Ky. Rev. Stat. » Chapter 304
Kentucky Revised Statutes

Ky. Rev. Stat. § 304.18-080 (2026)

Application and certificates

✓ current as of May 2026
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(1) An individual application need not be required from a person covered under a blanket health policy or contract, nor shall it be necessary for the insurer to furnish each person a certificate, if such person does not pay all or part of the premium for such insurance.

(2) A person covered under a blanket health insurance policy or contract who pays any part of the premium or is required to submit an application as to such insurance shall be furnished a certificate by the insurer reasonably setting forth a summary of such person's coverage and restrictions thereon. Effective: June 18, 1970 History: Created 1970 Ky. Acts ch. 301, subtit. 18, sec. 8, June 18, 1970.

Notes of Decisions
Cited in 2 cases, 1982–2009 · leading case: Breeding v. Massachusetts Indem. & Life Ins. Co., 633 S.W.2d 717 (Ky. 1982).
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Breeding v. Massachusetts Indem. & Life Ins. Co., 633 S.W.2d 717 (Ky. 1982). · cites it 4× “Movant cites KRS 304.18-080(2) as the applicable statute, which provides: A person covered under a blanket health insurance policy or contract who pays any part of the premium or is required to submit an application as to such insurance shall be furnished a certificate by the…”
Humana Health Plans, Inc. v. Powell, 603 F. Supp. 2d 956 (W.D. Ky. 2009). · cites it 2× “The argument fails as a substantive matter because Powell does not meet the threshold requirements of KRS § 304.18-080(2). Powell neither paid premiums nor submitted an application.”
Ky. Rev. Stat. § 304.18-080(2): 2 cases
Breeding v. Massachusetts Indem. & Life Ins. Co., 633 S.W.2d 717 (Ky. 1982). “Movant cites KRS 304.18-080(2) as the applicable statute, which provides: A person covered under a blanket health insurance policy or contract who pays any part of the premium or is required to submit an application as to such insurance shall be furnished a certificate by the…”
Humana Health Plans, Inc. v. Powell, 603 F. Supp. 2d 956 (W.D. Ky. 2009). “The argument fails as a substantive matter because Powell does not meet the threshold requirements of KRS § 304.18-080(2). Powell neither paid premiums nor submitted an application.”
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