Tex. Codes » Finance Code · TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS · SUBTITLE B. LOANS AND FINANCED TRANSACTIONS · CHAPTER 348. MOTOR VEHICLE INSTALLMENT SALES
Texas Codes

Tex. Fin. Code § 348.202 (2026)

Credit Life And Credit Health And Accident Insurance

✓ current as of May 2026
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Sec. 348.202. CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT INSURANCE. (a) As additional protection for the contract, a holder may request or require a retail buyer to provide credit life insurance and credit health and accident insurance.

(b) As additional protection for the contract, a seller may offer involuntary unemployment insurance to the buyer at the time the contract is executed.

(c) A holder may include the cost of insurance provided under Subsection (a) or (b), and a policy or agent fee charged in connection with insurance provided under Subsection (a) or (b), as a separate charge in the contract.

Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997. Amended by Acts 1999, 76th Leg., ch. 1107, Sec. 1, eff. June 18, 1999; Acts 2001, 77th Leg., ch. 409, Sec. 1, eff. Sept. 1, 2001.

Notes of Decisions
Cited in 3 cases, 2004–2004 · leading case: Serv. Life & Cas. Ins. Co. v. Montemayor, 150 S.W.3d 649 (Tex. App.—Austin 2004).
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Serv. Life & Cas. Ins. Co. v. Montemayor, 150 S.W.3d 649 (Tex. App.—Austin 2004). “Tex. Fin.Code Ann. § 348.202(c) (West Supp.”
Serv. Life & Cas. Ins. Co. v. Jose Montemayor, Comm'r of Ins. & the Texas Dep't of Ins., No. 03-03-00632-CV (Tex. App.—Austin Aug. 26, 2004). “Tex. Fin. Code Ann. § 348.202 (c) (West Supp.”
Serv. Life & Cas. Ins. Co. v. Jose Montemayor, Comm'r of Ins. & the Texas Dep't of Ins., No. 03-03-00632-CV (Tex. App.—Austin Aug. 26, 2004). “Tex. Fin. Code Ann. § 348.202 (c) (West Supp.”
Tex. Fin. Code § 348.202(c): 1 case
Serv. Life & Cas. Ins. Co. v. Montemayor, 150 S.W.3d 649 (Tex. App.—Austin 2004). “Tex. Fin.Code Ann. § 348.202(c) (West Supp.”
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