Mass. Gen. Laws » Part I Title XXI Chapter 152
Massachusetts General Laws

Mass. Gen. Laws ch. 152, § 25 (2026)

Insurer's liability on judgment for employee

✓ current as of July 2026
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Section 25. If an insured person who has complied with the rules, regulations and demands of the insurer is required by a judgment of a court to pay to an employee any damages on account of personal injury sustained by such employee during the period covered by insurance, the insurer shall pay to the insured the full amount of such judgment and the cost assessed therewith if the insured shall have given the insurer written notice of the bringing of the action in which the judgment was recovered and an opportunity to appear and defend the same.

Notes of Decisions
Cited in 4 cases, 1973–2016 · leading case: HDH Corp. v. Atl. Charter Ins., 681 N.E.2d 847 (Mass. 1997).
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HDH Corp. v. Atl. Charter Ins., 681 N.E.2d 847 (Mass. 1997). · cites it 5× “The court reasoned that, because G. L. c. 152, § 25, in certain circumstances, requires workers’ compensation insurers to reimburse employers for damages awarded to employees “by a judgment of a court,” Atlantic’s duty to defend under Part One of the policy was not limited to…”
Am. Mut. Ins. v. Duvall, 372 A.2d 263 (N.H. 1977). · cites it 2× “In this argument Composite relies on Mass. Gen. Laws ch. 152, § 25 , which provides, “If an insured person who has complied with the rules, regulations and demands of the insurer is required by a judgment of a court to pay to an employee any damages on account of personal injury…”
New England Survey Sys., Inc. v. Dep't of Indus. Accidents, 53 N.E.3d 675 (Mass. App. Ct. 2016). “2 G. L. c. 152, § 25(10). The issue before us, which is one of first impression, is whether the phrase ‘“to avoid higher premium rates,” as it appears in subsection (10), modifies the two preceding clauses (‘“who fails to provide for insurance or self insurance as required by…”
Silvia v. Emco Dress Co., 51 Mass. App. Dec. 19 (Mass. Dist. Ct., App. Div. 1973). “G.L. c. 152, §25 C. This would pervert the intent of G.”
Mass. Gen. Laws ch. 152, § 25(10): 1 case
New England Survey Sys., Inc. v. Dep't of Indus. Accidents, 53 N.E.3d 675 (Mass. App. Ct. 2016). “2 G. L. c. 152, § 25(10). The issue before us, which is one of first impression, is whether the phrase ‘“to avoid higher premium rates,” as it appears in subsection (10), modifies the two preceding clauses (‘“who fails to provide for insurance or self insurance as required by…”
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