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New York Consolidated Laws

N.Y. Insurance Law § 2302 (2026)

Applicability

✓ current as of May 2026
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§ 2302. Applicability. (a) This article shall apply to all kinds of
insurance written on risks or operations in this state by an insurer
authorized to do business in this state except:
  (1) reinsurance (other than joint reinsurance to the extent stated in
section two thousand three hundred seventeen of this article);
  (2) accident and health insurance;
  (3) annuities, life insurance, including provisions for
non-cancellable disability benefits in conjunction therewith;
  (4) marine insurance (other than inland marine insurance and insurance
upon automobiles, airplanes, seaplanes, dirigibles or other aircraft);
  (5) marine protection and indemnity insurance;
  (6) insurance issued by an assessment cooperative fire insurance
company; and
  (7) service contract reimbursement insurance.
  (b) The superintendent may from time to time make investigations with
respect to classes of risks of the kinds of insurance exempted in
paragraph one hereof and may call upon all authorized insurers and rate
service organizations making rates for such risks to furnish information
relative thereto.
Notes of Decisions
Cited in 1 case, 1985–1985 · leading case: New York Pub. Interest Rsch. Grp., Inc. v. New York State Dep't of Ins., 488 N.E.2d 466 (N.Y. 1985).
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New York Pub. Interest Rsch. Grp., Inc. v. New York State Dep't of Ins., 488 N.E.2d 466 (N.Y. 1985). · cites it 2× “” The subdivision applies "to all kinds of insurance written on risks or operations in this state”, with exceptions not pertinent to this case (Insurance Law § 2302 [a]). Section 2329, on the other hand, deals only with excess profits on motor vehicle insurance.”
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