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O.C.G.A. § 7-6-1 — Discrimination in extending credit or making loans prohibited | Georgia Code
O.C.G.A. § 7-6-1 (2018) Copy Cite Official Site Syfertize CourtListener Scholar Amendments

TITLE 7 BANKING AND FINANCE

Section 6. Credit or Loan Discrimination, 7-6-1 through 7-6-2.

ARTICLE 2 RESIDENTIAL SECOND MORTGAGES

7-6-1. Discrimination in extending credit or making loans prohibited.

  1. No bank, lending company, financial institution, retail installment seller, or person extending credit may discriminate or provide requirements which discriminate in the extending of credit or the making of loans solely on the basis of sex, race, religion, national origin, or marital status.
  2. Any person, firm, or corporation which willfully violates any provision of this Code section shall be guilty of a misdemeanor and, upon conviction thereof, shall be punished by a fine not to exceed $1,000.00.

(Ga. L. 1975, p. 772, §§ 1, 3.)

Law reviews.

- For article, "Religious Exercise as Credit Risk," see 10 Bank. Dev. J. 119 (1993-1994).

RESEARCH REFERENCES

ALR.

- Recovery of damages as remedy for wrongful discrimination under state or local civil rights provisions, 85 A.L.R.3d 351.

Discrimination based on marital status under Equal Credit Opportunity Act (15 U.S.C.A. §§ 1691 et seq.) as defense to liability for financial obligations, 16 A.L.R. Fed. 3d 9.

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This Georgia Code resource is curated by Graham Syfert, a personal injury and workers' compensation attorney admitted in Georgia (State Bar of Georgia No. 881027, since 2006) and Florida. For legal consultation, call 904-383-7448.