Minn. Stat. » CHAPTER 582. MORTGAGES; FORECLOSURE, GENERAL PROVISIONS
Minnesota Statutes

Minn. Stat. § 582.03 (2026)

Purchaser May Pay Taxes And Other Expenses Due

✓ current as of May 2026
Find cases: SyfertCases citing this section MN-REVrevisor.mn.gov (official) Justiaon Justia CornellLII Search CasesGoogle Scholar

Subdivision 1.Allowable costs collectable upon redemption.

The holder of any sheriff's certificate of sale, from a foreclosure by advertisement or action of a mortgage or lien or execution, or the holder of any certificate of redemption as a junior creditor during the period of redemption, may pay and claim the following on redemption: any taxes or assessments on which any penalty would otherwise accrue, and any costs of a hazard insurance policy for the holder's interest in the mortgaged premises incurred for the period of holding the sheriff's certificate, any costs incurred when an order to reduce a mortgagor's redemption period under section 582.032 is entered, including costs and disbursements awarded under section 582.032, subdivision 9, any fees paid to the county recorder, registrar of titles, or sheriff to obtain or record the certificates of sale or redemption or notices of intention to redeem, any reasonable fees paid to licensed real estate brokers for broker price opinions or to licensed appraisers for appraisals, any deed tax paid to file a certificate of redemption, reasonable attorney fees incurred after the foreclosure sale not to exceed one-half of the amount authorized by section 582.01, any costs incurred under section 582.031, and any interest or installment of principal upon any prior or superior mortgage, lien, or contract for deed in default or that becomes due during the period of redemption. In all such cases, the costs so paid and claimed due, with interest from the date of payment at the rate stated in the certificate of sale or at six percent if no rate is stated, shall be a part of the sum required to be paid to redeem from such sale. No other costs, fees, interest, or other amount may be added to the amount necessary to redeem.

Subd. 2.Affidavit of allowable costs.

Any payments made and claimed due under subdivision 1 shall be proved by the affidavit of the holder of the sheriff's certificate or its agent or attorney, itemizing each of the allowable costs and the date of payment and describing the premises. The affidavit must be filed with the sheriff of the county in which the sale was held at any time prior to expiration of the mortgagor's redemption period. Upon written request by the sheriff, the holder of the sheriff's certificate or certificate of redemption shall provide an affidavit of allowable costs to the sheriff within seven days of the date of the request by the sheriff. If the mortgagor does not redeem within seven days after the affidavit is filed, the holder of the sheriff's certificate may file a supplemental affidavit if additional allowable costs are incurred during the redemption period. If the holder of the sheriff's certificate or certificate of redemption fails to respond to the sheriff's request within seven days, the sheriff may calculate a redemption amount pursuant to section 580.23, subdivision 1, and issue a certificate of redemption for that amount. If the time allowed to redeem is less than seven days from the expiration of the redemption period, the sheriff shall make a reasonable effort to request the affidavit of allowable costs in writing from the holder of the sheriff's certificate, its agent, or attorney before issuing a certificate of redemption. If the affidavit of allowable costs is not provided more than one business day before the expiration of the redemption period, at any time one business day or less before the expiration of the redemption period, the sheriff may calculate a redemption amount pursuant to section 580.23, subdivision 1, and issue a certificate of redemption for that amount. The amount calculated by the sheriff, absent malfeasance by the sheriff, binds the holder of the sheriff's certificate even if the amount calculated by the sheriff is less than the actual amount due.

Subd. 3.Penalty for excessive costs.

At any time within one year after the expiration of the mortgagor's redemption period, the redeeming party, heirs, or assigns may recover from the holder of the sheriff's certificate three times the amount of any sums declared as costs or disbursements on the affidavit of allowable costs but not actually paid by the holder, or three times the amount of any sums determined to exceed a reasonable cost for the declared item where the excess has been retained by the lender, unless the disputed amounts are paid to the redeeming party, heirs, or assigns prior to entry of judgment.

Notes of Decisions
Cited in 9 cases, 1971–2016 · leading case: Victory High. Vill., Inc. v. Weaver, 480 F. Supp. 71 (D. Minn. 1979).
Sort: Relevance Newest Treatment
Victory High. Vill., Inc. v. Weaver, 480 F. Supp. 71 (D. Minn. 1979). · cites it 2× “may redeem such lands, as hereinafter provided, by paying the sum of money for which the same were sold, with interest from the time of sale at the rate provided to be paid on the mortgage debt, not to exceed eight percent per annum and, if no rate be provided in the mortgage,…”
Miller & Schroeder, Inc. v. Gearman, 413 N.W.2d 194 (Minn. Ct. App. 1987). · cites it 4× “erwise provided in subdivision 2, may redeem such lands, as hereinafter provided, by paying the sum of money for which the same were sold, with interest from the time of sale at the rate provided to be paid on the mortgage debt and, if no rate be provided in the mortgage note,…”
Norwest Bank Hastings Nat'l Ass'n v. Franzmeier, 355 N.W.2d 431 (Minn. Ct. App. 1984). · cites it 4× “erwise provided in subdivision 2, may redeem such lands, as hereinafter provided, by paying the sum of money for which the same were sold, with interest from the time of sale at the rate provided to be paid on the mortgage debt and, if no rate be provided in the mortgage note,…”
Nichols v. L & O, INC., 196 N.W.2d 465 (Minn. 1972). “In redeeming, and pursuant to an affidavit of additional amounts paid in compliance with § 582.03, plaintiffs were required to pay Miles Homes the amount it had paid on the contract for deed, $1,878.”
U. S. Bank Nat'l Ass'n, as Tr., successor-in-interest to Bank of Am., N.A., as Tr., successor to Wells Fargo Bank, N.A., as Tr. for the Registered Holders of Wachovia Bank Com. Mortg. Trust, Com. Mortg. Pass-Through Certificates, Series 2007-C30, acting by & through its special servicer CWCapital Asset Mgmt., LLC, (A16-0073), (A16-0258) v. RBP Realty, LLC, (A16-0073), (A16-0258).A16-0073, 888 N.W.2d 699 (Minn. Ct. App. 2016). “ch lands, as hereinafter provided, by paying the sum of money for which the same were sold, with interest from the time of sale at the rate provided to be paid on the mortgage debt as stated in the certificate óf sale and, if no rate be provided in the certificate of sale, at…”
First Nat'l Bank in Winnebago v. Boler, 190 N.W.2d 94 (Minn. 1971). · cites it 2× “ay redeem the premises sold, or any separate portion thereof, by paying the amount bid therefor, with interest thereon from the time of sale at the rate provided to be paid on the mortgage debt, not to exceed (TEN) eight percent per annum, and, if no rate to be provided in the…”
Boehm's Inc. v. Wachholz, 495 N.W.2d 447 (Minn. Ct. App. 1993). · cites it 2× “Minn.Stat. § 582.03 (1990) allows a purchaser at any judicial sale to pay taxes, assessments, insurance premiums, costs of recovery, and contract for deed payments and to add these costs, plus interest, to the “sum required to be paid to redeem from such sale.”
Prime Sec. Bank v. A&G Investments, Inc. (Minn. Ct. App. 2015). · cites it 8× “” Minn. Stat. § 582.03 , subd. 1 (2014). Once a party makes any payment due under Minn.”
U. S. Bank Nat'l Ass'n, as Tr., successor-in-interest to Bank of Am., N.A., as Tr., successor to Wells Fargo Bank, N.A., as Tr. for the Registered Holders of Wachovia Bank Com. Mortg. Trust, Com. Mortg. Pass-Through Certificates, Series 2007-C30, acting by & through its special servicer CWCapital Asset Mgmt., LLC, (A16-0073), (A16-0258) v. RBP Realty, LLC, (A16-0073), (A16-0258).A16-0073 (Minn. Ct. App. 2016). “uch lands, as hereinafter provided, by paying the sum of money for which the same were sold, with interest from the time of sale at the rate provided to be paid on the mortgage debt as stated in the certificate of sale and, if no rate be provided in the certificate of sale, at…”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.