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Florida Statute 671.203 - Full Text and Legal Analysis Florida Statute 671.203 | Lawyer Caselaw & Research
Fla. Stat. § 671.203 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
671.203 Obligation of good faith.Every contract or duty within this code imposes an obligation of good faith in its performance and enforcement.
History.s. 1, ch. 65-254; s. 10, ch. 2007-134.
Note.s. 1-203, U.C.C.; supersedes ss. 678.54, 614.02(11).

Cases Citing F.S. 671.203

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·Useden v. Acker, 947 F.2d 1563 (11th Cir. 1991).

Cited 73 times | Published | Court of Appeals for the Eleventh Circuit | 14 Employee Benefits Cas. (BNA) 2407, 21 Fed. R. Serv. 3d 100, 1991 U.S. App. LEXIS 28884

...te the exercise of fiduciary responsibility). Here, clear standards circumscribed Sun Bank's discretion with respect to the Plan. Florida's UCC good faith requirement, for example, limited the power of the bank to deem itself insecure. See Fla.Stat. § 671.203 (1990)....
0 red3 yellow20 green5 procedural
Limited(citing case) (2016)
phrase: "limited by"
Cited "but see"In Re Enron Corp. Securities, Derivative & ERISA (2003)
phrase: "but see"
Cited "but see"Clausen (1994)
phrase: "but see"
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·Bell-Tel Fed. Credit Union v. Kalter, 292 F.3d 1350 (11th Cir. 2002).

Cited 35 times | Published | Court of Appeals for the Eleventh Circuit | 48 Collier Bankr. Cas. 2d 474, 48 U.C.C. Rep. Serv. 2d (West) 411, 2002 U.S. App. LEXIS 10827, 39 Bankr. Ct. Dec. (CRR) 186, 2002 WL 1270182

...right to redeem the collateral, ensuring that the debtor may redeem the property in the same condition it was in at repossession. See Fla. Stat. § 679.506. Finally, this duty of reasonable care is indicative of the good faith requirement established in Fla. Stat. § 671.203 (requiring that “[e]very contract or duty within this code imposes an obligation of good faith in its performance or enforcement”)....
0 red1 yellow25 green1 procedural
Cited "but see"Weber (2012)
phrase: "but see"
Cited as authorityDaren C. Daly (2023)
phrase: "rule_authority"
Cited as authorityDaly (2023)
phrase: "rule_authority"
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·Flagship Nat. Bank v. Gray Distrib. Syst., 485 So. 2d 1336 (Fla. 3d DCA 1986).

Cited 28 times | Published | Florida 3rd District Court of Appeal

...Under section 671.205(4), the express terms of the note and loan agreement override any inconsistent interpretation of the parties' agreement which might be inferred from their dealings. The trial court's determination that the transaction is governed by the good faith provisions of sections 671.203 and 671.208, Florida Statutes (1977), is erroneous. The good faith obligation found in section 671.203 may not be imposed to override express terms in the contract....
...App. 846, 849, 269 S.E.2d 916, 918 (1980) (citing 1 Anderson, Uniform Commercial Code 165, § 1-203:3 (2d ed. 1970)). Because the demand note contains an express contractual provision governing the due date of the loan, the note is not affected by section 671.203....
0 red1 yellow17 green10 procedural
Distinguished(citing case) (1989)
phrase: "distinguished in"
Cited as authority(citing case) (2023)
phrase: "rule_authority"
Cited as authority(citing case) (2021)
phrase: "rule_authority"
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·Sepe v. City of Saf. Harbor, 761 So. 2d 1182 (Fla. 2d DCA 2000).

Cited 22 times | Published | Florida 2nd District Court of Appeal | 2000 WL 826258

...We disagree. *1184 The implied covenant of good faith exists in virtually all contractual relationships. For example, this obligation exists in any agreement governed by the Uniform Commercial Code and cannot be disclaimed in such an agreement. See § 671.203, Fla....
0 red0 yellow24 green0 procedural
Cited as authority(citing case) (2024)
phrase: "rule_authority"
Cited as authorityWEST (2021)
phrase: "rule_authority"
Cited as authority(citing case) (2021)
phrase: "rule_authority"
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·Quest v. Barnett Bank of Pensacola, 397 So. 2d 1020 (Fla. 1st DCA 1981).

Cited 24 times | Published | Florida 1st District Court of Appeal | 31 U.C.C. Rep. Serv. (West) 1502

...elp remedy shall be carried out in a "commercially reasonable" manner. One of the general provisions of the Uniform Commercial Code is that "[e]very contract within this act imposes an obligation of good faith in its performance or enforcement." See Section 671.203....
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Declined to followRivera (2016)
phrase: "decline to follow"
Cited as authority(citing case) (2025)
phrase: "rule_authority"
Cited as authorityByrd (2023)
phrase: "rule_authority"
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·Useden v. Acker, 947 F.2d 1563 (11th Cir. 1991).

Cited 15 times | Published | Court of Appeals for the Eleventh Circuit | 1991 WL 245243

...he exercise of fiduciary responsibility). Here, clear standards circumscribed Sun Bank’s discretion with respect to the Plan. Florida’s UCC good faith requirement, for example, limited the power of the bank to deem itself insecure. See Fla.Stat. § 671.203 (1990)....
0 red14 yellow38 green24 procedural
Limited(citing case) (2015)
phrase: "limited by"
LimitedWalsh (2010)
phrase: "limited by"
Cited "but see"(citing case) (2001)
phrase: "but see"
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·Transamerica Ins. Co. v. Barnett Bank of Marion Cnty., NA, 540 So. 2d 113 (Fla. 1989).

Cited 21 times | Published | Supreme Court of Florida | 7 U.C.C. Rep. Serv. 2d (West) 1356, 14 Fla. L. Weekly 107, 1989 Fla. LEXIS 170, 1989 WL 23390

...§ 9-312(5) (§ 679.312(5), Fla. Stat.), that a "good faith" limitation was intentionally omitted from the U.C.C. provision and, therefore, none should be implied by the courts. Transamerica, 524 So.2d at 445. Although the point is not critical here, we note that section 671.203 imposes an obligation of good faith on performance or enforcement of every contract or duty within the U.C.C....
0 red0 yellow17 green0 procedural
Cited as authority(citing case) (2017)
phrase: "rule_authority"
Cited as authority(citing case) (2008)
phrase: "rule_authority"
Cited as authority(citing case) (2008)
phrase: "rule_authority"
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·In Re Savers Fed. Sav. & Loan Assoc., the Fed. Sav. & Loan Ins. Corp., 872 F.2d 963 (11th Cir. 1989).

Cited 17 times | Published | Court of Appeals for the Eleventh Circuit | 1989 U.S. App. LEXIS 6553, 1989 WL 39016

...deral Savings and Loan Association (“Savers Federal”) on December 16, 1986. Baumann’s suit arose from a loan agreement he had entered into with Savers Federal, and raised the following claims: breach of contract, breach of the Florida Statutes § 671.203 duty of good faith, conversion, civil conspiracy, civil theft, tortious interference with contract, and fraud....
0 red1 yellow24 green0 procedural
Cited "but see"Loyd (1992)
phrase: "but see"
Cited as authority(citing case) (2025)
phrase: "rule_authority"
Cited as authority(citing case) (2024)
phrase: "rule_authority"
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·First Nationwide Bank v. Florida Software Servs., Inc., 770 F. Supp. 1537 (M.D. Fla. 1991).

Cited 13 times | Published | District Court, M.D. Florida | 1991 U.S. Dist. LEXIS 13045, 1991 WL 167103

...Lab-Con, Inc., 772 F.2d 543, 546 (9th Cir.1985); Triangle Underwriters, Inc. v. Honeywell, Inc., 604 F.2d 737 (2d Cir.1979). Under Florida's version of the UCC there is an "obligation of good faith in a contract's performance or obligation." Fla.Stat. § 671.203....
0 red0 yellow9 green0 procedural
Cited as authority(citing case) (2024)
phrase: "rule_authority"
Cited as authorityMcCoy (2014)
phrase: "rule_authority"
Cited as authority(citing case) (2013)
phrase: "rule_authority"
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·State v. De Anza Corp., 416 So. 2d 1173 (Fla. 5th DCA 1982).

Cited 14 times | Published | Florida 5th District Court of Appeal

...ef under section 83.761(4). Section 83.753 provides that "every rental agreement or duty within this part imposes an obligation of good faith in its performance or enforcement." This provision is identical to language in the Uniform Commercial Code. § 671.203, Fla....
0 red0 yellow5 green4 procedural
Cited as authorityEdelman (2005)
phrase: "rule_authority"
Cited as authority(citing case) (1999)
phrase: "rule_authority"
Cited as authority(citing case) (1995)
phrase: "rule_authority"
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·Armadillo Distrib. Enter., Inc. v. Hai Yun Musical Instruments Manufacture Co., 142 F. Supp. 3d 1245 (M.D. Fla. 2015).

Cited 7 times | Published | District Court, M.D. Florida | 93 Fed. R. Serv. 3d 40, 88 U.C.C. Rep. Serv. 2d (West) 41, 2015 U.S. Dist. LEXIS 150398, 2015 WL 6750813

under Florida’s U.C.C. pursuant to Fla. Stat. § 671.203). “A breach of the implied' covenant of good faith
0 red0 yellow4 green0 procedural
Cited as authorityNguyen (2025)
phrase: "rule_authority"
Cited as authority(citing case) (2025)
phrase: "rule_authority"
Cited as authorityFania (2024)
phrase: "rule_authority"
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·East Bay Ltd. P'ship v. Am. Gen. Life & Accident Ins., 744 F. Supp. 1118 (M.D. Fla. 1990).

Cited 6 times | Published | District Court, M.D. Florida | 1990 U.S. Dist. LEXIS 15474, 1990 WL 129282

...Absent any such evidence, the Court finds that there is no genuine issue as to the bad faith claim and summary judgment is granted to the Defendant on this point. PLAINTIFF'S FIFTH CAUSE OF ACTION In this count, Plaintiff is alleging that pursuant to Section 671.203, Florida Statutes, Defendant had a duty and obligation to act in good faith, to deal fairly and to act honestly with Plaintiff, and that Defendant breached that duty by wrongfully refusing to approve the sale to the Hall Corporation a...
...ld not, in good faith, demand more than its liquidated damages for such prepayment. Thus, the Plaintiff claims that by imposing a prepayment fee of 24.25% if Plaintiff were to prepay the loan, Defendant breached its duty of good faith as required by Section 671.203, Florida Statutes. Section 671.203 provides that "[e]very contract or duty within this code imposes an obligation of good faith in its performance or enforcement." Good faith is defined in Section 671.201(19) to mean "honesty in fact in the conduct or transaction concerned." Defendant had no contractual duty to allow Plaintiff to prepay the loan, and in fact had no duty whatsoever to allow prepayment. Thus, the good faith requirement of section 671.203 does not apply to the Defendants offer of prepayment....
0 red0 yellow4 green0 procedural
Cited as authorityCabanas (1996)
phrase: "rule_authority"
Cited as authorityBarnes (1996)
phrase: "rule_authority"
Cited as authorityHall (1995)
phrase: "rule_authority"
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·Caulkins Indiatown Citrus Co. v. Nevins Fruit Co., Inc., 831 So. 2d 727 (Fla. 4th DCA 2002).

Cited 6 times | Published | Florida 4th District Court of Appeal | 2002 WL 31506952

...Plaintiffs acknowledge that the parties' course of dealing is inapplicable to this case. Plaintiffs contend that as recognized by the Uniform Commercial Code (UCC), evidence of usage of trade and good faith are relevant in construing the contract. Section 671.203, Florida Statutes (1995), provides that there is an obligation of good faith in the performance or enforcement of every contract....
0 red1 yellow2 green0 procedural
Called into doubt(citing case) (2025)
phrase: "cast doubt on"
Cited as authority(citing case) (2018)
phrase: "rule_authority"
Cited as authorityShelton (2007)
phrase: "rule_authority"
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·Citibank, N.A. v. Data Lease Fin. Corp., 828 F.2d 686 (11th Cir. 1987).

Cited 3 times | Published | Court of Appeals for the Eleventh Circuit

...Counts IV and V were grounded in the Uniform Commercial Code (“U.C.C.”) and only stated claims against Citibank. Data Lease alleged that Citibank failed to use reasonable care in the custody and preservation of the pledged Miami National stock, in violation of Fla.Stat. §§ 679.501-.507 and § 671.203....
...Count IV alleges a breach of Citibank’s duties under Fla.Stat. § 679.207. Count V alleges a breach of the duty to act in a commercially reasonable manner, Fla.Stat. §§ 679.501-.507, and a breach of the covenant of good faith which the U.C.C. imposes on all contracts, Fla. Stat. § 671.203 ....
0 red0 yellow12 green5 procedural
Cited as authorityQuigg (2024)
phrase: "rule_authority"
Cited as authorityAnderson (2014)
phrase: "rule_authority"
Cited as authorityTomlinson (2014)
phrase: "rule_authority"
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·Hopkins Pontiac GMC, Inc. v. Ally Fin. Inc., 60 F. Supp. 3d 1252 (N.D. Fla. 2014).

Cited 2 times | Published | District Court, N.D. Florida | 2014 U.S. Dist. LEXIS 163334, 2014 WL 6601150

...Further, Florida law is clear that an action for breach of good faith is unavailable where the conduct is within the express terms of the contract. See Flagship Nat. Bank v. Gray Distribution Sys., Inc., 485 So.2d 1336, 1340 (Fla.3d DCA 1986) (“The good faith obligation found in section 671.203 may not be imposed to override express terms in the contract.”); Riedel v....
0 red0 yellow1 green0 procedural
Cited as authority(citing case) (2025)
phrase: "rule_authority"
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Bruer v. Sanford Atl. Nat'l Bank, 247 So. 2d 764 (Fla. 4th DCA 1971).

Cited 3 times | Published | Florida 4th District Court of Appeal | 9 U.C.C. Rep. Serv. (West) 109

...in doing the very act that she and her husband, as secretary and president respectively of said corporation, by written covenant to Bruer pledged would not occur, namely, to further encumber the personal property described in Bruer's security instrument. It is noted that Section 671.203, Florida Statutes 1969, F.S.A., provides that: "Every contract or duty within this code imposes an obligation of good faith in its performance or enforcement." The obligation of good faith comes to rest evenly upon the shoulders of th...
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Hatfields & McCoys, Inc. v. First Tampa Capital Corp., 78 B.R. 312 (Bankr. N.D. Fla. 1987).

Cited 2 times | Published | United States Bankruptcy Court, N.D. Florida | 4 U.C.C. Rep. Serv. 2d (West) 1234, 1987 Bankr. LEXIS 1547

...An exception may exist where the name change is contemplated at the inception of the agreement and is with the full knowledge and consent of the secured party. In that case failure to refile calls into question the good faith of the secured creditor under § 671.203, Fla.Stat....
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Cosid, Inc. v. Bay Steel Prods. Co., 252 So. 2d 274 (Fla. 4th DCA 1971).

Cited 2 times | Published | Florida 4th District Court of Appeal | 9 U.C.C. Rep. Serv. (West) 690, 1971 Fla. App. LEXIS 5979

..., F.S. 1969, F.S.A. The significance of being a buyer in the ordinary course of business is the acquisition of the goods free of the outstanding title of the true owners. See Anderson's Uniform Commercial Code, 2nd Edition, § 1.201:19 and 1.201:23; Section 671.203, F.S....
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·United Food Mart, Inc. v. Motiva Enter., LLC, 457 F. Supp. 2d 1329 (S.D. Fla. 2005).

Published | District Court, S.D. Florida | 2005 U.S. Dist. LEXIS 34136, 2005 WL 4858676

...Breach of Contract The parties agree that the Retail Sales Agreements constitute contracts for the sale of goods (in this ease, motor fuel) governed by the Uniform Commercial Code ("U.C.C."). [2] As such, they "impose[ ] an obligation of good faith in [their] performance or enforcement." Fla. Stat. § 671.203....
0 red0 yellow1 green0 procedural
Cited as authorityCasserlie (2009)
phrase: "rule_authority"
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Crawford v. Gold Kist, Inc., 614 F. Supp. 682 (M.D. Fla. 1985).

Published | District Court, M.D. Florida | 41 U.C.C. Rep. Serv. (West) 333, 1985 U.S. Dist. LEXIS 18932

...ount II is an action for implied warranty of fitness for a particular purpose, pursuant to Section 672.315, Florida Statutes; Count VII is a common-law action for negligence; and Count IX is an action for breach of good faith obligation, pursuant to Section 671.203, Florida Statutes....
...Good Faith Obligation Finally, in Count IX of the Amended Complaint, the plaintiff states that Gold Kist's "unconscionable conduct in selecting and recommending the use of Coker 747 by [plaintiff], when Gold Kist knew that Coker 747 was not suitable for use in Florida ..." states a cause of action under Section 671.203, Florida Statutes. Section 671.203 states, "Every contract or duty within this code [Florida U.C.C.] imposes an obligation of good faith in its performance or enforcement." As discussed, the plaintiff made only limited attempts to communicate with Gold Kist when the seed was purchased....
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In Re Ernie Haire Ford, Inc., 403 B.R. 750 (Bankr. M.D. Fla. 2009).

Published | United States Bankruptcy Court, M.D. Florida | 21 Fla. L. Weekly Fed. B 736, 2009 Bankr. LEXIS 834, 51 Bankr. Ct. Dec. (CRR) 154, 2009 WL 931528

...aith and fair dealing. Florida courts recognize that an implied covenant of good faith and fair dealing exists in all contractual relationships. Speedway Superamerica, L.L.C. v. Tropic Enters., Inc., 966 So.2d 1, 3 (Fla. 2d DCA 2007). Cf. Fla. Stat. § 671.203 (likewise imposing "an obligation of good faith" on all contracts and duties under Florida's enactment of the Uniform Commercial Code); U.C.C....

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