Tennessee Code Annotated
Tenn. Code Ann. § 47-14-114 (2026)
Actions to recover excess loan charges, commitment fees, or brokerage commissions
✓ current as of May 2026
If loan charges, commitment fees, or brokerage commissions in excess of those authorized have been paid, the amount of such excess charges, fees, or commissions, may be recovered by action brought by the person paying such excess amounts.
Acts 1979, ch. 203, § 13.
Notes of Decisions
Cited in 4
cases (3 in the last 5 years), 1999–2025 · leading case: Hathaway v. First Fam. Fin. Servs., Inc., 1 S.W.3d 634 (Tenn. 1999).
Hathaway v. First Fam. Fin. Servs., Inc., 1 S.W.3d 634 (Tenn. 1999). “Tenn.Code Ann. § 47-14-114 (1995 Repl.). The following statutory provisions afford equitable remedies relating to the imposition of excess interest: No person shall be entitled to an equitable remedy with respect to usury or excess loan charges unless the person seeking such…”
Sake, LLC v. Cain (M.D. Tenn. 2025). “) These three subclasses correspond to the three “[c]lass claims” the plaintiffs identify: (1) usury and excessive loan charges in violation of Tenn. Code Ann. § 47-14-114 ; (2) violation of RICO, 18 U.”
Sake, LLC v. Cain (M.D. Tenn. 2022). “) Based on these allegations (and others involving Cain more specifically), the SAC asserts claims on behalf of the plaintiffs and a class of others similarly situated for (1) usury and excessive loan charges in violation of Tenn. Code Ann. § 47-14-114 , against the “Lender…”
Equine Luxury Props., LLC v. Com. Capital Bidco, Inc. (W.D. Mich. 2024). “See Tenn. Code §§ 47-14-114, 47-14-115(b); Hathaway v.”
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