Nevada Revised Statutes
Nev. Rev. Stat. § 107.410 (2026)
“Borrower” defined
✓ current as of July 2026
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NRS 107.410 “Borrower” defined. “Borrower”
means a natural person who is a mortgagor or grantor of a deed of trust under a
residential mortgage loan. The term does not include a natural person who:
1. Has surrendered the secured property as evidenced by a letter confirming the surrender or the delivery of the keys to the property to the mortgagee, trustee, beneficiary of the deed of trust or an authorized agent of such a person.
2. Has filed a case under 11 U.S.C. Chapter 7, 11, 12 or 13 and the bankruptcy court has not entered an order closing or dismissing the bankruptcy case, or granting relief from a stay of foreclosure or trustee’s sale.
(Added to NRS by 2013, 2185)
Notes of Decisions
Cited in 2
cases, 2019–2019 · leading case: Bank of Am., N.A. v. Woodcrest Homeowners Ass'n, 381 F. Supp. 3d 1280 (D. Nev. 2019).
Bank of Am., N.A. v. Woodcrest Homeowners Ass'n, 381 F. Supp. 3d 1280 (D. Nev. 2019). “or the ancestor, predecessor, or grantor of such person, was seized or possessed of the premises...." Thus, the limitations period in this case accrued at the time Borrower, as grantor of the deed of trust, was "seized or possessed" of the premises.”
Bank of Am., N.A. v. Lamplight Vill. at Centennial Springs Homeowners Ass'n (D. Nev. 2019). “See NRS 107.410 (“‘Borrower’ means a natural person who is a mortgagor or 8 grantor of a deed of trust under a residential mortgage loan.”
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