R.I. Gen. Laws
Rhode Island General Laws

R.I. Gen. Laws § 6-26-3 (2026)

Criminal usury

✓ current as of July 2026
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Any person, who, on his or her own behalf or on behalf of any other person, partnership, corporation, or association, shall willfully and knowingly violate any of the provisions of § 6-26-2 shall be guilty of criminal usury and shall be imprisoned for not more than five (5) years.

Notes of Decisions
Cited in 5 cases (1 in the last 5 years), 1980–2021 · leading case: DeFusco v. Giorgio, 440 A.2d 727 (R.I. 1982).
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DeFusco v. Giorgio, 440 A.2d 727 (R.I. 1982). “It should also be noted that § 6-26-3, as amended by P.L.1970, ch. 263, § 1, makes a willful and knowing violation of the usury laws a criminal offense punishable by imprisonment for up to five years.”
NV One, LLC v. Potomac Realty Capital, LLC, 84 A.3d 800 (R.I. 2014). “The criminal usury statute, § 6-26-3 criminalizes “willful[ ] and knowing[]” violations of the maximum interest rate, thereby further underscoring the immateriality of a lender’s intent in determining civil usury under § 6-26-2.”
State v. Sepe, 410 A.2d 127 (R.I. 1980). “1956 (1969 Reenactment) §6-26-3, as amended by P.L. 1970, ch. 263, §1.”
Boyajian v. DeFusco (In Re Giorgio), 81 B.R. 766 (D.R.I. 1988). “It should also be noted that § 6-26-3, as amended by P.L. 1970, ch. 263, § 1, makes a willful and *770 knowing violation of the usury laws a criminal offense punishable by imprisonment for up to five years.”
Com. Park Realty, LLC v. HR2-A Corp. as Gen. Partner of HR2-A Ltd. P'ship (R.I. 2021). · cites it 2× “We therefore affirm the trial justice’s grant of summary judgment on these counts14 Causes of Action under § 9-1-2 and § 6-26-3 In Counts XXXVII through XL of the amended complaint, Cambio plaintiffs alleged that RFP defendants knowingly and willfully violated the usury statute,…”
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