Rhode Island General Laws

R.I. Gen. Laws § 27-18-1 (2026)

“Policy of accident and sickness insurance” construed

✓ current as of July 2026

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“Policy of accident and sickness insurance,” as used in this chapter, includes any policy or contract covering against loss resulting from sickness or from bodily injury or death by accident, or both.

Notes of Decisions

Cited in 2 cases, 1971–2019 · leading case: Goldstein v. Occidental Life Ins. Co. of Cal., 273 A.2d 318 (R.I. 1971).

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Goldstein v. Occidental Life Ins. Co. of Cal., 273 A.2d 318 (R.I. 1971). · cites it 3× “The defendant also argues that under §27-18-1 (1968 Reenactment), 3 the term accident and sickness should include major medical insurance.”

In re Soori-Arachi, 600 B.R. 153 (Bankr. D.R.I. 2019). · cites it 2× “" RIGL § 27-18-1. See also RIGL § 27-18-19(4) (listing types of insurance exempt from the scope of section 18, including annuity contracts containing only certain provisions relating to accident and sickness insurance).”

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