Michigan Compiled Laws
Mich. Comp. Laws § 500.114 (2026)
Person; definition.
✓ current as of July 2026
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THE INSURANCE CODE OF 1956
Act 218 of 1956
500.114 Person; definition.
Sec. 114.
"Person" as used in this code includes an individual, insurer, company, association, organization, Lloyds, society, reciprocal or inter-insurance exchange, partnership, syndicate, business trust, corporation, and any other legal entity.
History: 1956, Act 218, Eff. Jan. 1, 1957
PopularName Notes:
Act 218PopularName Notes:
Essential InsuranceNotes of Decisions
Cited in 10
cases (1 in the last 5 years), 1978–2025 · leading case: Oakland Cnty. Bd. v. Michigan Prop. & Cas. Guar. Ass'n, 575 N.W.2d 751 (Mich. 1998).
Oakland Cnty. Bd. v. Michigan Prop. & Cas. Guar. Ass'n, 575 N.W.2d 751 (Mich. 1998). “[MCL 500.114; MSA 24.1114.] In 1985, the calendar year preceding Midland’s insolvency, the aggregate premiums written by member insurers totaled $5,820,973,000, yielding the applicable net worth limit of $5,820,973 as set forth in the affidavit of James Lunsted, controller for…”
Farmers Ins. Exch. v. Farm Bureau Gen. Ins., 724 N.W.2d 485 (Mich. Ct. App. 2006). “Because of the operation of the doctrine of noscitur a sociis, one need not heed defendant’s apocalyptic predictions regarding the application of MCL 500.114(5)(a). Under the doctrine of noscitur a sociis, a word or phrase should not be read in isolation but should be given…”
Health Care Ass'n Workers Comp. Fund v. Dir. of the Bureau of Worker's Comp., 694 N.W.2d 761 (Mich. Ct. App. 2005). “” MCL 500.114. Clearly, (1) plaintiff is a legal entity, and (2) by the applicable statutory language it would be engaged in the business of insurance if it violated MCL 500.”
Arco Indus. Corp. v. Am. Motorists Ins., 594 N.W.2d 61 (Mich. Ct. App. 1999). “12006 provides in relevant part: (1) A person [including an insurer; see MCL 500.114; MSA 24.1114] must pay on a timely basis to its insured .”
Belcher v. Aetna Cas. & Sur. Co., 268 N.W.2d 349 (Mich. Ct. App. 1978). “[8] MCL 500.114; MSA 24.1114. [9] MCL 500.3177; MSA 24.”
Oakland Cnty. Bd. of Cnty. Road Commissioners v. Michigan Prop. & Cas. Guar. Ass'n, 550 N.W.2d 856 (Mich. Ct. App. 1996). “[MCL 500.114; MSA 24.1114.] *160 Clearly, the Legislature contemplated preserving the association’s limited resources by precluding recovery by a broad range of claimants whose net worth exceeds the statutory limit.”
Attorney Gen. Ex Rel. Dep't of Nat. Resources v. Michigan Prop. & Cas. Guar. Ass'n, 553 N.W.2d 700 (Mich. Ct. App. 1996). “§ 500.114; M.S.A. § 24.1114. Although the insurance code does not define "legal entity," Black's Law Dictionary (5th ed.”
Sunset Assisted Living v. Farmers Ins. Exch. (Mich. Ct. App. 2025). “*** (15) As used in this section: -6- *** (h) “Person”, as provided in [MCL 500.114] includes, but is not limited to, an institution.”
Covenant Med. Ctr. Inc v. State Farm Mut. Auto. Ins Co (Mich. 2017). “It seems, however, that this sentence is likely applicable primarily to dependents and survivors given that the end of the statute pertains to the allocation of benefits to those groups of persons.”
Attorney Gen. v. Blue Cross Blue Shield of Michigan (Mich. 2012). “) Under MCL 500.114, “person” includes an insurer.”
— Mich. Comp. Laws § 500.114(5)(a) — 1 case
Farmers Ins. Exch. v. Farm Bureau Gen. Ins., 724 N.W.2d 485 (Mich. Ct. App. 2006). “Because of the operation of the doctrine of noscitur a sociis, one need not heed defendant’s apocalyptic predictions regarding the application of MCL 500.114(5)(a). Under the doctrine of noscitur a sociis, a word or phrase should not be read in isolation but should be given…”
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