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Florida Statute 627.420 | Lawyer Caselaw & Research
F.S. 627.420 Case Law from Google Scholar
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Link to State of Florida Official Statute Google Search for Amendments to 627.420

The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE
Chapter 627
INSURANCE RATES AND CONTRACTS
View Entire Chapter
F.S. 627.420
627.420 Binders.Binders or other contracts for temporary property, marine, casualty, or surety insurance may be made orally or in writing, and shall be deemed to include all the usual terms of the policy as to which the binder was given together with such applicable endorsements as are designated in the binder, except as superseded by the clear and express terms of the binder. No notice of cancellation or notice of nonrenewal otherwise required by this chapter shall be required unless the duration of the binder exceeds 60 days. However, for purposes of ss. 627.728 and 627.7281, an insurer shall give 5 days’ prior notice of cancellation of a binder, unless the binder is replaced by a policy or another binder in the same or another company.
History.s. 469, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 1, ch. 85-51; s. 114, ch. 92-318.

F.S. 627.420 on Google Scholar

F.S. 627.420 on Casetext

Amendments to 627.420


Arrestable Offenses / Crimes under Fla. Stat. 627.420
Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.420.



Annotations, Discussions, Cases:

Cases from cite.case.law:

JN AUTO COLLECTION, CORP. v. U. S. SECURITY INSURANCE COMPANY,, 59 So. 3d 256 (Fla. Dist. Ct. App. 2011)

. . . policy with U.S. over the phone, thereby creating a temporary insurance binder, pursuant to section 627.420 . . . See § 627.420 (stating that an oral binder includes the usual terms of the policy). . . .

LLOYDS UNDERWRITERS AT LONDON, v. KEYSTONE EQUIPMENT FINANCE CORP. d b a, 25 So. 3d 89 (Fla. Dist. Ct. App. 2009)

. . . Section 627.420, Florida Statutes (2009), provides that binders "shall be deemed to include all the usual . . .

UNITED AUTOMOBILE INSURANCE COMPANY, v. SALGADO,, 22 So. 3d 594 (Fla. Dist. Ct. App. 2009)

. . . as otherwise provided in this code. (3) Wet marine and transportation insurance, except ss. 627.409, 627.420 . . .

FIRST SPECIALTY INSURANCE CORPORATION, v. PARTNERS, LTD., 300 F. App'x 777 (11th Cir. 2008)

. . . . § 627.420. As a result, binders can be enforceable before the issuance of the insurance policy. . . . we could find no Florida case law addressing what would constitute a “usual term,” the language in § 627.420 . . . Stat. § 627.420 (emphasis added). . . .

FLORIDA AGENCY FOR WORKFORCE INNOVATION, v. UNITED STATES DEPARTMENT OF LABOR,, 176 F. App'x 85 (11th Cir. 2006)

. . . . § 627.420(a)(5); see 29 U.S.C. §§ 1517(b), 1551(h) (1999). . . .

UNDERWRITERS AT LLOYDS LONDON, v. STD ENTERPRISES, INC., 395 F. Supp. 2d 1142 (M.D. Fla. 2005)

. . . . § 627.420. . . . Stat. § 627.420. . . . Stat. § 627.420. . . . Stat. § 627.420. . . . Stat. § 627.420. . . .

STATE OF LOUISIANA, DEPARTMENT OF LABOR, v. UNITED STATES DEPARTMENT OF LABOR,, 108 F.3d 614 (5th Cir. 1997)

. . . . § 627.420(e) (1996). . . .

FEDERAL DEPOSIT INSURANCE CORPORATION, v. VEREX ASSURANCE, INC., 645 So. 2d 427 (Fla. 1994)

. . . as otherwise provided in this code. (3) Wet marine and transportation insurance, except §§ 627.409, 627.420 . . .

FEDERAL DEPOSIT INSURANCE CORPORATION, a v. VEREX ASSURANCE, INC., 3 F.3d 391 (11th Cir. 1993)

. . . as otherwise provided in this code. (3) Wet marine and transportation insurance, except §§ 627.409, 627.420 . . .

PERKINS, v. A. PERKINS DRYWALL A. PERKINS DRYWALL, v. CIGNA PROPERTY AND CASUALTY COMPANIES,, 615 So. 2d 187 (Fla. Dist. Ct. App. 1993)

. . . as otherwise provided in this code. (3) Wet marine and transportation insurance, except ss. 627.409, 627.420 . . .

FLORIDA INDUSTRIAL MACHINERY, INC. A. A. v. EXECUTIVE LIFE INSURANCE COMPANY,, 560 So. 2d 413 (Fla. Dist. Ct. App. 1990)

. . . . § 627.420, Fla.Stat. (1989). . . . .

NATIONAL CORPORACION VENEZOLANA, S. A. v. M V MANAURE V,, 511 So. 2d 968 (Fla. 1987)

. . . Two sections expressly dealing with marine insurance, sections 627.409 and 627.420, are located in part . . .

HEPLER, v. ATLAS MUTUAL INSURANCE CO., 501 So. 2d 681 (Fla. Dist. Ct. App. 1987)

. . . be given by the insurer, in 1985 an express exception to this general rule was included in section 627.420 . . . This exception appears to have been moved to section 627.420 concurrent with the 1985 amendment of section . . .

B. ROWLAND, a By v. NATIONAL STATES INSURANCE COMPANY, a, 295 So. 2d 335 (Fla. Dist. Ct. App. 1974)

. . . Boyd, Fla.1950, 45 So.2d 499) Florida Statute 627.420, F.S.A., is clear authority for issuance and recognition . . .