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The 2025 Florida Statutes
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F.S. 626.901626.901 Representing or aiding unauthorized insurer prohibited.—(1) No person shall, from offices or by personnel or facilities located in this state, or in any other state or country, directly or indirectly act as agent for, or otherwise represent or aid on behalf of another, any insurer not then authorized to transact such insurance in this state in:(a) The solicitation, negotiation, procurement, or effectuation of insurance or annuity contracts, or renewals thereof; (b) The dissemination of information as to coverage or rates; (c) The forwarding of applications; (d) The delivery of policies or contracts; (e) The inspection of risks; (f) The fixing of rates; (g) The investigation or adjustment of claims or losses; or (h) The collection or forwarding of premiums; or in any other manner represent or assist such an insurer in the transaction of insurance with respect to subjects of insurance resident, located, or to be performed in this state. If the property or risk is located in any other state, then, subject to the provisions of subsection (4), insurance may only be written with or placed in an insurer authorized to do such business in such state or in an insurer with which a licensed insurance broker of such state may lawfully place such insurance. (2) If an unauthorized insurer fails to pay in full or in part any claim or loss within the provisions of any insurance contract which is entered into in violation of this section, any person who knew or reasonably should have known that such contract was entered into in violation of this section and who solicited, negotiated, took application for, or effectuated such insurance contract is liable to the insured for the full amount of the claim or loss not paid. (3) No insurance contract entered into in violation of this section shall be deemed to have been rendered invalid thereby. (4) This section does not apply to:(a) Matters authorized to be done by the office under the Unauthorized Insurers Process Law, ss. 626.904-626.912. (b) Surplus lines insurance when written pursuant to the Surplus Lines Law, ss. 626.913-626.937. (c) Transactions as to which a certificate of authority is not required of an insurer, as stated in s. 624.402. (d) Independently procured coverage written pursuant to s. 626.938 which is not solicited, marketed, negotiated, or sold in this state. (5) The office or department may, pursuant to s. 120.569 and in its discretion, issue an immediate final order to cease and desist to any person or entity that violates this section. The Legislature finds that a violation of this section constitutes an imminent and immediate threat to the health, safety, and welfare of the residents of this state. (6) The office may investigate the accounts, records, documents, and transactions pertaining to the activities of any unauthorized insurer or person, as defined in s. 624.04, which is or may be aiding or representing an unauthorized insurer. History.—s. 342, ch. 59-205; ss. 13, 35, ch. 69-106; s. 1, ch. 71-18; s. 2, ch. 81-318; ss. 294, 318, 807, ch. 82-243; s. 17, ch. 89-360; ss. 153, 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 1009, ch. 2003-261; s. 1, ch. 2005-144.
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Annotations, Discussions, Cases:
Cases Citing Statute 626.901
Total Results: 11
181 F.3d 1198, 44 Fed. R. Serv. 3d 552, 1999 U.S. App. LEXIS 16927
Court of Appeals for the Eleventh Circuit | Filed: Jun 10, 1999 | Docket: 2021851
Cited 22 times | Published
circumstances.
See
Fla. Stat. Ann. § 626.901
et seq.
(West 1996 & Supp.1999). “The
181 F.3d 1198
Court of Appeals for the Eleventh Circuit | Filed: Jun 10, 1999 | Docket: 212237
Cited 16 times | Published
in
defined circumstances. See Fla. Stat. Ann. § 626.901 et seq. (West 1996 & Supp.
1999). “The purpose
578 So. 2d 877, 1991 Fla. App. LEXIS 4087, 1991 WL 70844
District Court of Appeal of Florida | Filed: May 3, 1991 | Docket: 440547
Cited 6 times | Published
that its theory of liability proceeds from section 626.901(1), Florida Statutes (1987), which prohibits
928 So. 2d 411, 2006 Fla. App. LEXIS 5429, 2006 WL 941953
District Court of Appeal of Florida | Filed: Apr 13, 2006 | Docket: 718119
Cited 4 times | Published
with DFS's interpretation and application of section 626.901(1), Florida Statutes (2003). All other issues
922 F. Supp. 567, 1996 U.S. Dist. LEXIS 4856, 1996 WL 172353
District Court, M.D. Florida | Filed: Apr 5, 1996 | Docket: 1163309
Cited 4 times | Published
Findings of Fact, ¶ 10.
[3] See, e.g., Fla.Stat. § 626.901, et seq. (1995) (prohibiting direct and indirect
887 So. 2d 368, 2004 Fla. App. LEXIS 13867, 2004 WL 2101993
District Court of Appeal of Florida | Filed: Sep 22, 2004 | Docket: 466484
Cited 1 times | Published
pursuant to Florida's Unauthorized Insurer Act, section 626.901, Florida Statutes, which prohibits assisting
896 So. 2d 1, 2004 Fla. App. LEXIS 11738, 2004 WL 1780919
District Court of Appeal of Florida | Filed: Aug 11, 2004 | Docket: 64836615
Cited 1 times | Published
negligent misrepresentation and violation of section 626.901, Florida Statutes (1997). We affirm for the
253 So. 3d 632
District Court of Appeal of Florida | Filed: Aug 15, 2018 | Docket: 7664431
Published
procurement of insurance claim arises from section
626.901, Florida Statutes (2017), which provides:
981 So. 2d 475, 2008 WL 373139
District Court of Appeal of Florida | Filed: Feb 13, 2008 | Docket: 2490162
Published
pursuant to Florida's Unauthorized Insurer Act, section 626.901, Florida Statutes (2002), which prohibits assisting
722 So. 2d 836, 1998 Fla. App. LEXIS 13463
District Court of Appeal of Florida | Filed: Oct 21, 1998 | Docket: 64784973
Published
transactions in Florida, were liable under section 626.901(2), Florida Statutes (1995), for the amount
510 So. 2d 307, 11 Fla. L. Weekly 2332, 1986 Fla. App. LEXIS 10427
District Court of Appeal of Florida | Filed: Oct 30, 1986 | Docket: 64628551
Published
for an unauthorized insured in violation of section 626.901(1), Florida Statutes (1985). Thereafter, Dyna
