Ohio Rev. Code » Chapter 3923
Ohio Revised Code

Ohio Rev. Code § 3923.01 (2026)

Policy of sickness and accident insurance defined

✓ current as of May 2026
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Effective:
November 24, 1995
Latest Legislation:
Senate Bill 150 - 121st General Assembly
PDF:
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As used in this chapter, "policy of sickness and accident insurance" includes any policy, contract, or certificate of insurance against loss or expense resulting from the sickness of the insured, or from the bodily injury or death of the insured by accident, or both, that is delivered, issued for delivery, renewed, or used in this state on or after the date occurring six months after the effective date of this amendment.
Notes of Decisions
Cited in 3 cases, 1961–2016 · leading case: In re Bellisari, 554 B.R. 440 (Bankr. S.D. Ohio 2016).
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In re Bellisari, 554 B.R. 440 (Bankr. S.D. Ohio 2016). · cites it 5× “and accident insurance” includes any policy, contract, or certificate of insurance against loss or expense resulting from the sickness of the insured, or from the bodily injury or death of the insured by accident, or both, that is delivered, issued for delivery, renewed, or used…”
In Re Alam, 336 B.R. 320 (Bankr. N.D. Ohio 2005). · cites it 2× “The policy was clearly a “policy of sickness and accident insurance” as that term is defined in ORC § 3923.01. The action Shah Alam brought against CNA was an action to secure long term disability benefits to which he was entitled.”
Redden v. Constitution Life Ins., 172 Ohio St. (N.S.) 20 (Ohio 1961). · cites it 3× “2 In 1947, the General Assembly enacted what are now Sections 3923.01 to 3923.22, Revised Code, relating to "sickness and accident insurance.”
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