Michigan Compiled Laws
Mich. Comp. Laws § 500.403 (2026)
Insurers; authorization to do business.
✓ current as of July 2026
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THE INSURANCE CODE OF 1956
Act 218 of 1956
500.403 Insurers; authorization to do business.
Sec. 403.
A domestic, foreign, or alien insurer shall not be authorized to do business in this state or continue to be authorized to do business in this state if the insurer is not or does not continue to be safe, reliable, and entitled to public confidence.
History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 1992, Act 182, Imd. Eff. Oct. 1, 1992
PopularName Notes:
Act 218Notes of Decisions
Cited in 4
cases (1 in the last 5 years), 1982–2023 · leading case: Churella v. Pioneer State Mut. Ins., 671 N.W.2d 125 (Mich. Ct. App. 2003).
Churella v. Pioneer State Mut. Ins., 671 N.W.2d 125 (Mich. Ct. App. 2003). “§ 500.403, 500.410, and 500.810 of the Insurance Code did not clearly give the Insurance Commissioner exclusive jurisdiction over plaintiffs' claim.”
Coates v. Attorney Gen., 328 N.W.2d 113 (Mich. Ct. App. 1982). “MCL 500.403; MSA 24.1403 requires only foreign insurers to obtain a certificate of authority concerning solvency.”
Ronnie Fields v. Nat'l Gen. Ins. Co. (Mich. Ct. App. 2023). “The provision states, in relevant part: (4) A person who presents or causes to be presented an oral or written statement, including computer-generated information, as part of or in support of a claim to the Michigan automobile insurance placement facility, or to an insurer to…”
Churella v. Pioneer State Mut. Ins Co., 624 N.W.2d 725 (Mich. 2001). “§ 500.403; M.S.A. § 24.1403, M.C.L. § 500.”
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