Colorado Revised Statutes

Colo. Rev. Stat. § 8-44-110 (2026)

Notice of cancellation

✓ current as of July 2026
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Every insurance carrier authorized to transact business in this state, including Pinnacol Assurance, which insures employers against liability for compensation under the provisions of articles 40 to 47 of this title, shall notify any employer insured by the carrier or Pinnacol Assurance, and any agent or representative of such employer, if applicable, by certified mail of any cancellation of such employer's insurance coverage. Such notice shall be sent at least thirty days prior to the effective date of the cancellation of the insurance. However, if the cancellation is based on one or more of the following reasons, then such notice may be sent less than thirty days prior to the effective date of the cancellation of the insurance: Fraud, material misrepresentation, nonpayment of premium, or any other reason approved by the commissioner of insurance.

Source: L. 90: Entire article R&RE, p. 523, § 1, effective July 1. L. 2002: Entire section amended, p. 1886, § 39, effective July 1. L. 2003: Entire section amended, p. 838, § 3, effective August 6.

Editor's note: This section is similar to former § 8-44-114 as it existed prior to 1990.

Notes of Decisions
Cited in 5 cases (1 in the last 5 years), 2003–2023 · leading case: Pinnacol Assurance v. Hoff, 2016 CO 53 (Colo. 2016).
Pinnacol Assurance v. Hoff, 2016 CO 53 (Colo. 2016). · cites it 41× “(2014), to create a public policy mandate that invalidates the “disclaimers and exculpatory language” in a certificate of insurance to require that notice of cancellation of a policy be provided to certificate holders where section 8-44-110, C.R.S. (2014), does not require such…”
EZ Bldg. Components Mfg., LLC v. Indus. Claim Appeals Off., 74 P.3d 516 (Colo. Ct. App. 2003). “Thus, we agree with the Panel that substantial compliance with the notice requirements of § 8-44-110 was sufficient to effect a cancellation of the policy.”
Hoff v. Indus. Claim Appeals Off., 383 P.3d 50 (Colo. Ct. App. 2014). · cites it 3× “Instead, Hoff contends that she is a beneficiary of specific promises (external to the Pinnacol policy) made by Pinnacol or Bradley, its agent, to Alliance (and thus indirectly to her) that there was a workers’ compensation policy issued to MDR that was in force on the dates…”
FIRST COMP v. Indus. Claim Appeals Off., 252 P.3d 1221 (Colo. Ct. App. 2011). · cites it 9× “First Comp, which insured the decedent's statutory employer, contends that because Pinnacol Assurance (Pinnacol), the insurer for the decedent's direct employer, failed to properly cancel the direct employer's workers' compensation insurance in accordance with section 8-44-110,…”
Fischer v. Allstate Fire & Cas. Ins. Co. (D. Colo. 2023). · cites it 2× “” Colo. Rev. Stat. § 8-44-110 (2002). The employer in EZ Building argued that the insurance policy cancellation was ineffective because the insurer failed to send notice via certified mail to all of the required parties.”
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