Conn. Gen. Stat. » Title 08 — · Chapter 134 — Connecticut Housing Finance Authority Act
Connecticut General Statutes

Conn. Gen. Stat. § 8-265dd (2026)

Emergency mortgage assistance payment program. Emergency lien assistance payments. Foreclosure of eligible mortgage

✓ current as of May 2026
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(a) Not later than January 1, 1994, the authority shall establish, within available funds, a program to provide emergency mortgage assistance payments to homeowners who are mortgagors in accordance with the provisions of sections 8-265cc to 8-265kk, inclusive. On and after July 1, 2021, the program shall, within available funds, provide emergency lien assistance payments to homeowners in accordance with the provisions of said sections. Any necessary and related administrative and operational expenses incurred by the authority in implementing the program may be paid from funds made available for the program.

(b) Notwithstanding any provision of the general statutes, or any rule of law to the contrary, on and after July 1, 2008, no judgment of strict foreclosure nor any judgment ordering a foreclosure sale shall be entered in any action instituted by the mortgagee to foreclose a mortgage commenced on or after said date, for the foreclosure of an eligible mortgage unless (1) notice to the homeowner who is a mortgagor has been given by the mortgagee in accordance with section 8-265ee and the time for response has expired, and (2) a determination has been made on the homeowner's application for emergency mortgage assistance payments in accordance with section 8-265ff or the applicable time periods set forth in sections 8-265cc to 8-265kk, inclusive, have expired, whichever is earlier. For purposes of this section and sections 8-265ee to 8-265kk, inclusive, an “eligible mortgage” is a mortgage which satisfies the standards contained in subdivisions (1), (7) and (9) to (12), inclusive, of subsection (e) of section 8-265ff.

(P.A. 93-414, S. 2, 10; P.A. 94-185, S. 2, 10; P.A. 08-176, S. 6; P.A. 09-209, S. 28; 09-219, S. 1; P.A. 10-32, S. 21; June 12 Sp. Sess. P.A. 12-1, S. 125; P.A. 21-44, S.7.)

History: P.A. 93-414 effective July 1, 1993; P.A. 94-185 amended Subsec. (a) to authorize the payment of administrative and operative expenses from program funds and amended Subsec. (b) for consistency with changes made elsewhere in the act, effective June 2, 1994; P.A. 08-176 amended Subsec. (b) to substitute “July 1, 2008” for “the date a mortgagee agrees to participation in the program established pursuant to sections 8-265cc to 8-265kk, inclusive” and make technical changes, effective July 1, 2008; P.A. 09-209 made a technical change in Subsec. (b), effective July 1, 2009; P.A. 09-219 changed effective date of P.A. 09-209, S. 28, from July 1, 2009, to July 9, 2009, and applicable to applications for emergency mortgage assistance filed on and after July 1, 2008, effective July 9, 2009; P.A. 10-32 made a technical change in Subsec. (b), effective May 10, 2010; June 12 Sp. Sess. P.A. 12-1 amended Subsec. (b) by making a technical change, effective June 15, 2012; P.A. 21-44 amended Subsec. (a) by replacing “mortgagors” with “homeowners who are mortgagors” and adding provision re emergency lien assistance payments to homeowners and amended Subsec. (b) by replacing “the mortgagor” with “the homeowner who is a mortgagor” in Subdiv. (1) and replacing “mortgagor's” with “homeowner's” in Subdiv. (2).

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Notes of Decisions
Cited in 4 cases (3 in the last 5 years), 2020–2026 · leading case: KeyBank, N.A. v. Yazar, 297 A.3d 968 (Conn. 2023).
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KeyBank, N.A. v. Yazar, 297 A.3d 968 (Conn. 2023). · cites it 16× “See General Statutes §§ 8-265dd and 8-265ee. As part of EMAP, § 8-265ee (a) requires mortgagees to provide notice to homeowners to inform them of the resources available under the program.”
Bank of New York Mellon v. Francois, 234 A.3d 1089 (Conn. App. Ct. 2020). · cites it 2× “rtmere also denied, without explanation, a motion to dismiss that the defendant had filed the day before, in which she argued that the court lacked jurisdiction over the foreclosure action because the plaintiff had failed to aver in its complaint that it had complied with…”
U.S. Bank Nat'l Assn. v. Jackson (Conn. App. Ct. 2026). · cites it 25× “General Statutes § 8-265dd (b) provides in relevant part: “Notwithstanding any provision of the general statutes, or any rule of law to the contrary, on and after July 1, 2008, no judgment of strict foreclosure nor any judgment ordering a fore- closure sale shall be entered in…”
Wells Fargo Bank, Nat'l Assn. v. Burns (Conn. App. Ct. 2026). · cites it 9× “4 On June 8, 2022, the defendants filed a memorandum of law in opposition to the plaintiff’s motion for summary 3 General Statutes § 8-265dd (b) provides in relevant part: “Notwith- standing any provision of the general statutes, or any rule of law to the contrary, on and after…”
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