Mass. Gen. Laws » Part II Title I Chapter 183
Massachusetts General Laws

Mass. Gen. Laws ch. 183, § 18 (2026)

Mortgage deeds

✓ current as of July 2026
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Section 18. A deed in substance following the form entitled ''Mortgage Deed'' shall when duly executed have the force and effect of a mortgage deed to the use of the mortgagee and his heirs and assigns with mortgage covenants and upon the statutory condition and with the statutory power of sale, as defined in the three following sections, to secure the payment of the money or the performance of any obligation therein specified. The parties may insert in such mortgage any other lawful agreement or condition.

Notes of Decisions
Cited in 7 cases, 1980–2006 · leading case: Atl. Sav. Bank v. Metro. Bank & Trust Co., 400 N.E.2d 1290 (Mass. App. Ct. 1980).
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Atl. Sav. Bank v. Metro. Bank & Trust Co., 400 N.E.2d 1290 (Mass. App. Ct. 1980). “G. L. c. 183, §§ 18, 19. Under our title theory, it constituted a deed of conveyance which transferred a fee interest to the bank, defeasible upon the performance of the conditions stated therein.”
In Re Smith, 315 B.R. 636 (Bankr. D. Mass. 2004). “G.L. c. 183, §§ 18 and 19; Pineo v. White, 320 Mass.”
Ideal Fin. Servs., Inc. v. Zichelle, 750 N.E.2d 508 (Mass. App. Ct. 2001). “G. L. c. 183, §§ 18 et seq. See Charlestown Five Cents Sav.”
In Re Heretakis, 293 B.R. 82 (Bankr. D. Mass. 2003). “G.L. c. 183, §§ 18, 19. Under our title theory, it constituted a deed of conveyance which transferred a fee interest to the bank, defeasible upon the performance of the conditions stated therein.”
Conte v. Marine Lumber Co., 848 N.E.2d 1246 (Mass. App. Ct. 2006). “498, 499 (1935); G. L. c. 183, §§ 18, 19. The focus of the analysis would then turn to whether Marine Lumber carried its burden of proving that Blackfin was in fact the alter ego of W.”
Chrysler First Bus. Credit Corp. v. Feuer, 539 N.E.2d 1056 (Mass. App. Ct. 1989). “See G. L. c. 183, § 18 & Appendix Form (5). General Laws c.”
Venetis v. Global Fin. Servs., Inc., 174 F.R.D. 238 (D. Mass. 1997). “See M.G.L. c. 183, § 18, appendix 5 (a mortgage deed need only specify the obligation secured as “a note of [blank date]”).”
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