Mont. Code Ann. » TITLE 30. TRADE AND COMMERCE · CHAPTER 14. UNFAIR TRADE PRACTICES AND CONSUMER PROTECTION · Part 1. Consumer Protection Act
Montana Code Annotated

Mont. Code Ann. § 30-14-103 (2026)

Unlawful Practices

✓ current as of May 2026
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  1. MCA Contents
  2. TITLE 30
  3. CHAPTER 14
  4. Part 1
  5. 30-14-103 Unlawful practices

TITLE 30. TRADE AND COMMERCE

CHAPTER 14. UNFAIR TRADE PRACTICES AND CONSUMER PROTECTION

Part 1. Consumer Protection Act

Unlawful Practices

30-14-103. Unlawful practices. Unfair methods of competition and unfair or deceptive acts or practices in the conduct of any trade or commerce are unlawful.

History: En. Sec. 2, Ch. 275, L. 1973; R.C.M. 1947, 85-402.

Notes of Decisions
Cited in 58 cases (15 in the last 5 years), 1980–2024 · leading case: Jacobson v. Bayview Loan Servicing, LLC, 2016 MT 101 (Mont. 2016).
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Jacobson v. Bayview Loan Servicing, LLC, 2016 MT 101 (Mont. 2016). · cites it 38× “§ 1692e and § 30-14-103, MCA. ¶30 Bayview argues that the District Court “completely misstates” the record regarding negotiations between the parties, and that loan modification procedures were online for the Jacobsons to access.”
Plath v. Schonrock, 2003 MT 21 (Mont. 2003). · cites it 8× “¶ 17 When Montana's Consumer Protection Act was enacted, it was the Legislature's intent that in construing § 30-14-103, MCA, "due consideration and weight [should] be given to the interpretations of the Federal *989 Trade Commission and the federal courts relating to section…”
Britton v. Farmers Ins. Grp., 721 P.2d 303 (Mont. 1986). · cites it 10× “Section 30-14-103, MCA, a part of the Unfair Trade Practices and Consumer Protection Act provides that "Unfair methods of competition and unfair or deceptive acts or practices in the conduct of any trade or commerce are unlawful.”
Anderson v. Recontrust Co., 2017 MT 313 (Mont. 2017). · cites it 5× “The MCPA further authorizes the Montana Department of Justice to “make rules interpreting” § 30-14-103, MCA, “consistent with” FTC and federal court “rules, regulations, and decisions” interpreting the provisions of § 5(a)(1).”
Morrow v. Bank of Am., N.A., 2014 MT 117 (Mont. 2014). · cites it 6× “¶66 Issue Seven: Whether the District Court erred in granting summary judgment to Bank of America on the Morrows’ claim under the Montana Consumer Protection Act. ¶67 The Montana Unfair Practices and MCPA of 1973 prohibits “[u]nfair methods of competition and unfair or deceptive…”
Kopischke v. First Cont'l Corp., 610 P.2d 668 (Mont. 1980). · cites it 8× “Section 30-14-103, MCA, states: "Unfair methods of competition and unfair or deceptive acts or practices in the *688 conduct of any trade or commerce are unlawful.”
Baird v. Norwest Bank, 843 P.2d 327 (Mont. 1992). · cites it 10× “The only definitional statute regarding unfair acts is § 30-14-103, MCA, which provides: Unlawful practices.”
Heggem Ex Rel. Heggem v. Capitol Indem. Corp., 2007 MT 74 (Mont. 2007). · cites it 4× “” Yet, on appeal, they “ask this Court for a determination that the Capitol policies at issue afford coverage for the Heggems’ claims in the amount of $1,200,000.00, as a matter of law.” 2 The Heggems also asserted in their Second Amended Complaint that “[t]he totality of the…”
Puryer v. HSBC Bank USA, Nat'l Ass'n, 419 P.3d 105 (Mont. 2018). · cites it 3× “" Section 30-14-103, MCA. The MCPA applies to banks engaged in consumer lending and the collection and servicing of loans.”
Hein v. Sott Homes, 2015 MT 196 (Mont. 2015). · cites it 8× “¶6 On April 19, 2013, Hein filed a complaint alleging three counts against Sott: negligence, negligent misrepresentation, and violation of the Montana Consumer Protection Act, § 30-14-103, MCA Sott moved under M. R. Civ.”
Durbin v. Ross, 916 P.2d 758 (Mont. 1996). · cites it 5× “Section 30-14-103, MCA, states that “[u]nfair methods of competition and unfair or deceptive acts or practices in the conduct of any trade or commerce are unlawful.”
Brookins Ex Rel. Gotcher v. Mote, 2012 MT 283 (Mont. 2012). · cites it 3× “” Section 30-14-103, MCA (1991). 4 “Trade” and “commerce” are statutorily defined as the advertising, offering for sale, or distribution of any services, any property, tangible or intangible, real, personal, or mixed, or any other article, commodity, or thing of value, wherever…”
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