Mississippi Code
Miss. Code Ann. § 93-19-13 (2026)
Persons eighteen years of age or older competent to enter into contracts in matters affecting personal property, mortgages and real property, for the purpose of investing in publicly traded equities, and to lease real property for use as residence
✓ current as of July 2026
- (1) All persons eighteen (18) years of age or older, if not otherwise disqualified, or prohibited by law, shall have the capacity to enter into binding contractual relationships affecting personal property, mortgages and real property. In addition, all persons eighteen (18) years of age or older shall have the capacity to enter into binding contractual relationships for the purpose of investing in mutual funds, stocks, bonds and any other publicly traded equities. Nothing in this section shall be construed to affect any contracts entered into prior to July 1, 1976.
- (2) Any person who, upon attaining eighteen (18) years of age, but not having reached the age of majority, if not otherwise disqualified or prohibited by law, shall have the capacity to enter into binding agreements to lease real property to be occupied by the person as the actual place of residence, and to secure the necessary utility services necessary to make such place of residence habitable, including, but not limited to, electricity, natural gas, propane, water, sewage, garbage disposal and Internet services.
- (3) In any legal action founded on a contract entered into by a person eighteen (18) years of age or older, the said person may sue in his own name as an adult and be sued in his own name as an adult and be served with process as an adult.
Laws, 1976, ch. 406, § 3, eff. 7/1/1976.
Amended by Laws, 2023, ch. 507, SB 2073,§ 1, eff. 7/1/2023.
Amended by Laws, 2022, ch. 440, HB 1313,§ 3, eff. 7/1/2022.
Amended by Laws, 2021, ch. 338, HB 429,§ 1, eff. 7/1/2021.
Notes of Decisions
Cited in 14
cases (2 in the last 5 years), 1979–2025 · leading case: Garrett v. Gay, 394 So. 2d 321 (Miss. 1981).
Garrett v. Gay, 394 So. 2d 321 (Miss. 1981). “It is not necessary for us to decide the question presented by this argument because section 93-19-13 Mississippi Code Annotated (Supp.”
Morgan v. State, 681 So. 2d 82 (Miss. 1996). “Id; see Miss. Code Ann. § 93-19-13 (allowing only those individuals over age of eighteen to contract); see also Miss.”
Deliah Colyer v. First United Methodist Church of New Albany, 214 So. 3d 1084 (Miss. Ct. App. 2016). “Pursuant to Mississippi Code Annotated section 93-19-13 (Rev. 2013), Braxton could 7 not legally sign a contract of this nature to waive liability.”
Quinn v. Mississippi State Univ., 720 So. 2d 843 (Miss. 1998). “Miss.Code Ann. § 93-19-13 (1972). ¶ 58. In conclusion, the majority has further confounded our once-clear abrogation of judicially created sovereign immunity.”
Clemons v. State, 733 So. 2d 266 (Miss. 1999). “See also Miss.Code Ann. § 93-19-13 (allowing only those individuals over age of eighteen to contract); Miss.”
Adoption of JMM v. New Beginnings of Tupelo, Inc., 796 So. 2d 975 (Miss. 2001). “§ 15-3-11 (1995) (setting forth statutory steps for person of majority to ratify contract entered into as minor).”
Watercolor Salon, LLC v. Nealie Hixon (Miss. 2022). “1 Miss. Code Ann. § 93-19-13 (Rev. 2021). 2 Background Facts & Procedural History ¶6.”
Ray v. Acme Fin. Corp., 367 So. 2d 186 (Miss. 1979). “NOTES [1] We note that Mississippi Code Annotated section 93-19-13 (Supp. 1977) removes the disability of persons eighteen years of age or older, however, the statute was not in effect at the time of this transaction.”
Kelly Baker v. RR Brink Locking Sys., Inc., 721 F.3d 716 (5th Cir. 2013). “Miss Code Ann. § 93-19-13. . See e.g., Garrett, 394 So.”
In The Matter of The Petition of S.M.-B., A Minor for Change of Name By & Through Monica Lee McKay, Nat. Mother & Next Friend of Minor v. Mississippi State Bd. of Health (Miss. 2025). “2023). ¶34. While the Mississippi Legislature has not addressed the specific issue of a minor legally changing his or her name as part of a gender transition, the Legislature, through 6 Miss.”
Daryl Leonard Morgan v. State of Mississippi (Miss. 1992). “Id; see Miss. Code Ann. § 93-19-13 (allowing only those individuals over age of eighteen to contract) ; see also Miss.”
Mike Quinn v. Mississippi State Univ (Miss. 1994). “The rationale from Presley must be applied retroactively, and since the majority refuses to do so, I must respectfully dissent.”
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