Ohio Rev. Code » Chapter 3911
Ohio Revised Code

Ohio Rev. Code § 3911.06 (2026)

False answer

✓ current as of May 2026
Find cases: SyfertCases citing this section ORCcodes.ohio.gov (official) Justiaon Justia CornellLII Search CasesGoogle Scholar
Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
PDF:
Download Authenticated PDF
 

No answer to any interrogatory made by an applicant in his application for a policy shall bar the right to recover upon any policy issued thereon, or be used in evidence at any trial to recover upon such policy, unless it is clearly proved that such answer is willfully false, that it was fraudulently made, that it is material, and that it induced the company to issue the policy, that but for such answer the policy would not have been issued, and that the agent or company had no knowledge of the falsity or fraud of such answer.
Notes of Decisions
Cited in 25 cases (6 in the last 5 years), 1954–2024 · leading case: Kurt Johnson v. Connecticut Gen. Life Ins., 324 F. App'x 459 (6th Cir. 2009).
Sort: Relevance Newest Treatment
Kurt Johnson v. Connecticut Gen. Life Ins., 324 F. App'x 459 (6th Cir. 2009). · cites it 6× “Application of Ohio Rev. Code § 3911.06 Connecticut General argues that the district court erred in applying this state law as the “rule of decision” in its review of the ERISA claim for benefits.”
Spencer v. Minnesota Life Ins., 493 F. Supp. 2d 1035 (S.D. Ohio 2007). · cites it 8× “OPINION This case turns on the interpretation and application of Ohio Revised Code § 3911.06. That section states, in its entirety: No answer to any interrogatory made by an applicant in his application for a policy shall bar the right to recover upon any policy issued thereon,…”
Ferrar v. Fed. Kemper Life Assurance Co., 198 F. Supp. 2d 940 (S.D. Ohio 2002). · cites it 11× “5 Ohio Rev.Code § 3911.06 states: No answer to any interrogatory made by an applicant in his application for a policy shall bar the right to recover upon any policy issued thereon, or be used in evidence at any trial to recover upon such policy, unless it is clearly proved that…”
Bradley v. Farmers New World Life Ins., 679 N.E.2d 1178 (Ohio Ct. App. 1996). · cites it 7× “The trial court erred in overruling Bradley’s motion for directed verdict at the close of defendant’s case with reference to its defense under R.C. 3911.06 because there is insufficient evidence in the record to submit this issue to the jury.”
Spriggs v. Martin, 182 N.E.2d 20 (Ohio Ct. App. 1961). · cites it 10× “One of these statutes is, by its terms, applicable only to sickness and accident policies (Section 3923.”
O'Donnell v. Fin. Am. Life Ins., 171 F. Supp. 3d 711 (S.D. Ohio 2016). · cites it 26× “Defendant argues that, notwithstanding the statute’s plain language, “Ohio courts apply R.C. 3911.06 to applications with affirmations similar to the one at issue here.”
Ramsey v. Penn Mut. Life Ins., 36 F. Supp. 3d 761 (N.D. Ohio 2014). · cites it 12× “While the foregoing fully establishes that Ohio Rev.Code § 3911.06 does not apply when the insurer’s defense is based, on a failure to comply with a stipulation or represen- ■ tation contained in the policy contract, 1 also note briefly that Penn Mutual’s reliance on Stipcich v.”
Karen Frohn v. Globe Life & Accident Ins Co, 99 F.4th 882 (6th Cir. 2024). “” Ohio Rev. Code Ann. § 3911.06 (emphasis added).”
Karras v. Nationwide Life Ins., 582 N.E.2d 1010 (Ohio Ct. App. 1989). · cites it 18× “*19 James responded by contending that R.C. 3911.06 applied to the situation and, assuming the application of R.”
Green v. Acacia Mut. Life Ins., 128 N.E.2d 222 (Ohio Ct. App. 1954). · cites it 2× “” We are of the opinion that the foregoing is a correct construction of Section 9391, General Code (Section 3911.06, Revised Code), and as the evidence is conflicting as to whether insured wilfully and fraudulently made false statements that also presented an issue of fact.”
Krawczyszyn v. Columbian Life Ins. Co. (N.D. Ohio 2022). · cites it 19× “Plaintiff argues that Columbian cannot prove all the elements under Ohio Rev. Code § 3911.06 and, therefore, has breached the contract by refusing to comply with the Policy’s terms.”
Battle v. Reserve Life Ins., 168 N.E.2d 915 (Ohio Ct. App. 1959). · cites it 2× “” The language in the charge is taken from §3911.06 R. C. Plaintiff concedes that §3923.”
Show all 25 citing cases →
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.