N.C. Gen. Stat. » Chapter 58
NC General Statutes

N.C. Gen. Stat. § 58-39-5 (2026)

Purpose

✓ current as of July 2026
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The purpose of this Article is to establish standards for the collection, use, and disclosure of information gathered in connection with insurance transactions by insurance institutions, agents, or insurance-support organizations; to maintain a balance between the need for information by those conducting the business of insurance and the public's need for fairness in insurance information practices, including the need to minimize intrusiveness; to establish a regulatory mechanism to enable natural persons to ascertain what information is being or has been collected about them in connection with insurance transactions and to have access to such information for the purpose of verifying or disputing its accuracy; to limit the disclosure of information collected in connection with insurance transactions; and to enable insurance applicants and policyholders to obtain the reasons for any adverse underwriting decision. (1981, c. 846, s. 1;  2003-262, s. 2(1).)

 

Notes of Decisions
Cited in 2 cases (2 in the last 5 years), 2021–2023 · leading case: Malcolm Wiener v. AXA Equitable Life Ins. Co., 58 F.4th 774 (4th Cir. 2023).
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Malcolm Wiener v. AXA Equitable Life Ins. Co., 58 F.4th 774 (4th Cir. 2023). “Entry 131 at 7 (“The controlling statute here is the North Carolina Consumer and Customer Information Privacy Act, N.C. Gen. Stat. §§ 58-39-5 to -165.”). AXA did not suggest that Connecticut law might apply until its reply to Wiener’s response to its post-trial motion to dismiss.”
Wiener v. AXA Equitable Life Ins. Co. (W.D.N.C. 2021). · cites it 3× “N.C. Gen. Stat. §§ 58-39-5 to -165. That statute, Defendant argues, provides a set of exclusive remedies for the type of violation that Plaintiff alleges, and that these exclusive remedies deprive the Court of subject- matter jurisdiction to hear Plaintiff’s common law…”
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