Indiana Code

Ind. Code § 24-5-15-9 (2026)

Damage claims; alternative actions

✓ current as of May 2026
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     Sec. 9. A person that is damaged by a credit services organization's violation of this chapter may:

(1) bring an action to recover the greater of two (2) times the amount of actual damages or one thousand dollars ($1,000) and attorney's fees; and

(2) bring an action against the bond or irrevocable letter of credit required under section 8 of this chapter to recover an amount equal to the person's actual damages.

As added by P.L.142-1990, SEC.1.

 

Notes of Decisions
Cited in 5 cases (1 in the last 5 years), 2013–2025 · leading case: John Doe 1 v. Indiana Dep't of Child Servs., 81 N.E.3d 199 (Ind. 2017).
John Doe 1 v. Indiana Dep't of Child Servs., 81 N.E.3d 199 (Ind. 2017). · cites it 4× “5-13 (2016) (buyback vehicle disclosures); I.C. § 24-5-15-9 (2016) (credit services); I.”
F.D. v. Indiana Dep't of Child Servs., 1 N.E.3d 131 (Ind. 2013). · cites it 2× “Moreover, "our [Llegislature has not [expressly] afforded a private right of action" for breach of the Notice Statute, F.”
Consum. Attorney Servs., P.A., The McCann Law Grp. LLP, & Brenda L. McCann, Individually & as Owner &/or Officer of Consum. Attorney Servs., P.A. v. State of Indiana, 71 N.E.3d 362 (Ind. 2017). · cites it 2× “Code § 24-5-15-11 , and also applies to those damaged by a credit services organization, Ind. Code § 24-5-15-9 . Each of these usages is in a general manner, and would permit application to every definition of “person” contained in Indiana Code section 24-5-15-4.”
Keith-amick (S.D. Ind. 2025). · cites it 4× “§ 1679g(a)(1) and (a)(3) and Ind. Code § 24-5-15-9 (Filing No. 13 ¶¶ 7, 9–10).”
F.D., G.D., & T.D. b/n/f J.D. & M.D. & J.D. & M.D., individually v. Indiana Dept. of Child Servs., Evansville Police Dept., & Vanderburgh Cnty. Prosecutor's Off. (Ind. 2013). · cites it 2× “, I.C. § 24-5-15-9 (2007) (expressly providing that a person damaged by a credit services organization may bring an action).”
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