appraisal clause (Wisconsin) · Go Syfert
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appraisal clause in Wisconsin

7 Wisconsin opinions name it 2 courts 1991–2024 1 in the last five years

The cases below were cited by Wisconsin courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (11)

CaseFollowedCited
Lynch v. American Family Mutual Insurancegreen
wisctapp · 1991 · cited in 3 Wisconsin opinions naming this issue, 2009–2019
2 sentences

2019“Rather, Lynch held that the insurer in that case could not invoke the appraisal clause when it ‘had ample opportunity’ to do so before suit was filed.” Id. (citing Lynch, 163 Wis. 2d at 1013 )). 3 No. 2018AP1484 BACKGROUND ¶5 This case concerns the Businessowners Policy issued by American Family to Park Meadows.

2019“Rather, Lynch held that the insurer in that case could not invoke the appraisal clause when it ‘had ample opportunity’ to do so before suit was filed.” Id. (citing Lynch, 163 Wis. 2d at 1013 )). 3 No. 2018AP1484 BACKGROUND ¶5 This case concerns the Businessowners Policy issued by American Family to Park Meadows.

13
Farmers Automobile Insurance v. Union Pacific Railway Co.green
wis · 2009 · cited in 2 Wisconsin opinions naming this issue, 2019–2024
2 sentences

2024Co., 2009 WI 73 , ¶34, 319 Wis. 2d 52 , 768 N.W.2d 596 (“If and when one party invokes [the arbitration] clause, the other side must abide by it.”); State Farm Lloyds, 290 S.W.3d at 889 (Tex. 2009) (an appraisal clause when invoked “binds the parties to have the extent or amount of the loss determined in a particular way”). ¶22 An appraisal clause may be invoked when the insured and the insurer provide differing estimates of the damage incurred before any repair work is done.

2019“Rather, Lynch held that the insurer in that case could not invoke the appraisal clause when it ‘had ample opportunity’ to do so before suit was filed.” Id. (citing Lynch, 163 Wis. 2d at 1013 ).

12
Pottenburgh v. Dryden Mutual Insurance Co.green
nysupct · 2017 · cited in 1 Wisconsin opinions naming this issue, 2024–2024
2 sentences

2024Co., 55 Misc.3d 775, 776 , 48 N.Y.S.3d 885 (2017) (insured’s petition to compel appraisal stated necessary elements of right to enforce appraisal clause, namely: (1) an insurance policy that contains an appraisal clause; (2) damage to the property covered by the policy; (3) a dispute between parties regarding the value of damages; (4) the insured’s demand for appraisal; and (5) the insurer’s refusal to participate in the appraisal process); 12 No. 2023AP2109 Pagoudis v. Keidl, 2023 WI 27, ¶12 , 406 Wis. 2d 542 , 988 N.W.2d 606 (“The elements of any breach of contract claim are (1) the existenc

2024Co., 55 Misc.3d 775, 776 , 48 N.Y.S.3d 885 (2017) (insured’s petition to compel appraisal stated necessary elements of right to enforce appraisal clause, namely: (1) an insurance policy that contains an appraisal clause; (2) damage to the property covered by the policy; (3) a dispute between parties regarding the value of damages; (4) the insured’s demand for appraisal; and (5) the insurer’s refusal to participate in the appraisal process); 12 No. 2023AP2109 Pagoudis v. Keidl, 2023 WI 27, ¶12 , 406 Wis. 2d 542 , 988 N.W.2d 606 (“The elements of any breach of contract claim are (1) the existenc

11
State Farm Lloyds v. Johnsongreen
tex · 2009 · cited in 1 Wisconsin opinions naming this issue, 2024–2024
2 sentences

2024Co., 2009 WI 73 , ¶34, 319 Wis. 2d 52 , 768 N.W.2d 596 (“If and when one party invokes [the arbitration] clause, the other side must abide by it.”); State Farm Lloyds, 290 S.W.3d at 889 (Tex. 2009) (an appraisal clause when invoked “binds the parties to have the extent or amount of the loss determined in a particular way”). ¶22 An appraisal clause may be invoked when the insured and the insurer provide differing estimates of the damage incurred before any repair work is done.

2024See, e.g., Farmers Auto Ins., 319 Wis. 2d 52, ¶¶11-14 ; State Farm Lloyds, 290 S.W.3d at 887 (Tex. 2009).

11
Chapman v. Rockford Insurancegreen
wis · 1895 · cited in 1 Wisconsin opinions naming this issue, 2024–2024
1 sentence

2024See 11 No. 2023AP2109 Chapman, 89 Wis. at 584 (party opposing invocation of appraisal clause must show waiver, bad faith, or illegality); Lynch v. American Fam.

11
Jefferson Insurance of New York v. Superior Courtgreen
cal · 1970 · cited in 1 Wisconsin opinions naming this issue, 2016–2016
1 sentence

2016Co. of New York v. Superior Court of Alameda Cty., 475 P.2d 880, 883 (Cal. 1970) (interpreting "actual cash value or the amount of loss" to mean that appraisers could determine amount of damage relating to items submitted for their consideration, but not decide questions of coverage or policy interpretation); Johnson v. State Farm Lloyds, 204 S.W.3d 897, 903 (Tex. App. 2006) (stating that "if the parties agree there is coverage but disagree on the extent of the damage, the dispute concerns the 'amount of loss' and that issue is determined in accordance with the appraisal clause"); Kendall Lake

11
Johnson v. State Farm Lloydsgreen
texapp · 2006 · cited in 1 Wisconsin opinions naming this issue, 2016–2016
1 sentence

2016Co. of New York v. Superior Court of Alameda Cty., 475 P.2d 880, 883 (Cal. 1970) (interpreting "actual cash value or the amount of loss" to mean that appraisers could determine amount of damage relating to items submitted for their consideration, but not decide questions of coverage or policy interpretation); Johnson v. State Farm Lloyds, 204 S.W.3d 897, 903 (Tex. App. 2006) (stating that "if the parties agree there is coverage but disagree on the extent of the damage, the dispute concerns the 'amount of loss' and that issue is determined in accordance with the appraisal clause"); Kendall Lake

11
Kendall Lakes Townhomes v. Agr. Excessgreen
fladistctapp · 2005 · cited in 1 Wisconsin opinions naming this issue, 2016–2016
1 sentence

2016Co., 916 So.2d 12, 16 (Fla. App. 2005) (permitting "appraisal panel to decide causation issues when causation is not a coverage question, but rather an amount-of-loss question"); Merrimack Mut.

11
DeGroot v. Farmers Mutual Hail Insurance Co. of Iowagreen
illappct · 1994 · cited in 1 Wisconsin opinions naming this issue, 2009–2009
2 sentences

2009Co. of Iowa, 267 Ill.App.3d 723 , 205 Ill.Dec. 584 , 643 N.E.2d 875, 876 (1994) (determining that an appraisal clause similar to clause before us today did "not operate as a final and binding resolution of the party's dispute" and did "not foreclose either party from maintaining an action in a court of law"). ¶ 61 Appraisal clauses, like arbitration clauses, may be binding or nonbinding.

2009Co. of Iowa, 267 Ill.App.3d 723 , 205 Ill.Dec. 584 , 643 N.E.2d 875, 876 (1994) (determining that an appraisal clause similar to clause before us today did "not operate as a final and binding resolution of the party's dispute" and did "not foreclose either party from maintaining an action in a court of law"). ¶ 61 Appraisal clauses, like arbitration clauses, may be binding or nonbinding.

11
Fahy v. Fahygreen
conn · 1993 · cited in 1 Wisconsin opinions naming this issue, 2008–2008
1 sentence

2008See Fahy v. Fahy, 630 A.2d 1328, 1332-1333 (Conn. 1993) (recognizing that statutes may illumine analogous common-law principles). ¶ 16.

11
Government Employees Insurance v. Hardingreen
gactapp · 1963 · cited in 1 Wisconsin opinions naming this issue, 1991–1991
1 sentence

1991Co. v. Hardin, 132 S.E.2d 513, 515 (Ga. Ct. App.) (insurance company's letter calling insured's attention to appraisal clause was not demand for an appraisal), aff'd, 133 S.E.2d 873 (Ga. 1963).

11

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in Wisconsin. Read the followed side critically anyway.

Also cited on this issue (9)

CaseCitedYears
Merrimack Mutual Fire Insurance Co. v. Batts green
tennctapp · 2001
2 sentences

2009It stated that "[t]he respective rights of an insured and an insurance company are governed by their contract of insurance." Id. at 148 .

2009Id. at 150 . ¶ 70 Consistent with Merrimack Mutual, Donaubauer was not required under the express language of the policy to be bound by the amount set by the appraisers.

22009–2009
Canfield v. Watertown Fire Insurance green
wis · 1882
1 sentence

2024Co., 55 Wis. 419, 420 , 12 N.W.2d 252 (1882) (involving a lawsuit filed by the insured to set aside an appraisal that was made pursuant to the insurance policy’s appraisal clause).

12024–2024
Louis Pagoudis v. Marcus Keidl green
wis · 2023
2 sentences

2024Co., 55 Misc.3d 775, 776 , 48 N.Y.S.3d 885 (2017) (insured’s petition to compel appraisal stated necessary elements of right to enforce appraisal clause, namely: (1) an insurance policy that contains an appraisal clause; (2) damage to the property covered by the policy; (3) a dispute between parties regarding the value of damages; (4) the insured’s demand for appraisal; and (5) the insurer’s refusal to participate in the appraisal process); 12 No. 2023AP2109 Pagoudis v. Keidl, 2023 WI 27, ¶12 , 406 Wis. 2d 542 , 988 N.W.2d 606 (“The elements of any breach of contract claim are (1) the existenc

2024Co., 55 Misc.3d 775, 776 , 48 N.Y.S.3d 885 (2017) (insured’s petition to compel appraisal stated necessary elements of right to enforce appraisal clause, namely: (1) an insurance policy that contains an appraisal clause; (2) damage to the property covered by the policy; (3) a dispute between parties regarding the value of damages; (4) the insured’s demand for appraisal; and (5) the insurer’s refusal to participate in the appraisal process); 12 No. 2023AP2109 Pagoudis v. Keidl, 2023 WI 27, ¶12 , 406 Wis. 2d 542 , 988 N.W.2d 606 (“The elements of any breach of contract claim are (1) the existenc

12024–2024
FARMERS AUTO. INS. ASS'N v. Union Pac. Ry. green
wis · 2009
2 sentences

2024Co., 2009 WI 73 , ¶34, 319 Wis. 2d 52 , 768 N.W.2d 596 (“If and when one party invokes [the arbitration] clause, the other side must abide by it.”); State Farm Lloyds, 290 S.W.3d at 889 (Tex. 2009) (an appraisal clause when invoked “binds the parties to have the extent or amount of the loss determined in a particular way”). ¶22 An appraisal clause may be invoked when the insured and the insurer provide differing estimates of the damage incurred before any repair work is done.

2024Co., 2009 WI 73 , ¶34, 319 Wis. 2d 52 , 768 N.W.2d 596 (“If and when one party invokes [the arbitration] clause, the other side must abide by it.”); State Farm Lloyds, 290 S.W.3d at 889 (Tex. 2009) (an appraisal clause when invoked “binds the parties to have the extent or amount of the loss determined in a particular way”). ¶22 An appraisal clause may be invoked when the insured and the insurer provide differing estimates of the damage incurred before any repair work is done.

12024–2024
Folkman v. Quamme green
wis · 2003
2 sentences

2019A. Standard of review. ¶23 “Insurance contract interpretation presents a question of law that is reviewed de novo.” Folkman v. Quamme, 2003 WI 116, ¶12 , 264 Wis. 2d 617 , 665 N.W.2d 857 .

2019A. Standard of review. ¶23 “Insurance contract interpretation presents a question of law that is reviewed de novo.” Folkman v. Quamme, 2003 WI 116, ¶12 , 264 Wis. 2d 617 , 665 N.W.2d 857 .

12019–2019
Quade v. Secura Insurance green
minn · 2012
1 sentence

2016Instead of pursuing an appraisal in accordance with their insurance policy, the Quades filed suit against Secura, claiming "that the appraisal clause did not apply to their claim for damage to the roofs because the parties disputed whether the damage to the roofs is covered by the policy — not the cost of repairing the roofs." Id. at 705 .

12016–2016
Loy v. Bunderson green
wis · 1982
2 sentences

2009While reasonable persons may disagree with a court's action, "all that this court need find to sustain a discretionary act is that the trial court examined the relevant facts, applied a proper standard of law, and, using a demonstrated rational process, reached a conclusion that a reasonable judge could reach." Loy v. Bunderson, 107 Wis.2d 400, 414-15 , 320 N.W.2d 175 (1982). ¶ 33 Donaubauer concedes that he agreed to participate in the appraisal process specified in the appraisal clause of the Policy. [13] Donaubauer argues that he should not have been compelled to participate in binding appr

2009While reasonable persons may disagree with a court's action, "all that this court need find to sustain a discretionary act is that the trial court examined the relevant facts, applied a proper standard of law, and, using a demonstrated rational process, reached a conclusion that a reasonable judge could reach." Loy v. Bunderson, 107 Wis.2d 400, 414-15 , 320 N.W.2d 175 (1982). ¶ 33 Donaubauer concedes that he agreed to participate in the appraisal process specified in the appraisal clause of the Policy. [13] Donaubauer argues that he should not have been compelled to participate in binding appr

12009–2009
Gaugert v. Duve green
wis · 2001
2 sentences

2009Gaugert v. Duve, 2001 WI 83, ¶ 44 , 244 Wis.2d 691 , 628 N.W.2d 861 .

2009Gaugert v. Duve, 2001 WI 83, ¶ 44 , 244 Wis.2d 691 , 628 N.W.2d 861 .

12009–2009
Government Employees Insurance v. Hardin neutral
ga · 1963
1 sentence

1991Co. v. Hardin, 132 S.E.2d 513, 515 (Ga. Ct. App.) (insurance company's letter calling insured's attention to appraisal clause was not demand for an appraisal), aff'd, 133 S.E.2d 873 (Ga. 1963).

11991–1991

Statutes the citing opinions construe

WI § Wis. Stat. § 788.10 (3)

Counted by distinct opinions that both name this issue and are annotated to the section; sections every opinion cites regardless of issue are not filtered here, so read the counts against the total above.

Where else courts name it

TX 72 (1931–2026) FL 42 (1973–2024) IL 23 (1983–2025) NY 14 (1910–2012) OR 12 (1983–2018) CT 10 (1979–2022) DE 9 (1979–2025) CA 8 (1989–2026) AZ 8 (1986–2024) WI 7 (1991–2024) AL 6 (1981–2023) NC 6 (2002–2020) IA 5 (2014–2021) PA 4 (1993–2020) MD 4 (1982–1990) NJ 3 (1990–2026) MN 3 (2010–2015) MI 3 (1977–2006) GA 3 (2006–2021) VA 2 (2001–2009) LA 2 (1986–1986) MO 2 (1966–1997) RI 2 (2011–2021) MA 2 (2011–2021) WA 2 (1988–1995)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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