5 U.S.C. § 8702

Automatic coverage

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(a) An employee is automatically insured on the date he becomes eligible for insurance and each policy of insurance purchased by the Office of Personnel Management under this chapter shall provide for that automatic coverage.(b) An employee desiring not to be insured shall give written notice to his employing office on a form prescribed by the Office. If the notice is received before he has become insured, he shall not be insured. If the notice is received after he has become insured, his insurance stops at the end of the pay period in which the notice is received.(c) Notwithstanding a notice previously given under subsection (b), an employee who is deployed in support of a contingency operation (as that term is defined in section 101(a)(13) of title 10) or an employee of the Department of Defense who is designated as an emergency essential employee under section 1580 of title 10 shall be insured if the employee, within 60 days after the date of notification of deployment or designation, elects to be insured under a policy of insurance under this chapter. An election under the preceding sentence shall be effective when provided to the Office in writing, in the form prescribed by the Office, within such 60-day period.(d) Any services by an officer or employee under this chapter relating to benefits under this chapter shall be deemed, for purposes of section 1342 of title 31, services for emergencies involving the safety of human life or the protection of property.(Pub. L. 89–554, Sept. 6, 1966, 80 Stat. 593; Pub. L. 95–454, title IX, § 906(a)(2), (3), Oct. 13, 1978, 92 Stat. 1224; Pub. L. 106–398, § 1 [[div. A], title XI, § 1134(a)], Oct. 30, 2000, 114 Stat. 1654, 1654A–318; Pub. L. 110–417, [div. A], title XI, § 1103(a), Oct. 14, 2008, 122 Stat. 4616; Pub. L. 116–92, div. A, title XI, § 1110(b), Dec. 20, 2019, 133 Stat. 1600.)

Historical and Revision Notes

Derivation

U.S. Code

Revised Statutes and

Statutes at Large

 

5 U.S.C. 2094(a) (less 1st par.).

Aug. 17, 1954, ch. 752, § 5(a) (less 1st par.), 68 Stat. 738.

In subsection (a), the words “eligible for insurance” are coextensive with and substituted for “eligible under the terms of this chapter”.

Standard changes are made to conform with the definitions applicable and the style of this title as outlined in the preface to the report.

Editorial NotesAmendments

2019—Subsec. (d). Pub. L. 116–92 added subsec. (d).

2008—Subsec. (c). Pub. L. 110–417 inserted “an employee who is deployed in support of a contingency operation (as that term is defined in section 101(a)(13) of title 10) or” after “subsection (b),” and substituted “the date of notification of deployment or” for “the date of the”.

2000—Subsec. (c). Pub. L. 106–398 added subsec. (c).

1978—Subsecs. (a), (b). Pub. L. 95–454 substituted “Office of Personnel Management” for “Civil Service Commission” and “Office” for “Commission”.

Statutory Notes and Related SubsidiariesEffective Date of 2019 Amendment

Pub. L. 116–92, div. A, title XI, § 1110(d), Dec. 20, 2019, 133 Stat. 1600, provided that: “The amendments made by subsection[s] (a) and (b) [amending this section and section 8905 of this title] shall apply to any lapse in appropriations beginning on or after the date of enactment of this Act [Dec. 20, 2019].”

Effective Date of 1978 Amendment

Amendment by Pub. L. 95–454 effective 90 days after Oct. 13, 1978, see section 907 of Pub. L. 95–454, set out as a note under section 1101 of this title.

Regulations

Pub. L. 116–92, div. A, title XI, § 1110(c), Dec. 20, 2019, 133 Stat. 1600, provided that:“(1)In general.—Not later than 90 days after the date of the enactment of this Act [Dec. 20, 2019], the Office of Personnel Management shall prescribe regulations to carry out the amendments made by subsections (a) and (b) [amending this section and section 8905 of this title].“(2)Pay status for furloughed employees.—The regulations prescribed under paragraph (1) for the amendments made by subsection (a) [amending section 8905 of this title] shall provide that an employee furloughed as result of a lapse in appropriations shall, during such lapse, be deemed to be in a pay status for purposes of enrolling or changing the enrollment (as the case may be) of that employee under chapter 89 of title 5, United States Code.”

Applicability

Pub. L. 106–398, § 1 [[div. A], title XI, § 1134(b)], Oct. 30, 2000, 114 Stat. 1654, 1654A–318, provided that: “For purposes of section 8702(c) of title 5, United States Code (as added by subsection (a)), an employee of the Department of Defense who is designated as an emergency essential employee under section 1580 of title 10, United States Code, before the date of the enactment of this Act [Oct. 30, 2000] shall be deemed to be so designated on the date of the enactment of this Act.”

Notes of Decisions
Cited in 12 cases, 1969–1998 · leading case: Metro. Life Ins. v. McShan, 577 F. Supp. 165 (N.D. Cal. 1983).
Metro. Life Ins. v. McShan, 577 F. Supp. 165 (N.D. Cal. 1983). “SGLIA section 770(a) provides that insurance proceeds are to be paid “First, to the beneficiary or beneficiaries as the member or former member may have designated by a writing received prior to death.”
Nellie Mae Stribling v. United States of Am., the Prudential Ins. Co. of Am. & Georgia Mae Stribling, 419 F.2d 1350 (8th Cir. 1969). “Compare 5 U.S.C. § 8702 with 38 U.S.C. § 767 . 6 .”
NAACP v. State of Cal., 511 F. Supp. 1244 (E.D. Cal. 1981). “[2] Plaintiffs also cite 5 U.S.C. § 8702 , which concerns automatic life insurance coverage for federal employees.”
Hughes v. Goodwin, 860 F. Supp. 272 (D. Maryland 1994). · cites it 2× “5 U.S.C. § 8702 (a). In order to withdraw from the program, an employee affirmatively must waive coverage.”
Chanda v. United States Off. of Pers. Mgmt., 841 F. Supp. 432 (D.D.C. 1993). “5 U.S.C. § 8702 . There are separate requirements for eligibility for increased life insurance coverage under Option A and Option B, set forth at 5 C.”
Michael F. McDade v. Robert E. Hampton, 469 F.2d 142 (D.C. Cir. 1972). “Although this change in status would have made her automatically insured under the Act on May 5, absent an affirmative waiver, 5 U.S.C. § 8702 , on May 1, 1968 the decedent signed the Commission’s Standard Form 176, on which Box “C”, entitled “Waiver of Life Insurance Coverage,”…”
Winner v. Cornelius, 622 F. Supp. 1153 (D. Colo. 1985). “5 U.S.C. § 8702 . Now included within the definition of ‘employee’ are three categories of Federal judges: (i) active judges; (ii) senior judges; and (iii) judges who have left office under section 371(a) with an annuity.”
Nat'l Ass'n for the Advancement of Colored People v. California, 511 F. Supp. 1244 (E.D. Cal. 1981). “endment is necessary to serve compelling public interests, including those of making the most effective use of the limited financial resources now and prospectively available to support public education, maximizing the educational opportunities and protecting the health and…”
Grooms v. Off. of Pers. Mgmt., 154 F.3d 181 (4th Cir. 1998). · cites it 3× “See 5 U.S.C. § 8702 (a). “An employee desiring not to be insured shall give written notice to his employing office on a form prescribed by the Office.”
Hendricks v. United States, 210 Ct. Cl. 266 (Ct. Cl. 1976). “) [now 5 U.S.C. § 8702 , et seq.']; (2) amounts of compensation for death or disability under the Federal Employees’ Compensation Act as amended ( 5 U.”
Warner, 207 Ct. Cl. 1035 (Ct. Cl. 1975). “5 U.S.C. § 8702 (b) (1970). The privilege of revoking waiver is by Civil Service Commission regulation and decedent would not have fallen within the requirements.”
Whitted v. Hampton, 319 F. Supp. 759 (S.D.N.Y. 1970). “Unlike the regular life insurance which federal employees automatically receive by paying two-thirds of the premium, 5 U.S.C. §§ 8702 , 8708, the Optional Life Insurance must be elected by the employee and the full premium paid by its deduction from the employee’s compensation,…”
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