Florida Statute 624.02 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 624
INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS

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624.02 “Insurance” defined.—“Insurance” is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies.

History.—s. 2, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 15, 809(1st), ch. 82-243; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429.

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F.S. 624.02 on CourtListener

Amendments to 624.02

Annotations, Discussions, Cases:

Cases Citing Statute 624.02

Total Results: 14

DADELAND DEPOT. v. St. Paul Fire and Marine

945 So. 2d 1216, 31 Fla. L. Weekly Supp. 882, 2006 Fla. LEXIS 2953, 2006 WL 3741019

Supreme Court of Florida | Filed: Dec 21, 2006 | Docket: 2451707

Cited 49 times | Published

determinable benefit upon determinable contingencies." § 624.02, Fla. Stat. (1999). When applying this definition

WS Badcock Corp. v. Myers

696 So. 2d 776, 1996 WL 720607

District Court of Appeal of Florida | Filed: Dec 17, 1996 | Docket: 1696151

Cited 19 times | Published

American Bankers. [4] "Insurance" is defined in section 624.02, Florida Statutes, as "a contract whereby one

Lumbermens Mut. Casualty Co. v. Ceballos

440 So. 2d 612, 1983 Fla. App. LEXIS 24136

District Court of Appeal of Florida | Filed: Nov 8, 1983 | Docket: 323069

Cited 12 times | Published

amendment. An insurance policy is a contract. § 624.02, Fla. Stat. (1981). It is well settled in Florida

Interstate Fire & Casualty Co. v. Abernathy

93 So. 3d 352, 2012 WL 1883116, 2012 Fla. App. LEXIS 8278

District Court of Appeal of Florida | Filed: May 24, 2012 | Docket: 60310552

Cited 4 times | Published

determinable benefit upon determinable contingencies.” § 624.02, Fla. Stat. (2006).10 The explicitly stated purpose

Professional Lens Plan v. Department of Ins.

387 So. 2d 548

District Court of Appeal of Florida | Filed: Sep 10, 1980 | Docket: 1354887

Cited 4 times | Published

or damage beyond repair. Florida Statutes, Section 624.02 (1979), defines "insurance" as follows: "Insurance"

Hillsborough County Hosp. and Welfare Bd. v. Taylor

546 So. 2d 1055, 14 Fla. L. Weekly 364, 1989 Fla. LEXIS 717, 1989 WL 83144

Supreme Court of Florida | Filed: Jul 20, 1989 | Docket: 1442698

Cited 3 times | Published

determinable benefit upon determinable contingencies." § 624.02, Fla. Stat. (1987). An "insurer" is one "engaged

Cozine v. Tullo

394 So. 2d 115

Supreme Court of Florida | Filed: Jan 29, 1981 | Docket: 1692101

Cited 3 times | Published

determinable benefit upon determinable contingencies. § 624.02, Fla. Stat. (1977). Liability insurance is insurance

Underwood Anderson & Associates, Inc. v. Lillo's Italian Restaurant, Inc.

36 So. 3d 885, 2010 Fla. App. LEXIS 7700, 2010 WL 2219727

District Court of Appeal of Florida | Filed: Jun 4, 2010 | Docket: 2409639

Cited 1 times | Published

determinable benefit upon determinable contingencies." § 624.02, Fla. Stat. (2004). "Person," used in the definition

In Re Florida Brethren Homes, Inc.

88 B.R. 445, 1988 Bankr. LEXIS 1240, 18 Bankr. Ct. Dec. (CRR) 137

United States Bankruptcy Court, S.D. Florida. | Filed: Jul 20, 1988 | Docket: 1827683

Cited 1 times | Published

former Act. [4] Insurance is defined in Fla.Stat. § 624.02: "`Insurance' is a contract whereby one undertakes

Normandy Insurance Company v. Jose Sorto, Jimerico Construction, Inc., and Amerisure Insurance Company

District Court of Appeal of Florida | Filed: Oct 31, 2018 | Docket: 8109474

Published

determinable benefit upon determinable contingencies.” § 624.02, Fla. Stat. (emphasis added). We went on to explain

Lemy v. Direct General Finance Co.

885 F. Supp. 2d 1265, 2012 WL 2339702, 2012 U.S. Dist. LEXIS 84507

District Court, M.D. Florida | Filed: Jun 19, 2012 | Docket: 65984240

Published

cost coverage in each policy is not insurance. Section 624.02 defines “insurance” in part as “a contract

Liberty Care Plan v. Department of Insurance

710 So. 2d 202, 1998 Fla. App. LEXIS 4849, 1998 WL 216047

District Court of Appeal of Florida | Filed: May 5, 1998 | Docket: 64780769

Published

would be the sale of “insurance” as defined in section 624.02 and “health insurance” as defined in section

Hillsborough County Hospital & Welfare Board v. Taylor

534 So. 2d 711, 13 Fla. L. Weekly 1929, 1988 Fla. App. LEXIS 3652, 1988 WL 82686

District Court of Appeal of Florida | Filed: Aug 10, 1988 | Docket: 64638881

Published

this appeal, it is instructive to note that section 624.02, Florida Statutes (1979) defined the term “insurance”

Ago

Florida Attorney General Reports | Filed: Dec 23, 1980 | Docket: 3258683

Published

premium paid for this indemnification.'Accord: Section 624.02, F. S. Section 230.23(9)(d)2., F. S., provides

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 624 in the context of insurance disputes and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.