Michigan Compiled Laws

Mich. Comp. Laws § 500.3107b (2026)

Reimbursement or coverage for certain expenses not required.

✓ current as of July 2026

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THE INSURANCE CODE OF 1956

Act 218 of 1956

500.3107b Reimbursement or coverage for certain expenses not required.

Sec. 3107b.

Reimbursement or coverage for expenses within personal protection insurance coverage under section 3107 is not required for any of the following:

(a) A practice of optometry service, unless that service was included in the definition of practice of optometry under section 17401 of the public health code, 1978 PA 368, MCL 333.17401, as of May 20, 1992.

(b) A practice of chiropractic service rendered before July 2, 2021, unless that service was included in the definition of practice of chiropractic under section 16401 of the public health code, 1978 PA 368, MCL 333.16401, as of January 1, 2009.

(c) A practice of physical therapy service or practice as a physical therapist assistant service, unless that service was provided by a licensed physical therapist or physical therapist assistant under the supervision of a licensed physical therapist under a prescription from a health care professional who holds a license issued under part 166, 170, 175, or 180 of the public health code, 1978 PA 368, MCL 333.16601 to 333.16659, 333.17001 to 333.17097, 333.17501 to 333.17556, and 333.18001 to 333.18058, or the equivalent license issued by another state.

History: Add. 1994, Act 438, Eff. Mar. 30, 1995 ;-- Am. 2009, Act 222, Imd. Eff. Jan. 5, 2010 ;-- Am. 2014, Act 263, Imd. Eff. July 1, 2014 ;-- Am. 2020, Act 104, Imd. Eff. July 1, 2020

Compiler's Notes:

Senate Bill No. 493 was not enacted into law by the 87th Legislature.

PopularName Notes:

Act 218

PopularName Notes:

Essential Insurance

PopularName Notes:

No-Fault Insurance

Notes of Decisions

Cited in 4 cases (2 in the last 5 years), 1980–2022 · leading case: Measel v. Auto Club Grp. Ins. Co., 886 N.W.2d 193 (Mich. Ct. App. 2016).

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Measel v. Auto Club Grp. Ins. Co., 886 N.W.2d 193 (Mich. Ct. App. 2016). · cites it 19× “16401] including amending the provisions of MCL 500.3107b.” Alternatively, Measel argued that the services were reimbursable even if they fell outside the definition of “practice of chiropractic” because the services were reasonably necessary for her accident-related care.”

Precise Mri of Michigan LLC v. State Auto Ins. Co. (Mich. Ct. App. 2022). · cites it 16× “” [Skwierc, ___ Mich App at 3 MCL 500.3107b was amended in 2020, effective July 1, 2020.”

Diane Nasrallah v. Argonaut-Midwest Ins. Co. (Mich. Ct. App. 2022). · cites it 14× “2 MCL 500.3107b acts as an exception to this general rule, limiting the types of services insurance providers must reimburse.”

Zmudczynski v. League Gen. Ins., 297 N.W.2d 696 (Mich. Ct. App. 1980). “” and MCL 500.3107b; MSA 24.13107(b), which states in part: "The benefits payable for work loss sustained in a single 30-day period and the income earned by an injured person for work during the same period to *444 gether shall not exceed [$1,285.”

— Mich. Comp. Laws § 500.3107b(b) — 3 cases

Measel v. Auto Club Grp. Ins. Co., 886 N.W.2d 193 (Mich. Ct. App. 2016). “16401] including amending the provisions of MCL 500.3107b.” Alternatively, Measel argued that the services were reimbursable even if they fell outside the definition of “practice of chiropractic” because the services were reasonably necessary for her accident-related care.”

Precise Mri of Michigan LLC v. State Auto Ins. Co. (Mich. Ct. App. 2022). “” [Skwierc, ___ Mich App at 3 MCL 500.3107b was amended in 2020, effective July 1, 2020.”

Diane Nasrallah v. Argonaut-Midwest Ins. Co. (Mich. Ct. App. 2022). “2 MCL 500.3107b acts as an exception to this general rule, limiting the types of services insurance providers must reimburse.”

— Mich. Comp. Laws § 500.3107b(c) — 1 case

Diane Nasrallah v. Argonaut-Midwest Ins. Co. (Mich. Ct. App. 2022). “2 MCL 500.3107b acts as an exception to this general rule, limiting the types of services insurance providers must reimburse.”

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