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Kansas Statutes Annotated

K.S.A. § 50-1001 (2026)

Definitions

✓ current as of May 2026
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50-1001. Definitions. As used in this act:

(a) "Commissioner" refers to the securities commissioner appointed under K.S.A. 75-6301, and amendments thereto.

(b) "Loan" means any agreement to advance money or property in return for the promise to make payments for the money or property.

(c) "Loan broker" means any person who, in return for a fee from any person, promises to procure a loan for any person or assist any person in procuring a loan from any third party, or who promises to consider whether or not to make a loan to any person. Loan broker does not include:

(1) Any bank, savings bank, trust company, savings and loan association, credit union or any other financial institution regulated by any agency of the United States or any state;

(2) any person authorized to sell and service loans for the federal national mortgage association or the federal home loan mortgage corporation, issue securities backed by the government national mortgage association, make loans insured by the department of housing and urban development, make loans guaranteed by the veterans administration, or act as a correspondent of loans insured by the department of housing and urban development or guaranteed by the veterans administration;

(3) any insurance company; or

(4) any person arranging financing for the sale of the person's product.

(d) "Creditor" means any person to whom a loan is initially payable on the face of the note or contract evidencing the loan.

History: L. 1988, ch. 328, § 1; July 1.

CASE ANNOTATIONS

1. Defendant violated Kansas Loan Brokers Act in scheme to use notes to purchase real estate. State v. Matthews, 32 Kan. App. 2d 281, 81 P.3d 1268 (2004).


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Notes of Decisions
Cited in 4 cases, 1994–2004 · leading case: State v. Fritz, 933 P.2d 126 (Kan. 1997).
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State v. Fritz, 933 P.2d 126 (Kan. 1997). · cites it 3× “: William Fritz appealed his jury convictions of four counts of theft by deception and four violations of the Kansas *295 Loan Broker s Act, K.S.A. 50-1001 et seq. The Court of Appeals affirmed the violations of the Loan Broker’s Act.”
In Re Conwell, 69 P.3d 589 (Kan. 2003). · cites it 2× “Promising to procure a loan for any person for a fee, promising to assist any person in procuring a loan from a third party for a fee, or promising to consider whether or not to make a loan to any person for a fee constitutes acting as a loan broker pursuant to K.S.A.…”
Woodmont Corp. v. Rockwood Ctr. P'ship, 852 F. Supp. 948 (D. Kan. 1994). · cites it 2× “Second, they contend Woodmont engaged in loan brokering activities as defined in K.S.A. 50-1001 et seq. without being registered.”
State v. Matthews, 81 P.3d 1268 (Kan. Ct. App. 2004). · cites it 5× “On appeal, Matthews argues drat the State failed to prove he acted as a loan broker as defined in the Kansas Loan Brokers Act (Act), K.S.A. 50-1001(c). This issue requires interpretation of a statute and, therefore, our standard of review is plenary.”
— K.S.A. § 50-1001(c) — 3 cases
State v. Fritz, 933 P.2d 126 (Kan. 1997). “: William Fritz appealed his jury convictions of four counts of theft by deception and four violations of the Kansas *295 Loan Broker s Act, K.S.A. 50-1001 et seq. The Court of Appeals affirmed the violations of the Loan Broker’s Act.”
In Re Conwell, 69 P.3d 589 (Kan. 2003). “Promising to procure a loan for any person for a fee, promising to assist any person in procuring a loan from a third party for a fee, or promising to consider whether or not to make a loan to any person for a fee constitutes acting as a loan broker pursuant to K.S.A.…”
State v. Matthews, 81 P.3d 1268 (Kan. Ct. App. 2004). “On appeal, Matthews argues drat the State failed to prove he acted as a loan broker as defined in the Kansas Loan Brokers Act (Act), K.S.A. 50-1001(c). This issue requires interpretation of a statute and, therefore, our standard of review is plenary.”
— K.S.A. § 50-1001(d) — 1 case
State v. Matthews, 81 P.3d 1268 (Kan. Ct. App. 2004). “On appeal, Matthews argues drat the State failed to prove he acted as a loan broker as defined in the Kansas Loan Brokers Act (Act), K.S.A. 50-1001(c). This issue requires interpretation of a statute and, therefore, our standard of review is plenary.”
— K.S.A. § 50-1001(e) — 1 case
Woodmont Corp. v. Rockwood Ctr. P'ship, 852 F. Supp. 948 (D. Kan. 1994). “Second, they contend Woodmont engaged in loan brokering activities as defined in K.S.A. 50-1001 et seq. without being registered.”
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