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Ohio Revised Code

Ohio Rev. Code § 3937.18 (2026)

Uninsured and underinsured motorist coverage

✓ current as of May 2026
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Effective:
March 14, 2023
Latest Legislation:
Senate Bill 56 - 134th General Assembly
PDF:
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(A) Any policy of insurance delivered or issued for delivery in this state with respect to any motor vehicle registered or principally garaged in this state that insures against loss resulting from liability imposed by law for bodily injury or death suffered by any person arising out of the ownership, maintenance, or use of a motor vehicle, may, but is not required to, include uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages.

Unless otherwise defined in the policy or any endorsement to the policy, "motor vehicle," for purposes of the uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages, means a self-propelled vehicle designed for use and principally used on public roads, including an automobile, truck, semi-tractor, motorcycle, and bus. "Motor vehicle" also includes a motor home, provided the motor home is not stationary and is not being used as a temporary or permanent residence or office. "Motor vehicle" does not include a trolley, streetcar, trailer, railroad engine, railroad car, motorized bicycle, golf cart, off-road recreational vehicle, snowmobile, fork lift, aircraft, watercraft, construction equipment, farm tractor or other vehicle designed and principally used for agricultural purposes, mobile home, vehicle traveling on treads or rails, or any similar vehicle.

(B)(1) For purposes of any uninsured motorist coverage included in a policy of insurance, an "uninsured motorist" is the owner or operator of a motor vehicle if any of the following conditions applies:

(a) There exists no bodily injury liability bond or insurance policy covering the owner's or operator's liability to the insured.

(b) The liability insurer denies coverage to the owner or operator, or is or becomes the subject of insolvency proceedings in any state.

(c) The identity of the owner or operator cannot be determined, but independent corroborative evidence exists to prove that the bodily injury, sickness, disease, or death of the insured was proximately caused by the negligence or intentional actions of the unidentified operator of the motor vehicle. For purposes of division (B)(1)(c) of this section, the testimony of any insured seeking recovery from the insurer shall not constitute independent corroborative evidence, unless the testimony is supported by additional evidence.

(d) The owner or operator has diplomatic immunity.

(e) The owner or operator has immunity under Chapter 2744. of the Revised Code.

(2)(a) A policy of motor vehicle insurance or a program of self-insurance covering motor vehicles shall not exclude a person who is provided immunity under Chapter 2744. of the Revised Code from the definition of "uninsured motorist" used in the policy or program.

(b) Division (B)(2)(a) of this section applies to all policies of motor vehicle insurance amended, issued, or renewed, as well as all programs of self-insurance in operation on and after, six months after the effective date of this amendment.

(c) The amendments to division (B)(2) of this section made by S.B. 56 of the 134th general assembly are not to be construed as affecting a policy of motor vehicle insurance or a program of self-insurance covering motor vehicles except to the limited extent provided in those amendments and no other changes are to be implied.

(3) An "uninsured motorist" does not include the owner or operator of a motor vehicle that is self-insured within the meaning of the financial responsibility law of the state in which the motor vehicle is registered.

(C) If underinsured motorist coverage is included in a policy of insurance, the underinsured motorist coverage shall provide protection for insureds thereunder for bodily injury, sickness, or disease, including death, suffered by any insured under the policy, where the limits of coverage available for payment to the insured under all bodily injury liability bonds and insurance policies covering persons liable to the insured are less than the limits for the underinsured motorist coverage. Underinsured motorist coverage in this state is not and shall not be excess coverage to other applicable liability coverages, and shall only provide the insured an amount of protection not greater than that which would be available under the insured's uninsured motorist coverage if the person or persons liable to the insured were uninsured at the time of the accident. The policy limits of the underinsured motorist coverage shall be reduced by those amounts available for payment under all applicable bodily injury liability bonds and insurance policies covering persons liable to the insured.

For purposes of underinsured motorist coverage, an "underinsured motorist" does not include the owner or operator of a motor vehicle that has applicable liability coverage in the policy under which the underinsured motorist coverage is provided.

(D) With respect to the uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages included in a policy of insurance, an insured shall be required to prove all elements of the insured's claim that are necessary to recover from the owner or operator of the uninsured or underinsured motor vehicle.

(E) The uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages included in a policy of insurance shall not be subject to an exclusion or reduction in amount because of any workers' compensation benefits payable as a result of the same injury or death.

(F) Any policy of insurance that includes uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages may, without regard to any premiums involved, include terms and conditions that preclude any and all stacking of such coverages, including but not limited to:

(1) Interfamily stacking, which is the aggregating of the limits of such coverages by the same person or two or more persons, whether family members or not, who are not members of the same household;

(2) Intrafamily stacking, which is the aggregating of the limits of such coverages purchased by the same person or two or more family members of the same household.

(G) Any policy of insurance that includes uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages and that provides a limit of coverage for payment of damages for bodily injury, including death, sustained by any one person in any one automobile accident, may, notwithstanding Chapter 2125. of the Revised Code, include terms and conditions to the effect that all claims resulting from or arising out of any one person's bodily injury, including death, shall collectively be subject to the limit of the policy applicable to bodily injury, including death, sustained by one person, and, for the purpose of such policy limit shall constitute a single claim. Any such policy limit shall be enforceable regardless of the number of insureds, claims made, vehicles or premiums shown in the declarations or policy, or vehicles involved in the accident.

(H) Any policy of insurance that includes uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages may include terms and conditions requiring that, so long as the insured has not prejudiced the insurer's subrogation rights, each claim or suit for uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages be made or brought within three years after the date of the accident causing the bodily injury, sickness, disease, or death, or within one year after the liability insurer for the owner or operator of the motor vehicle liable to the insured has become the subject of insolvency proceedings in any state, whichever is later.

(I) Any policy of insurance that includes uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages may, subject to section 3937.46 of the Revised Code, include terms and conditions that preclude coverage for bodily injury or death suffered by an insured under specified circumstances, including but not limited to any of the following circumstances:

(1) While the insured is operating or occupying a motor vehicle owned by, furnished to, or available for the regular use of a named insured, a spouse, or a resident relative of a named insured, if the motor vehicle is not specifically identified in the policy under which a claim is made, or is not a newly acquired or replacement motor vehicle covered under the terms of the policy under which the uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages are provided;

(2) While the insured is operating or occupying a motor vehicle without a reasonable belief that the insured is entitled to do so, provided that under no circumstances will an insured whose license has been suspended, revoked, or never issued, be held to have a reasonable belief that the insured is entitled to operate a motor vehicle;

(3) When the bodily injury or death is caused by a motor vehicle operated by any person who is specifically excluded from coverage for bodily injury liability in the policy under which the uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages are provided;

(4) While any employee, officer, director, partner, trustee, member, executor, administrator, or beneficiary of the named insured, or any relative of any such person, is operating or occupying a motor vehicle, unless the employee, officer, director, partner, trustee, member, executor, administrator, beneficiary, or relative is operating or occupying a motor vehicle for which uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages are provided in the policy;

(5) When the person actually suffering the bodily injury, sickness, disease, or death is not an insured under the policy.

(J) In the event of payment to any person under the uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages, and subject to the terms and conditions of that coverage, the insurer making such payment is entitled, to the extent of the payment, to the proceeds of any settlement or judgment resulting from the exercise of any rights of recovery of that person against any person or organization legally responsible for the bodily injury or death for which the payment is made, including any amount recoverable from an insurer that is or becomes the subject of insolvency proceedings, through such proceedings or in any other lawful manner. No insurer shall attempt to recover any amount against the insured of an insurer that is or becomes the subject of insolvency proceedings, to the extent of those rights against the insurer that the insured assigns to the paying insurer.

(K) Nothing in this section shall prohibit the inclusion of underinsured motorist coverage in any uninsured motorist coverage included in a policy of insurance.

(L) The superintendent of insurance shall study the market availability of, and competition for, uninsured and underinsured motorist coverages in this state and shall, from time to time, prepare status reports containing the superintendent's findings and any recommendations. The first status report shall be prepared not later than two years after October 31, 2001. To assist in preparing these status reports, the superintendent may require insurers and rating organizations operating in this state to collect pertinent data and to submit that data to the superintendent.

The superintendent shall submit a copy of each status report to the governor, the speaker of the house of representatives, the president of the senate, and the chairpersons of the committees of the general assembly having primary jurisdiction over issues relating to automobile insurance.

Last updated January 13, 2023 at 1:37 PM

Notes of Decisions
Cited in 612 cases (18 in the last 5 years), 1969–2025 · leading case: Clark v. Scarpelli, 91 Ohio St. 3d 271 (Ohio 2001).
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Clark v. Scarpelli, 91 Ohio St. 3d 271 (Ohio 2001). · cites it 73× “20”), which effectuated changes to R.C. 3937.18, that section of the Revised Code providing for the mandatory offering of uninsured and underinsured motorist coverage.”
Snyder v. Am. Fam. Ins., 871 N.E.2d 574 (Ohio 2007). · cites it 67× “The first issue is whether the 2001 amendment to Ohio’s uninsured- and underinsured-motorist coverage law, R.C. 3937.18, contained in Am.Sub.S.B. No.”
Moore v. State Auto. Mut. Ins., 723 N.E.2d 97 (Ohio 2000). · cites it 47× “As previously stated, the policy provision at issue herein provides that appellee “will pay compensatory damages which an ‘insured’ is legally entitled to recover from the owner or operator of an ‘uninsured motor vehicle’ because of ‘bodily injury’: 1.”
Littrell v. Wigglesworth, 91 Ohio St. 3d 425 (Ohio 2001). · cites it 39× “20”), which amended R.C. 3937.18, that section of the Revised Code requiring the *429 mandatory offering of uninsured and underinsured motorist coverage.”
State Farm Mut. Auto. Ins. v. Grace, 2009 Ohio 5934 (Ohio 2009). · cites it 65× “2009-0122 — Submitted September 1, 2009 — Decided November 17, 2009.) ON ORDER from the United States District Court for the Northern District of Ohio, Eastern Division, Certifying a Question of State Law, Nos.”
Ross v. Farmers Ins. Grp. of Companies, 695 N.E.2d 732 (Ohio 1998). · cites it 26× “20, the court of appeals held that the version of R.C. 3937.18 that was enacted as part of Am.”
Lawler v. Fireman's Fund Ins., 163 F. Supp. 2d 841 (N.D. Ohio 2001). · cites it 51× “She says that even though the commercial general liability policy generally excludes coverage for automobile accidents, it is a “motor vehicle liability policy” for purposes of Ohio’s underinsured motorist coverage law, Ohio Rev.Code § 3937.18. Arguing that State Farm did not…”
State Farm Mut. Auto. Ins. v. Webb, 562 N.E.2d 132 (Ohio 1990). · cites it 39× ““R.C. 3937.18 applies, in clear, precise terms, to ‘automobile liability or motor vehicle liability policies] of insurance * * * [which are] delivered or issued for delivery in this state with respect to any motor vehicle registered or principally garaged in this state * * *.”
Linko v. Indem. Ins. Co. of North Am., 2000 Ohio 92 (Ohio 2000). · cites it 22× “To satisfy the offer requirement of R.C. 3937.18, the insurer must inform the insured of the availability of UM/UIM coverage, set forth the premium for UM/UIM coverage, include a brief description of the coverage, and expressly state the UM/UIM coverage limits in its offer;…”
Beagle v. Walden, 676 N.E.2d 506 (Ohio 1997). · cites it 25× “The bill as originally introduced did not affect R.C. 3937.18. Its scope was limited to Revised Code sections dealing with financial responsibility law.”
Dolly v. Old Repub. Ins. Co., 200 F. Supp. 2d 823 (N.D. Ohio 2002). · cites it 38× “It is plaintiffs position that this policy is governed by O.R.C. § 3937.18. which, at the time, required the defendant to offer UM/UIM coverage in the same amount as the liability coverage.”
Hedrick v. Motorists Mut. Ins., 488 N.E.2d 840 (Ohio 1986). · cites it 24× “Thus, the only law emanating from Ady is contained in the syllabus, which provides as follows: “Any contractual restriction on the coverage mandated by R.C. 3937.18 must comply with the purpose of this statute.”
Show all 612 citing cases →
— Ohio Rev. Code § 3937.18(1) — 7 cases
Snyder v. Am. Fam. Ins., 871 N.E.2d 574 (Ohio 2007). “The first issue is whether the 2001 amendment to Ohio’s uninsured- and underinsured-motorist coverage law, R.C. 3937.18, contained in Am.Sub.S.B. No.”
State Farm Mut. Auto. Ins. v. Grace, 2009 Ohio 5934 (Ohio 2009). “2009-0122 — Submitted September 1, 2009 — Decided November 17, 2009.) ON ORDER from the United States District Court for the Northern District of Ohio, Eastern Division, Certifying a Question of State Law, Nos.”
Marusa v. Erie Ins., 2013 Ohio 1957 (Ohio 2013).
State Farm Mut. Ins. v. Blevins, 551 N.E.2d 955 (Ohio 1990).
Casey v. Calhoun, 531 N.E.2d 1348 (Ohio Ct. App. 1987).
— Ohio Rev. Code § 3937.18(1X5) — 1 case
Crabtree v. 21st Century Ins., 892 N.E.2d 925 (Ohio Ct. App. 2008).
— Ohio Rev. Code § 3937.18(A) — 119 cases
Moore v. State Auto. Mut. Ins., 723 N.E.2d 97 (Ohio 2000). “As previously stated, the policy provision at issue herein provides that appellee “will pay compensatory damages which an ‘insured’ is legally entitled to recover from the owner or operator of an ‘uninsured motor vehicle’ because of ‘bodily injury’: 1.”
Wolfe v. Wolfe, 725 N.E.2d 261 (Ohio 2000).
Hillyer v. State Farm Fire & Cas. Co., 780 N.E.2d 262 (Ohio 2002).
Hillyer v. State Farm Fire & Cas. Co., 2002 Ohio 6662 (Ohio 2002).
Hedges v. Nationwide Mut. Ins., 846 N.E.2d 16 (Ohio 2006).
— Ohio Rev. Code § 3937.18(A)(1) — 103 cases
Moore v. State Auto. Mut. Ins., 723 N.E.2d 97 (Ohio 2000). “As previously stated, the policy provision at issue herein provides that appellee “will pay compensatory damages which an ‘insured’ is legally entitled to recover from the owner or operator of an ‘uninsured motor vehicle’ because of ‘bodily injury’: 1.”
Holliman v. Allstate Ins., 715 N.E.2d 532 (Ohio 1999).
Schaefer v. Allstate Ins., 668 N.E.2d 913 (Ohio 1996).
Thiel v. Allstate Ins., 491 N.E.2d 1121 (Ohio 1986).
State Farm Mut. Auto. Ins. v. Webb, 562 N.E.2d 132 (Ohio 1990). ““R.C. 3937.18 applies, in clear, precise terms, to ‘automobile liability or motor vehicle liability policies] of insurance * * * [which are] delivered or issued for delivery in this state with respect to any motor vehicle registered or principally garaged in this state * * *.”
— Ohio Rev. Code § 3937.18(A)(1990) — 1 case
Stone v. Acuity, 2008 WI 30 (Wis. 2008).
— Ohio Rev. Code § 3937.18(A)(2) — 85 cases
Clark v. Scarpelli, 91 Ohio St. 3d 271 (Ohio 2001). “20”), which effectuated changes to R.C. 3937.18, that section of the Revised Code providing for the mandatory offering of uninsured and underinsured motorist coverage.”
Littrell v. Wigglesworth, 91 Ohio St. 3d 425 (Ohio 2001). “20”), which amended R.C. 3937.18, that section of the Revised Code requiring the *429 mandatory offering of uninsured and underinsured motorist coverage.”
Beagle v. Walden, 676 N.E.2d 506 (Ohio 1997). “The bill as originally introduced did not affect R.C. 3937.18. Its scope was limited to Revised Code sections dealing with financial responsibility law.”
Ross v. Farmers Ins. Grp. of Companies, 695 N.E.2d 732 (Ohio 1998). “20, the court of appeals held that the version of R.C. 3937.18 that was enacted as part of Am.”
Lawler v. Fireman's Fund Ins., 163 F. Supp. 2d 841 (N.D. Ohio 2001). “She says that even though the commercial general liability policy generally excludes coverage for automobile accidents, it is a “motor vehicle liability policy” for purposes of Ohio’s underinsured motorist coverage law, Ohio Rev.Code § 3937.18. Arguing that State Farm did not…”
— Ohio Rev. Code § 3937.18(AX1) — 2 cases
Est. of Cavanaugh v. Ohio Cas. Grp., 6 Ohio App. Unrep. 37 (Ohio Ct. App. 1990).
Ross v. Nationwide Mut. Ins., 7 Ohio App. Unrep. 442 (Ohio Ct. App. 1991).
— Ohio Rev. Code § 3937.18(AX2) — 1 case
Ross v. Nationwide Mut. Ins., 7 Ohio App. Unrep. 442 (Ohio Ct. App. 1991).
— Ohio Rev. Code § 3937.18(B) — 8 cases
Smith v. Erie Ins. Co. (Slip Opinion), 2016 Ohio 7742 (Ohio 2016).
Snyder v. Am. Fam. Ins., 871 N.E.2d 574 (Ohio 2007). “The first issue is whether the 2001 amendment to Ohio’s uninsured- and underinsured-motorist coverage law, R.C. 3937.18, contained in Am.Sub.S.B. No.”
Rogers v. City of Dayton, 888 N.E.2d 1081 (Ohio 2008).
Safe Auto Ins. v. Corson, 803 N.E.2d 863 (Ohio Ct. App. 2004).
Nussbaum v. Progressive Cas. Ins., 572 N.E.2d 119 (Ohio Ct. App. 1988).
— Ohio Rev. Code § 3937.18(B)(1)(c) — 2 cases
Rousana v. Nationwide Gen. Ins. Co., 2023 Ohio 3796 (Ohio Ct. App. 2023).
Barnett v. Johnson, 2024 Ohio 3254 (Ohio Ct. App. 2024).
— Ohio Rev. Code § 3937.18(B)(2) — 1 case
Custer v. Custer, 2016 Ohio 561 (Ohio Ct. App. 2016).
— Ohio Rev. Code § 3937.18(B)(3) — 2 cases
Smith v. Erie Ins. Co. (Slip Opinion), 2016 Ohio 7742 (Ohio 2016).
Withrow v. Geico Advantage Ins. Co., 2022 Ohio 1703 (Ohio Ct. App. 2022).
— Ohio Rev. Code § 3937.18(B)(4) — 1 case
Snyder v. Am. Fam. Ins., 871 N.E.2d 574 (Ohio 2007). “The first issue is whether the 2001 amendment to Ohio’s uninsured- and underinsured-motorist coverage law, R.C. 3937.18, contained in Am.Sub.S.B. No.”
— Ohio Rev. Code § 3937.18(B)(5) — 4 cases
Snyder v. Am. Fam. Ins., 871 N.E.2d 574 (Ohio 2007). “The first issue is whether the 2001 amendment to Ohio’s uninsured- and underinsured-motorist coverage law, R.C. 3937.18, contained in Am.Sub.S.B. No.”
Marusa v. Erie Ins., 2013 Ohio 1957 (Ohio 2013).
Marusa v. Erie Ins. Co., 2011 Ohio 6276 (Ohio Ct. App. 2011).
Est. of Nord v. Motorists Mut. Ins., 105 Ohio St. 3d 366 (Ohio 2005).
— Ohio Rev. Code § 3937.18(C) — 65 cases
Linko v. Indem. Ins. Co. of North Am., 2000 Ohio 92 (Ohio 2000). “To satisfy the offer requirement of R.C. 3937.18, the insurer must inform the insured of the availability of UM/UIM coverage, set forth the premium for UM/UIM coverage, include a brief description of the coverage, and expressly state the UM/UIM coverage limits in its offer;…”
Gyori v. Johnston Coca-Cola Bottling Grp., Inc., 669 N.E.2d 824 (Ohio 1996).
Lafferty v. Reliance Ins., 109 F. Supp. 2d 837 (S.D. Ohio 2000).
Gyori v. Johnston Coca-Cola Bottling Grp., Inc., 1996 Ohio 358 (Ohio 1996).
Shindollar v. Erie Ins., 774 N.E.2d 316 (Ohio Ct. App. 2002).
— Ohio Rev. Code § 3937.18(D) — 21 cases
Snyder v. Am. Fam. Ins., 871 N.E.2d 574 (Ohio 2007). “The first issue is whether the 2001 amendment to Ohio’s uninsured- and underinsured-motorist coverage law, R.C. 3937.18, contained in Am.Sub.S.B. No.”
State Farm Mut. Auto. Ins. v. Webb, 562 N.E.2d 132 (Ohio 1990). ““R.C. 3937.18 applies, in clear, precise terms, to ‘automobile liability or motor vehicle liability policies] of insurance * * * [which are] delivered or issued for delivery in this state with respect to any motor vehicle registered or principally garaged in this state * * *.”
Kurent v. Farmers Ins. of Columbus, Inc., 581 N.E.2d 533 (Ohio 1991).
Marusa v. Erie Ins., 2013 Ohio 1957 (Ohio 2013).
Nobles v. Wolf, 562 N.E.2d 144 (Ohio 1990).
— Ohio Rev. Code § 3937.18(D)(2) — 1 case
Walker v. GuideOne Specialty Mut. Ins. Co., 834 So. 2d 769 (Ala. 2002).
— Ohio Rev. Code § 3937.18(E) — 43 cases
Hedrick v. Motorists Mut. Ins., 488 N.E.2d 840 (Ohio 1986). “Thus, the only law emanating from Ady is contained in the syllabus, which provides as follows: “Any contractual restriction on the coverage mandated by R.C. 3937.18 must comply with the purpose of this statute.”
Karabin v. State Auto. Mut. Ins., 462 N.E.2d 403 (Ohio 1984).
Cole v. Holland, 667 N.E.2d 353 (Ohio 1996).
United Ohio Ins. Co. v. Faulds, 692 N.E.2d 1059 (Ohio Ct. App. 1997).
In re Nationwide Ins., 543 N.E.2d 89 (Ohio 1989).
— Ohio Rev. Code § 3937.18(E)(1) — 1 case
Shay v. Shay, 843 N.E.2d 194 (Ohio Ct. App. 2005).
— Ohio Rev. Code § 3937.18(E)(2) — 6 cases
Burnett v. Motorists Mut. Ins., 890 N.E.2d 307 (Ohio 2008).
Morris v. United Ohio Ins., 828 N.E.2d 653 (Ohio Ct. App. 2005).
Rogers v. City of Dayton, 888 N.E.2d 1081 (Ohio 2008).
Shay v. Shay, 843 N.E.2d 194 (Ohio Ct. App. 2005).
Gillette v. Est. of Gillette, 837 N.E.2d 1283 (Ohio Ct. App. 2005).
— Ohio Rev. Code § 3937.18(E)(3) — 1 case
Rogers v. City of Dayton, 888 N.E.2d 1081 (Ohio 2008).
— Ohio Rev. Code § 3937.18(F) — 7 cases
State Farm Mut. Auto. Ins. v. Webb, 562 N.E.2d 132 (Ohio 1990). ““R.C. 3937.18 applies, in clear, precise terms, to ‘automobile liability or motor vehicle liability policies] of insurance * * * [which are] delivered or issued for delivery in this state with respect to any motor vehicle registered or principally garaged in this state * * *.”
State Farm Mut. Auto. Ins. v. Grace, 2009 Ohio 5934 (Ohio 2009). “2009-0122 — Submitted September 1, 2009 — Decided November 17, 2009.) ON ORDER from the United States District Court for the Northern District of Ohio, Eastern Division, Certifying a Question of State Law, Nos.”
Thiel v. Allstate Ins., 491 N.E.2d 1121 (Ohio 1986).
Snyder v. Am. Fam. Ins., 871 N.E.2d 574 (Ohio 2007). “The first issue is whether the 2001 amendment to Ohio’s uninsured- and underinsured-motorist coverage law, R.C. 3937.18, contained in Am.Sub.S.B. No.”
Donnelly v. Herron, 727 N.E.2d 882 (Ohio 2000).
— Ohio Rev. Code § 3937.18(G) — 33 cases
Lawler v. Fireman's Fund Ins., 163 F. Supp. 2d 841 (N.D. Ohio 2001). “She says that even though the commercial general liability policy generally excludes coverage for automobile accidents, it is a “motor vehicle liability policy” for purposes of Ohio’s underinsured motorist coverage law, Ohio Rev.Code § 3937.18. Arguing that State Farm did not…”
Wallace v. Balint, 761 N.E.2d 598 (Ohio 2002).
Hedrick v. Motorists Mut. Ins., 488 N.E.2d 840 (Ohio 1986). “Thus, the only law emanating from Ady is contained in the syllabus, which provides as follows: “Any contractual restriction on the coverage mandated by R.C. 3937.18 must comply with the purpose of this statute.”
Wallace v. Balint, 2002 Ohio 480 (Ohio 2002).
State Farm Mut. Auto. Ins. v. Grace, 2009 Ohio 5934 (Ohio 2009). “2009-0122 — Submitted September 1, 2009 — Decided November 17, 2009.) ON ORDER from the United States District Court for the Northern District of Ohio, Eastern Division, Certifying a Question of State Law, Nos.”
— Ohio Rev. Code § 3937.18(G)(2) — 3 cases
Wallace v. Balint, 761 N.E.2d 598 (Ohio 2002).
Wallace v. Balint, 2002 Ohio 480 (Ohio 2002).
Donovan v. State Farm Auto. Ins., 663 N.E.2d 1022 (Ohio Ct. App. 1995).
— Ohio Rev. Code § 3937.18(H) — 47 cases
Clark v. Scarpelli, 91 Ohio St. 3d 271 (Ohio 2001). “20”), which effectuated changes to R.C. 3937.18, that section of the Revised Code providing for the mandatory offering of uninsured and underinsured motorist coverage.”
Saunders v. Mortensen, 801 N.E.2d 452 (Ohio 2004).
Wallace v. Balint, 761 N.E.2d 598 (Ohio 2002).
Barbee v. Nationwide Mut. Ins., 2011 Ohio 4914 (Ohio 2011).
Wallace v. Balint, 2002 Ohio 480 (Ohio 2002).
— Ohio Rev. Code § 3937.18(I) — 7 cases
State Farm Mut. Auto. Ins. v. Grace, 2009 Ohio 5934 (Ohio 2009). “2009-0122 — Submitted September 1, 2009 — Decided November 17, 2009.) ON ORDER from the United States District Court for the Northern District of Ohio, Eastern Division, Certifying a Question of State Law, Nos.”
Marusa v. Erie Ins., 2013 Ohio 1957 (Ohio 2013).
Custer v. Custer, 2016 Ohio 561 (Ohio Ct. App. 2016).
Pursley v. Est. of Messman, 2020 Ohio 2985 (Ohio Ct. App. 2020).
Darno v. Davidson, 2013 Ohio 4262 (Ohio Ct. App. 2013).
— Ohio Rev. Code § 3937.18(I)(1) — 4 cases
State Farm Mut. Auto. Ins. v. Grace, 2009 Ohio 5934 (Ohio 2009). “2009-0122 — Submitted September 1, 2009 — Decided November 17, 2009.) ON ORDER from the United States District Court for the Northern District of Ohio, Eastern Division, Certifying a Question of State Law, Nos.”
Custer v. Custer, 2016 Ohio 561 (Ohio Ct. App. 2016).
Sposito v. Krzynowek, 2014 Ohio 1151 (Ohio Ct. App. 2014).
Barnickel v. Auto Owners Ins., 930 N.E.2d 364 (Ohio Ct. App. 2010).
— Ohio Rev. Code § 3937.18(I)(3) — 1 case
Cincinnati Ins. Co. v. Song, 2012 Ohio 1062 (Ohio Ct. App. 2012).
— Ohio Rev. Code § 3937.18(I)(5) — 1 case
Lightning Rod Mut. Ins. v. Grange Mut. Cas. Co., 860 N.E.2d 1049 (Ohio Ct. App. 2006).
— Ohio Rev. Code § 3937.18(J) — 14 cases
Lawler v. Fireman's Fund Ins., 163 F. Supp. 2d 841 (N.D. Ohio 2001). “She says that even though the commercial general liability policy generally excludes coverage for automobile accidents, it is a “motor vehicle liability policy” for purposes of Ohio’s underinsured motorist coverage law, Ohio Rev.Code § 3937.18. Arguing that State Farm did not…”
State Farm Mut. Auto. Ins. v. Grace, 2009 Ohio 5934 (Ohio 2009). “2009-0122 — Submitted September 1, 2009 — Decided November 17, 2009.) ON ORDER from the United States District Court for the Northern District of Ohio, Eastern Division, Certifying a Question of State Law, Nos.”
Roberts v. Wausau Bus. Ins., 778 N.E.2d 594 (Ohio Ct. App. 2002).
Weyda v. Pac. Emp.'s Ins., 785 N.E.2d 763 (Ohio Ct. App. 2003).
Kyle v. Buckeye Union Ins., 814 N.E.2d 1195 (Ohio 2004).
— Ohio Rev. Code § 3937.18(J)(1) — 14 cases
Kyle v. Buckeye Union Ins., 814 N.E.2d 1195 (Ohio 2004).
Burnett v. Motorists Mut. Ins., 890 N.E.2d 307 (Ohio 2008).
Baughman v. State Farm Mut. Auto. Ins., 727 N.E.2d 1265 (Ohio 2000).
Morris v. United Ohio Ins., 828 N.E.2d 653 (Ohio Ct. App. 2005).
Roberts v. Wausau Bus. Ins., 778 N.E.2d 594 (Ohio Ct. App. 2002).
— Ohio Rev. Code § 3937.18(J)(2) — 1 case
State Auto. Ins. v. Pasquale, 837 N.E.2d 1249 (Ohio Ct. App. 2005).
— Ohio Rev. Code § 3937.18(J)(3) — 1 case
State Auto. Ins. v. Pasquale, 837 N.E.2d 1249 (Ohio Ct. App. 2005).
— Ohio Rev. Code § 3937.18(K) — 2 cases
Custer v. Custer, 2016 Ohio 561 (Ohio Ct. App. 2016).
Vanhoose v. Cartmill, 765 N.E.2d 439 (Ohio Ct. App. 2001).
— Ohio Rev. Code § 3937.18(K)(1) — 3 cases
Gillette v. Est. of Gillette, 837 N.E.2d 1283 (Ohio Ct. App. 2005).
Pallay v. Nationwide Ins., 846 N.E.2d 58 (Ohio Ct. App. 2005).
Shay v. Shay, 843 N.E.2d 194 (Ohio Ct. App. 2005).
— Ohio Rev. Code § 3937.18(K)(2) — 9 cases
Kyle v. Buckeye Union Ins., 814 N.E.2d 1195 (Ohio 2004).
Shay v. Shay, 863 N.E.2d 591 (Ohio 2007).
Morris v. United Ohio Ins., 828 N.E.2d 653 (Ohio Ct. App. 2005).
Rogers v. City of Dayton, 888 N.E.2d 1081 (Ohio 2008).
Custer v. Custer, 2016 Ohio 561 (Ohio Ct. App. 2016).
— Ohio Rev. Code § 3937.18(K)(3) — 1 case
Rogers v. City of Dayton, 888 N.E.2d 1081 (Ohio 2008).
— Ohio Rev. Code § 3937.18(K)(3)(2000) — 2 cases
Rogers v. City of Dayton, 888 N.E.2d 1081 (Ohio 2008).
Rogers v. Dayton, 867 N.E.2d 843 (Ohio 2007).
— Ohio Rev. Code § 3937.18(L) — 13 cases
Dolly v. Old Repub. Ins. Co., 200 F. Supp. 2d 823 (N.D. Ohio 2002). “It is plaintiffs position that this policy is governed by O.R.C. § 3937.18. which, at the time, required the defendant to offer UM/UIM coverage in the same amount as the liability coverage.”
Griewahn v. United States Fid. & Guar. Co., 827 N.E.2d 341 (Ohio Ct. App. 2005).
Selander v. Erie Ins. Grp., 85 Ohio St. 3d 541 (Ohio 1999).
Hillyer v. State Farm Fire & Cas. Co., 780 N.E.2d 262 (Ohio 2002).
Hillyer v. State Farm Fire & Cas. Co., 2002 Ohio 6662 (Ohio 2002).
— Ohio Rev. Code § 3937.18(L)(1) — 5 cases
Dolly v. Old Repub. Ins. Co., 200 F. Supp. 2d 823 (N.D. Ohio 2002). “It is plaintiffs position that this policy is governed by O.R.C. § 3937.18. which, at the time, required the defendant to offer UM/UIM coverage in the same amount as the liability coverage.”
Griewahn v. United States Fid. & Guar. Co., 827 N.E.2d 341 (Ohio Ct. App. 2005).
Giant Eagle, Inc. v. Genesis Ins., 252 F. Supp. 2d 559 (S.D. Ohio 2003).
Burkholder v. German Mut. Ins., 789 N.E.2d 1100 (Ohio 2003).
Bowling v. St. Paul Fire & Marine Ins., 776 N.E.2d 1175 (Ohio Ct. App. 2002).
— Ohio Rev. Code § 3937.18(L)(2) — 3 cases
Griewahn v. United States Fid. & Guar. Co., 827 N.E.2d 341 (Ohio Ct. App. 2005).
Giant Eagle, Inc. v. Genesis Ins., 252 F. Supp. 2d 559 (S.D. Ohio 2003).
Selective Ins. v. Wilson, 794 N.E.2d 746 (Ohio Ct. App. 2003).
— Ohio Rev. Code § 3937.18(a)(2) — 1 case
Lemble v. Belknap, 147 Ohio App. 3d 79 (Ohio Ct. App. 2001).
— Ohio Rev. Code § 3937.18(c) — 1 case
Booth v. Guar. Nat'l Ins., 114 F. Supp. 2d 644 (N.D. Ohio 2000).
— Ohio Rev. Code § 3937.18(j) — 1 case
Clark v. Chubb Grp Ins Co (6th Cir. 2003).
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.