Massachusetts General Laws

Mass. Gen. Laws ch. 175, § 112C (2026)

Disclosure of coverage limits to claimants; penalty

✓ current as of July 2026

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Section 112C. Any insurer doing business in the commonwealth shall reveal to an injured party making claim against an insured, the amount of the limits of said insured's liability coverage, upon receiving a request in writing for such information from the injured party or his attorney. A reply shall be made within thirty days of receiving such request. Any insurer who fails to comply with the provisions of this section shall be liable to pay to the claimant the sum of five hundred dollars plus reasonable attorneys' fees and expenses incurred in obtaining the coverage information provided for herein.

Notes of Decisions

Cited in 8 cases (2 in the last 5 years), 1994–2024 · leading case: Boyle v. Zurich Am. Ins. Co., 36 N.E.3d 1229 (Mass. 2015).

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Boyle v. Zurich Am. Ins. Co., 36 N.E.3d 1229 (Mass. 2015). “Although Zurich was required to provide the information sought by the Boyles, see G. L. c. 175, § 112C, it did not respond.”

Aquino v. Pacesetter Adjustment Co., 416 F. Supp. 2d 181 (D. Mass. 2005). “After receiving no response to his-July 14 letter, Keenan followed up with a letter dated August 11, 2000, making a formal request under Mass. Gen. Laws ch. 175, § 112C for “disclosure of the amount of the limits of your insured’s liability coverage, including excess and…”

Costa v. Zurich Am. Ins. Co. (D. Mass. 2024). · cites it 10× “Mass. Gen. L. c. 175, § 112C Claims (Counts II and V) 1.”

LUZ HARVEY & Another v. ELIAS ASSED (& a Consol. Case). (Mass. App. Ct. 2024). “In the same correspondence, counsel requested, pursuant to G. L. c. 175, § 112C, the disclosure of the policy limits within thirty days from the date of the letter.”

Sacco v. News Boston Grp., 1 Mass. L. Rptr. 468 (Mass. Super. Ct. 1994). · cites it 2× “93A/176D and G.L.c. 175, §112C Claims (Counts III and IV) is DENIED.”

Hanley v. Walker, 25 Mass. L. Rptr. 516 (Mass. Super. Ct. 2009). “In the ordinary course, when claimants, through their attorneys, would make a written demand of Boston Cab for the disclosure of insurance coverage pursuant to M.G.L.c. 175, §112C, the Gallagher claims representatives would respond with “limits letters” on forms customarily used…”

Boyle v. Zurich Am. Ins., 32 Mass. L. Rptr. 352 (Mass. Super. Ct. 2014). “Any insurer who fails to comply with the provisions of this section shall be liable to pay to the claimant the sum of five hundred dollars plus reasonable attorneys fees and expenses incurred in obtaining the coverage information provided for herein.”

Com. Ins. v. Smith, 2 Mass. L. Rptr. 376 (Mass. Super. Ct. 1994). “Pursuant to G.L.c. 175, §112C, Smith could have determined the amount of Bennett’s motorist coverage by written request to Metropolitan, to which Metropolitan was required to respond within 30 days.”

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