Florida Statute 627.420 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.420

627.420 Binders.—Binders or other contracts for temporary property, marine, casualty, or surety insurance may be made orally or in writing, and shall be deemed to include all the usual terms of the policy as to which the binder was given together with such applicable endorsements as are designated in the binder, except as superseded by the clear and express terms of the binder. No notice of cancellation or notice of nonrenewal otherwise required by this chapter shall be required unless the duration of the binder exceeds 60 days. However, for purposes of ss. 627.728 and 627.7281, an insurer shall give 5 days’ prior notice of cancellation of a binder, unless the binder is replaced by a policy or another binder in the same or another company.

History.—s. 469, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 1, ch. 85-51; s. 114, ch. 92-318.

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Amendments to 627.420

Arrestable Offenses / Crimes under Fla. Stat. 627.420

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.420.

Annotations, Discussions, Cases:

Cases Citing Statute 627.420

Total Results: 10

JN Auto Collection, Corp. v. U.S. Security Insurance Co.

Court: Fla. Dist. Ct. App. | Date Filed: 2011-04-06T00:00:00-07:00

Citation: 59 So. 3d 256, 2011 Fla. App. LEXIS 4809, 2011 WL 1262160

Snippet: temporary insurance binder, pursuant to section 627.420, Florida Statutes (2006). The next day, an automobile…duty to advise its insured of the change. See § 627.420 (stating that an oral binder includes the usual

Lloyds Underwriters at London v. Keystone Equipment Finance Corp.

Court: Fla. Dist. Ct. App. | Date Filed: 2009-12-23T00:00:00-08:00

Citation: 25 So. 3d 89, 2009 Fla. App. LEXIS 20016, 2009 WL 4927917

Snippet: the issuance of a binder to the insured. Section 627.420, Florida Statutes (2009), provides that binders

United Automobile Insurance Co. v. Salgado

Court: Fla. Dist. Ct. App. | Date Filed: 2009-08-05T00:00:00-07:00

Citation: 22 So. 3d 594, 2009 Fla. App. LEXIS 10733, 2009 WL 2382408

Snippet: transportation insurance, except ss. 627.409, 627.420, and 627.428. (4) Title insurance, except ss. 627.406

Federal Deposit Insurance Corp. v. Verex Assurance, Inc.

Court: Fla. | Date Filed: 1994-11-17T00:00:00-08:00

Citation: 645 So. 2d 427, 19 Fla. L. Weekly Supp. 593, 1994 Fla. LEXIS 1813

Snippet: and transportation insurance, except §§ 627.409, 627.420, and 627.428. (4) Title insurance, except §§ 627.406

Perkins v. A. Perkins Drywall

Court: Fla. Dist. Ct. App. | Date Filed: 1993-03-01T23:53:00-08:00

Citation: 615 So. 2d 187

Snippet: transportation insurance, except ss. 627.409, 627.420, and 627.428. (4) Title insurance, except ss. 627.406

Florida Industrial Machinery, Inc. v. Executive Life Insurance Co.

Court: Fla. Dist. Ct. App. | Date Filed: 1990-05-03T00:00:00-07:00

Citation: 560 So. 2d 413, 1990 Fla. App. LEXIS 3091, 1990 WL 57797

Snippet: specifically excluded by the terms of the binder. § 627.420, Fla.Stat. (1989). . Moreover, regional agent

Nat. Corporacion Venezolana, Sa v. M/V Manaure V

Court: Fla. | Date Filed: 1987-07-09T00:53:00-07:00

Citation: 511 So. 2d 968

Snippet: dealing with marine insurance, sections 627.409 and 627.420, are located in part II, entitled "The Insurance

Hepler v. Atlas Mut. Ins. Co.

Court: Fla. Dist. Ct. App. | Date Filed: 1987-01-21T23:53:00-08:00

Citation: 501 So. 2d 681

Snippet: exception to this general rule was included in section 627.420. This exception requires the insurer to "give…exception appears to have been moved to section 627.420 concurrent with the 1985 amendment of section 627.7281

Mercado v. Parent

Court: Fla. Dist. Ct. App. | Date Filed: 1982-11-09T23:53:00-08:00

Citation: 421 So. 2d 740

Snippet: Potamkin Cadillac Corp. v. Karmgard, 100 Misc.2d 627, 420 N.Y.S.2d 104 (N.Y. Civ. Ct. 1979). In the present

Rowland v. National States Insurance Company

Court: Fla. Dist. Ct. App. | Date Filed: 1974-05-21T00:53:00-07:00

Citation: 295 So. 2d 335

Snippet: Boyd, Fla. 1950, 45 So.2d 499) Florida Statute 627.420, F.S.A., is clear authority for issuance and recognition