O.C.G.A.

O.C.G.A. § 33-24-38 (2019)

Renewal or extension of policies by certificate or endorsement

✓ O.C.G.A. — 2019 edition (Public.Resource.Org Release 73)

Code text and O.C.G.A. statutory annotations on this page reflect the 2019 Official Code of Georgia Annotated (Public.Resource.Org Release 73, 2019-08-21; public domain per Georgia v. Public.Resource.Org, 2020). The Syfert case-law annotations in Notes of Decisions, below, are current.

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Any insurance policy terminating by its terms at a specified expiration date and not otherwise renewable may be renewed or extended at the option of the insurer and upon a currently authorized policy form and at the premium rate then required for renewal or extension for a specific additional period or periods by certificate or by endorsement of the policy and without requiring the issuance of a new policy.

History

Code 1933, § 56-2422, enacted by Ga. L. 1960, p. 289, § 1.

Annotations

RESEARCH REFERENCES C.J.S. - 44 C.J.S., Insurance, § 560. ALR. - Death of insured or other loss pending application not effectively granted, for reinstatement of life or accident insurance, after lapse, 105 A.L.R. 478; 164 A.L.R. 1057. Express provisions in life, accident, or health policies that authorize refusal of renewal premium or otherwise make renewal optional with insurer, 119 A.L.R. 530; 161 A.L.R. 193.

Extent of liability on fidelity bond renewed from year to year, 7 A.L.R.2d 946. Insurance: incontestable clause as affected by reinstatement of policy, 23 A.L.R.3d 743. Insurance agent’s right to commissions on renewal premiums, 36 A.L.R.3d 958. Person to whom renewal premium may be paid or tendered so as to bind insurer, 42 A.L.R.3d 751.

Notes of Decisions

Cited in 1 case, 2003–2003 · leading case: Livoti v. Aycock, 590 S.E.2d 159 (Ga. Ct. App. 2003).

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Livoti v. Aycock, 590 S.E.2d 159 (Ga. Ct. App. 2003). · cites it 2× “…the term “nonrenewal,” which is often used in the insurance industry and in laws regulating that industry. See, e.g., OCGA § 33-24-38.”

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.