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La. Rev. Stat. § 23:1161 (2026)

Insurance policies; application of provisions; approval by insurance commissioner; admitted carriers; exceptions

✓ current as of May 2026
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SUBPART H.  LIABILITY INSURANCE

§1161.  Insurance policies; application of provisions; approval by insurance commissioner; admitted carriers; exceptions

A.  Every policy for the insurance of the compensation herein provided for, or against liability therefor, shall be deemed to be made subject to the provisions of this Chapter.  No company or association shall enter into any such policy of insurance unless its form has been approved by the insurance commissioner, and no domestic insurance company shall be denied servicing carrier status.

B.  Except as provided in R.S. 23:1195 et seq., every insurance policy or contract to provide workers' compensation insurance shall be written in accordance with either of the following:

(1)  By an insurer organized pursuant to R.S. 22:61 through 69, or admitted pursuant to Subpart K of Part I of Chapter 2 of Title 22 of the Louisiana Revised Statutes of 1950, to do business in Louisiana, except policies of an industrial insured meeting one of the following qualifications, and electing to secure an insurance policy with an insurer which is not admitted to do business in Louisiana:

(a)  An insured who procures the insurance policy by use of the services of a full-time employee acting as an insurance manager or buyer.

(b)  An insured whose aggregate annual premium for insurance on all risks totals at least twenty-five thousand dollars.

(c)  An insured having at least twenty-five full-time employees.

(2)  Pursuant to and in accordance with R.S. 23:1167.

Acts 1986, No. 889, §1; Acts 1986, No. 1021, §2; Acts 2001, No. 927, §1, eff. June 26, 2001; Acts 2008, No. 415, §2, eff. Jan. 1, 2009.

Notes of Decisions
Cited in 5 cases, 1964–2010 · leading case: Sandwich Chef of Texas, Inc. v. Reliance Nat'l Indem. Ins., 202 F.R.D. 484 (S.D. Tex. 2001).
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Sandwich Chef of Texas, Inc. v. Reliance Nat'l Indem. Ins., 202 F.R.D. 484 (S.D. Tex. 2001). “14-120 (Michie 1996); LaRev.Stat Ann. § 23:1161 (West 1998); Me.”
Carpenter v. New Amsterdam Cas. Co., 159 So. 2d 757 (La. Ct. App. 1964). “, LSA-R.S. 23:1161. For the foregoing reasons, I respectfully dissent from the conclusion of my sincere brethren of the majority that coverage under the workmen’s compensation act may be denied because of the technicality that the statutory employee, a working partner, received…”
Williams v. Midwest Employers Cas. Co., 669 So. 2d 616 (La. Ct. App. 1996). · cites it 2× “With respect to his claim, plaintiff asserts the provisions on worker's compensation liability insurance found in the worker's compensation law at LSA-R.S. 23:1161 through 1174.1 reveal that worker's compensation liability insurance is an integral part of worker's compensation…”
Jones v. Employers Liab. Assurance Corp., 182 So. 2d 534 (La. Ct. App. 1966). “authority of R.S. 23:1161 et seq., seeking -the recovery of $165.”
2766 Front, LLC v. Bayer, 30 So. 3d 1184 (La. Ct. App. 2010). “R.S. 23:1161 provides that the State of Louisiana only recognizes workers' compensation insurance issued by authorized companies.”
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