Ohio Rev. Code » Chapter 2905
Ohio Revised Code

Ohio Rev. Code § 2905.22 (2026)

Extortionate extension of credit - criminal usury

✓ current as of May 2026
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Effective:
July 1, 1996
Latest Legislation:
Senate Bill 2 - 121st General Assembly
PDF:
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(A) No person shall:

(1) Knowingly make or participate in an extortionate extension of credit;

(2) Knowingly engage in criminal usury;

(3) Possess any writing, paper, instrument, or article used to record criminally usurious transactions, knowing that the contents record a criminally usurious transaction.

(B) Whoever violates division (A)(1) or (2) of this section is guilty of a felony of the fourth degree. Whoever violates division (A)(3) of this section is guilty of a misdemeanor of the first degree.
Notes of Decisions
Cited in 2 cases (1 in the last 5 years), 1990–2025 · leading case: Atassi v. McLaren (In Re McLaren), 110 B.R. 290 (Bankr. N.D. Ohio 1990).
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Atassi v. McLaren (In Re McLaren), 110 B.R. 290 (Bankr. N.D. Ohio 1990). · cites it 4× “21 cited by Debtor defines “extortionate extension of credit” and “criminal usury” as used in section 2905.22. The extortionate extension of credit involves the use or threat of violence and is obviously irrelevant.”
Argote-Romero v. LAZ Parking LTD., L.L.C., 2025 Ohio 400 (Ohio Ct. App. 2025). “{¶ 39} Pursuant to R.C. 2905.22, no person shall “knowingly engage in criminal usury.”
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