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O.C.G.A. § 33-22-4 — Investigation of applicants for licenses; issuance or denial of license generally; hearing; grounds for issuance or denial | Georgia Code
O.C.G.A. § 33-22-4 (2018) Copy Cite Official Site Syfertize CourtListener Scholar Amendments

TITLE 33 INSURANCE

Section 22. Insurance Premium Finance Companies, 33-22-1 through 33-22-16.

ARTICLE 4 JOINT COMMITTEE TO STUDY PRESCRIPTION COSTS IN STATE FUNDED HEALTH CARE PLANS

33-22-4. Investigation of applicants for licenses; issuance or denial of license generally; hearing; grounds for issuance or denial.

  1. Upon the filing of an application and the payment of the license fee, the Commissioner shall make an investigation of each applicant and shall issue a license if he finds the applicant is qualified in accordance with this chapter. If the Commissioner does not so find, he shall within 30 days after he has received such application so notify the applicant and, at the request of the applicant, give the applicant a full hearing.
  2. The Commissioner shall issue or renew a license as may be applied for when he is satisfied that the person to be licensed:
    1. Is competent and trustworthy and intends to act in good faith in the capacity involved by the license for which application is made;
    2. Has a good business reputation and has had experience, training, or education so as to be qualified in the business for which the application for the license is made;
    3. If a corporation, is a corporation incorporated under the laws of this state or a foreign corporation authorized to transact business in this state; and
    4. Will contribute to and promote the convenience and advantage of the citizens of this state by providing a necessary additional market for the financing of insurance premiums.

(Ga. L. 1969, p. 561, § 5; Ga. L. 1976, p. 1074, § 1.)

JUDICIAL DECISIONS

Cited in Cochran v. Paco, Inc., 409 F. Supp. 219 (N.D. Ga. 1975).

RESEARCH REFERENCES

Am. Jur. 2d.

- 43 Am. Jur. 2d, Insurance, §§ 30, 42.

C.J.S.

- 44 C.J.S., Insurance, §§ 67, 71.

ALR.

- Recovery back of money paid to unlicensed person required by law to have occupational or business license or permit to make contract, 74 A.L.R.3d 637.

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This Georgia Code resource is curated by Graham Syfert, a personal injury and workers' compensation attorney admitted in Georgia (State Bar of Georgia No. 881027, since 2006) and Florida. Attorney Syfert regularly works with Title 33 in the context of Georgia insurance coverage law and represents clients throughout Northeast Florida and South Georgia. For legal consultation, call 904-383-7448.