYears
Smith v. Woodward green
colo · 1911
2 sentences

1979Furthermore, replacing condition ‘6’ of the rental section with an excess insurance clause is curious at best, since condition ‘6’ deals with ‘benefit to bailees.’ Looking for help in that section of the policy dealing with ‘owner’ coverage, see Smith v. Woodward, 51 Colo. 311 , 117 P. 140 (1911), we note that the provisions for ‘other insurance’ there fall under the heading: ‘VI Additional Conditions.’ In light of this, it is clear to us that, by the words ‘conditions 6 of the policy,’ the plaintiff and G & J Specialties meant to indicate the Roman Numeral ‘VI,’ and to apply the excess clause

1979Furthermore, replacing condition ‘6’ of the rental section with an excess insurance clause is curious at best, since condition ‘6’ deals with ‘benefit to bailees.’ Looking for help in that section of the policy dealing with ‘owner’ coverage, see Smith v. Woodward, 51 Colo. 311 , 117 P. 140 (1911), we note that the provisions for ‘other insurance’ there fall under the heading: ‘VI Additional Conditions.’ In light of this, it is clear to us that, by the words ‘conditions 6 of the policy,’ the plaintiff and G & J Specialties meant to indicate the Roman Numeral ‘VI,’ and to apply the excess clause

41978–1979
Allstate Insurance Co. v. Avis Rent-A-Car System, Inc. green
colo · 1997
1 sentence

2009Such an argument is better addressed to the General Assembly."), aff'd, 947 P.2d 341 (Colo.1997).

12009–2009
Empire Cas. v. ST. PAUL FIRE AND MARINE green
colo · 1988
1 sentence

1997Paul Fire & Marine Insurance Co., 764 P.2d 1191 (Colo.1988); Br na v. Farmers Insurance Exchange, supra. Hence, the trial court erred in giving effect to the “other insurance” excess clause in the Avis rental agreement in the face of Allstate’s excess clause.

11997–1997
Brna v. Farmers Insurance Exchange green
coloctapp · 1994
1 sentence

1997Paul Fire & Marine Insurance Co., 764 P.2d 1191 (Colo.1988); Br na v. Farmers Insurance Exchange, supra. Hence, the trial court erred in giving effect to the “other insurance” excess clause in the Avis rental agreement in the face of Allstate’s excess clause.

11997–1997
United States Fidelity & Guaranty Co. v. Budget Rent-a-Car Systems, Inc. green
coloctapp · 1991
1 sentence

1992Rather, it will become effective only if there exists "other applicable insurance.” ’ 829 P.2d at 479 .

11992–1992
Lumbermens Mutual Casualty Co. v. Allstate Insurance green
ny · 1980
2 sentences

1989Yet, that would be the result if the proviso to the umbrella coverage were to be interpreted to refer to the excess clause in the Allstate policy. *1347 Further, the intent of the language of the proviso cannot accurately be divined without recognizing that there has been developed a tertiary level of liability insurance, sometimes referred to as “secondary excess coverage.” See Lumbermens Mutual Casualty Co. v. Allstate Insurance Co., 51 N.Y.2d 651 , 435 N.Y.S.2d 953 , 417 N.E.2d 66 (1980).

1989Yet, that would be the result if the proviso to the umbrella coverage were to be interpreted to refer to the excess clause in the Allstate policy. *1347 Further, the intent of the language of the proviso cannot accurately be divined without recognizing that there has been developed a tertiary level of liability insurance, sometimes referred to as “secondary excess coverage.” See Lumbermens Mutual Casualty Co. v. Allstate Insurance Co., 51 N.Y.2d 651 , 435 N.Y.S.2d 953 , 417 N.E.2d 66 (1980).

11989–1989

Where else courts name it

CA 27 (1959–2013) IL 18 (1893–2015) MI 16 (1884–2023) MO 11 (1960–2019) NJ 10 (1959–2018) NY 9 (1970–2025) CO 9 (1978–2011) AZ 9 (1971–2000) MD 9 (1966–1999) PA 8 (1929–1988) LA 8 (1925–2018) OH 8 (1945–2025) TX 7 (1878–2013) OK 7 (1918–2000) NC 6 (1972–2014) IA 6 (1962–1998) MN 6 (1983–1994) FL 6 (1963–2010) KY 5 (1989–2024) WI 5 (1982–2014) MS 5 (1963–2017) WA 4 (1965–2011) CT 4 (1896–1994) GA 3 (2019–2020) IN 3 (1997–2007) MA 3 (2002–2015) NH 3 (2003–2016) KS 2 (1926–1988) RI 2 (1992–1997) OR 2 (1968–1992) TN 2 (1974–1996) DC 2 (1980–1981) WV 2 (1900–1993) SC 2 (1972–2019)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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