Florida Statute 627.454 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.454

627.454 Entire contract; statements in application.—Every insurance contract shall provide that the policy, or the policy and the application therefor if a copy of such application is endorsed upon or attached to the policy when issued, shall constitute the entire contract between the parties, and that all statements contained in the application shall, in the absence of fraud, be deemed representations and not warranties.

History.—s. 481, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 381, 404, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

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Amendments to 627.454

Annotations, Discussions, Cases:

Cases Citing Statute 627.454

Total Results: 1

Stone v. Jackson National Life Insurance Co.

934 So. 2d 532, 2006 Fla. App. LEXIS 3236, 2006 WL 544542

District Court of Appeal of Florida | Filed: Mar 8, 2006 | Docket: 64845841

Published

Stat. (1999)(emphasis added). Similarly, section 627.454 states that “[ejvery insurance contract shall