R.I. Gen. Laws
Rhode Island General Laws

R.I. Gen. Laws § 34-25-2 (2026)

Priority of future loan mortgages over encumbrances not previously recorded

✓ current as of July 2026
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The mortgage and the rights established therein shall, to the extent of the loans secured thereby, and interest, taxes, insurance premiums, and other obligations secured thereby, have full priority over all mortgages, liens and encumbrances which have not been recorded prior to such recording of the mortgage deed except as otherwise hereinafter provided.

Notes of Decisions
Cited in 2 cases, 2013–2020 · leading case: Town of Johnston v. MERSCORP, Inc., 950 F. Supp. 2d 379 (D.R.I. 2013).
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Town of Johnston v. MERSCORP, Inc., 950 F. Supp. 2d 379 (D.R.I. 2013). · cites it 2× “§ 34-25-2” and “[sjecond, recording allowed Defendants to represent to MBS [Mortgage Backed Securities] investors that the underlying mortgage loans were first lien mortgages, which made the MBS appear safer and more attractive to investors, which was the ultimate end-game for…”
CFS 915, LLC v. Unetixs Vascular, Inc. (R.I. 2020). · cites it 2× “Specifically, they argue that the phrase “except as otherwise hereinafter provided” that is included in § 34-25-2, which governs future loan mortgages, and § 34-25-10, which governs open-end mortgages, should be interpreted to mean that those two statutory sections must be read…”
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