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Fla. Stat. § 627.454 (2025)

Entire contract; statements in application.

✓ 2025 Florida Statutes — current through the 2025 Regular Session
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627.454 Entire contract; statements in application.—Every insurance contract shall provide that the policy, or the policy and the application therefor if a copy of such application is endorsed upon or attached to the policy when issued, shall constitute the entire contract between the parties, and that all statements contained in the application shall, in the absence of fraud, be deemed representations and not warranties.
History.—s. 481, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 381, 404, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.
Notes of Decisions
Cited in 1 case, 2006–2006 · leading case: Stone v. Jackson Nat'l Life Ins. Co., 934 So. 2d 532 (Fla. 3d DCA 2006).
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Stone v. Jackson Nat'l Life Ins. Co., 934 So. 2d 532 (Fla. 3d DCA 2006). · cites it 3× “” § 627.454, Fla. Stat. (1999)(emphasis added).”
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This Florida statute resource is curated by Graham Syfert, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.