North Carolina General Statutes — Chapter 54C
134 sections. Sourced from ncleg.gov; each section links to its full text with case-law cross-references.
- § 54C-1 Title
- § 54C-2 Purpose
- § 54C-4 Definitions and application of terms
- § 54C-5 Reserved for future codification purposes
- § 54C-6 Hearings
- § 54C-7 Application of Chapter on business corporations
- § 54C-8 Scope and prohibitions; existing charters; injunctions
- § 54C-9 Application to organize a savings bank
- § 54C-10 Certificate of incorporation
- § 54C-11 Commissioner of Banks to consider application
- § 54C-12 Criteria to be met before the Commissioner of Banks may recommend approval of an application
- § 54C-13 Commission to review findings and recommendations of Commissioner of Banks
- § 54C-14 Grounds for approval or denial of application
- § 54C-15 Final decision
- § 54C-16 Appeal
- § 54C-17 Insurance of accounts required
- § 54C-19 Time allowed to commence business
- § 54C-20 Licensing
- § 54C-21 Amendments to certificate of incorporation
- § 54C-22 List of stockholders to be maintained
- § 54C-23 Branch offices
- § 54C-24 Request to change location of a branch or principal office
- § 54C-26 Branch offices closed
- § 54C-27 Loan production office
- § 54C-29 Reserved for future codification purposes
- § 54C-30 Conversion to savings bank
- § 54C-31 Conversion from State to federal charter
- § 54C-32 Simultaneous charter and ownership conversion
- § 54C-33 Conversion of mutual to stock savings bank
- § 54C-34 Conversion of stock savings bank to mutual savings bank
- § 54C-35 Merger of like savings banks
- § 54C-36 Simultaneous conversion/merger
- § 54C-37 Merger of mutual and stock savings banks
- § 54C-38 Simultaneous merger and conversion
- § 54C-39 Merger of federal charters with State savings banks
- § 54C-40 Merger of savings banks with banks and associations
- § 54C-42 Voluntary dissolution by stockholders or members
- § 54C-43 Reports of voluntary dissolution
- § 54C-44 Stock dividends
- § 54C-45 Supervisory mergers, consolidations, conversions, and combination mergers and conversions
- § 54C-46 Interim savings banks
- § 54C-47 Conversion to bank
- § 54C-52 Supervision
- § 54C-53 Power of Commissioner of Banks to adopt rules and definitions; reproduction of records
- § 54C-54 Examinations by Commissioner of Banks; report
- § 54C-55 Supervision and examination fees authorized; use of funds collected under Chapter
- § 54C-56 Prolonged audit, examination, or revaluation; payment of costs
- § 54C-57 Commissioner of Banks to have right of access to books and records of the savings bank; right to issue subpoenas, administer oaths, examine witnesses
- § 54C-58 Test appraisals of collateral for loans; expense paid
- § 54C-59 Relationship of savings banks with the Savings Institutions Division
- § 54C-60 Confidential information
- § 54C-60.1 Confidential records
- § 54C-61 Annual license fees
- § 54C-62 Statement filed by savings bank; fees and examination
- § 54C-76 Cease and desist orders
- § 54C-77 Civil penalties; State savings banks
- § 54C-78 Civil penalties; directors, officers, and employees
- § 54C-79 Criminal penalties
- § 54C-80 Primary jurisdiction
- § 54C-81 Supervisory control
- § 54C-82 Removal of directors, officers, and employees
- § 54C-83 Involuntary liquidation
- § 54C-84 Judicial review
- § 54C-85 Indemnity
- § 54C-87 Emergency limitations
- § 54C-100 Membership of a mutual association
- § 54C-101 Directors
- § 54C-102 Bylaws
- § 54C-103 Duties and liabilities of officers and directors to their associations
- § 54C-104 Conflicts of interest
- § 54C-105 Voting rights
- § 54C-106 Annual meetings notice required
- § 54C-107 Special meetings; notice required
- § 54C-109 Bonding
- § 54C-121 Loans
- § 54C-122 Lending procedures
- § 54C-123 Prohibited security
- § 54C-124 Loans conditioned on certain transactions prohibited
- § 54C-125 Loan expenses and fees
- § 54C-126 Methods of loan repayment
- § 54C-127 Insider loans
- § 54C-128 Rulemaking power of Commissioner of Banks
- § 54C-129 Nonconforming loans and investments
- § 54C-130 Limitation on loans to one borrower
- § 54C-131 Investment in banking premises
- § 54C-132 United States obligations
- § 54C-133 North Carolina obligations
- § 54C-134 Federal Home Loan Bank obligations
- § 54C-135 Deposits in depository institutions
- § 54C-136 Federal government-sponsored enterprise obligations
- § 54C-137 Municipal and county obligations
- § 54C-138 Stock in education agency
- § 54C-139 Industrial development corporation stock
- § 54C-141 Limitations on investment in stocks and securities
- § 54C-142 Suspension of investment and loan limitation
- § 54C-143 Commercial lending
- § 54C-144 Service corporations
- § 54C-145 Parity in loans or investments
- § 54C-146 Certain powers granted to State savings banks
- § 54C-161 Generally accepted accounting principles
- § 54C-162 Liquidity
- § 54C-163 Net worth requirement
- § 54C-164 Deposit accounts
- § 54C-165 Joint accounts
- § 54C-166.1 Payable on Death (POD) accounts
- § 54C-167 Personal agency accounts
- § 54C-168 Collection of processing fee for returned checks
- § 54C-169 Right of setoff on deposit accounts
- § 54C-170 Minors as deposit account holders
- § 54C-171 Deposit accounts as deposit of securities
- § 54C-172 New account books
- § 54C-173 Transfer of deposit accounts
- § 54C-174 Authority of power of attorney
- § 54C-175 Days and hours of operation
- § 54C-176 Power to borrow money
- § 54C-177 Authority to join federal reserve bank
- § 54C-178 Regional reciprocal acquisitions
- § 54C-180 Savings promotion raffles
- § 54C-195 Holding companies
- § 54C-196 Supervision of holding companies
- § 54C-198 Reserved for future codification purposes
- § 54C-199 Title
- § 54C-200 Definitions
- § 54C-201 Establishment of branches by out-of-state savings banks
- § 54C-202 Application requirements
- § 54C-203 Conditions for approval
- § 54C-204 Special conditions
- § 54C-205 Powers
- § 54C-206 Establishment of out-of-state branches by State savings banks
- § 54C-207 Regulatory and supervisory oversight
- § 54C-208 Enforcement
- § 54C-209 Branch closings
- § 54C-210 Rules
- § 54C-211 Appeal of Commissioner of Banks' decision