Texas Codes

Tex. Fin. Code § 347.355 (2026)

Repossession On Default

✓ current as of May 2026
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Sec. 347.355. REPOSSESSION ON DEFAULT. (a) If a consumer is in default, the creditor who possesses the first recorded perfected security interest may repossess the manufactured home.

(b) If the manufactured home is affixed to real property, the creditor, after notice, may remove the manufactured home from the real property in accordance with the applicable provisions of the Business & Commerce Code as if it were personal property.

Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.

Notes of Decisions
Cited in 1 case, 2008–2008 · leading case: Pokorne Private Capital Grp., LLC v. 21st Mortg. Corp. & Nella Investments, Inc. (Tex. App. 2008).
Pokorne Private Capital Grp., LLC v. 21st Mortg. Corp. & Nella Investments, Inc. (Tex. App. 2008). · cites it 2× “The record does not contain any evidence that appellees breached the peace in repossessing the home.”
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