Massachusetts General Laws
Mass. Gen. Laws ch. 93, § 63 (2026)
Willful noncompliance with Secs. 50 to 62A; liability for damages
✓ current as of July 2026
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Section 63. Any consumer reporting agency, person who furnishes information to any consumer reporting agency, or user of information which willfully fails to comply with any requirement imposed under sections 50 to 62A, inclusive, with respect to any consumer shall be liable to that consumer in an amount equal to the sum of—
(1) any actual damages sustained by the consumer as a result of the failure;
(2) such amount of punitive damages as the court may allow; and
(3) in the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorney's fees as determined by the court.
Notes of Decisions
Cited in 2
cases, 1994–2001 · leading case: Richardson v. Fleet Bank of Massachusetts, 190 F. Supp. 2d 81 (D. Mass. 2001).
Richardson v. Fleet Bank of Massachusetts, 190 F. Supp. 2d 81 (D. Mass. 2001). “§ 1681n; Mass.Gen.Laws ch. 93, § 63. 2 1. Statute of Limitations First, Equifax contends that several of the plaintiffs’ claims may be barred by the statute of limitations.”
Joannides v. Hanover New England, 2 Mass. L. Rptr. 421 (Mass. Super. Ct. 1994). “93, §66 and summary judgment shall enter for Pro-Teck on that claim. Obtaining credit information under false pretenses in violation of 15 U.”
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