Utah Code » Title 15, Chapter 1 — Interest
Utah Code

Utah Code § 15-1-4 (2026)

Interest on judgments

✓ current as of May 2026
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As used in this section:
"Court" means:
the district court;
the justice court;
the Business and Chancery Court; or
the Constitutional Court if Title 78A, Chapter 5b, Constitutional Court, takes effect as described in Section 78A-5b-102.
"Federal postjudgment interest rate" means the interest rate established for the federal court system under 28 U.S.C. Sec. 1961, as amended.
Except as provided in Subsection (2)(b), a judgment rendered on a lawful contract shall conform to the contract and shall bear the interest agreed upon by the parties, which shall be specified in the judgment.
A judgment rendered on a deferred deposit loan subject to Title 7, Chapter 23, Check Cashing and Deferred Deposit Lending Registration Act, shall bear interest at the rate imposed under Subsection (3)(a) on an amount not exceeding the sum of:
the total of the principal balance of the deferred deposit loan;
interest at the rate imposed by the deferred deposit loan agreement for a period not exceeding 10 weeks as provided in Subsection 7-23-401(4);
costs;
attorney fees; and
other amounts allowed by law and ordered by the court.
Except as otherwise provided by law, or as governed by Subsection (4), all other final civil and criminal judgments of a court shall bear interest at the federal postjudgment interest rate as of January 1 of each year, plus 2%.
The interest rate described in Subsection (3)(a) that is in effect at the time of the judgment shall remain the interest rate for the duration of the judgment.
The interest on criminal judgments shall be calculated on the total amount of the judgment.
Interest paid on state revenue shall be deposited in accordance with Section 63A-3-505.
Interest paid on revenue to a county or municipality shall be paid into the general fund of the county or municipality.
A judgment under $10,000 in an action regarding the purchase of goods and services shall bear interest from the date on which the court enters the judgment at 10% plus the federal postjudgment interest rate in effect on January 1 of the year in which the judgment is entered.
Notes of Decisions
Cited in 38 cases (11 in the last 5 years), 1982–2026 · leading case: Brady v. Park, 2019 UT 16 (Utah 2019).
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Brady v. Park, 2019 UT 16 (Utah 2019). · cites it 18× “The district court erred when it awarded postjudgment interest at a 10 percent rate under Utah Code section 15-1-4 ¶102 We likewise reverse the district court's decision to award postjudgment interest at a rate of 10 percent.”
Stroud v. Stroud, 738 P.2d 649 (Utah Ct. App. 1987). · cites it 34× “However, the court concluded, under Utah Code Ann. § 15-1-4 (1986), it could not waive the interest on a judgment.”
Wadsworth v. Wadsworth, 2022 UT App 28 (Utah Ct. App. 2022). · cites it 10× “¶92 Guy asserts that the court was bound by the postjudgment interest rate established by section 15-1-4 of the Utah Code, which provides that “final civil . . .”
Diversified Striping v. Kraus, 2022 UT App 91 (Utah Ct. App. 2022). · cites it 11× “2021) (“Unless the parties to a lawful written, verbal, or implied contract expressly specify a different rate of interest, the legal rate of interest for the contract, including a contract for services, a loan or forbearance of any money, goods, or services, or a claim for…”
USA Power, LLC v. PacifiCorp, 2016 UT 20 (Utah 2016). · cites it 3× “Instead, section 15-1-4 provides the appropriate interest rate: "the federal postjudgment interest rate as of January 1 of each year, plus 2%.”
Marchant v. Marchant, 743 P.2d 199 (Utah Ct. App. 1987). · cites it 6× “Utah Code Ann. § 15-1-4 (1986) requires that judgments, other than those based on a contract in which interest has been agreed upon by the parties, "shall bear interest at the rate of 12% per annum.”
Osguthorpe v. Osguthorpe, 804 P.2d 530 (Utah Ct. App. 1990). · cites it 12× “INTEREST Defendant also claims the trial court failed to award him interest on his equitable lien on the Chris Lane property pursuant to Utah Code Ann. § 15-1-4 (1986). According to section 15-1-4 (1986), all judgments, other than those rendered on a lawful contract, shall bear…”
Fuller v. Bohne, 2017 UT App 28 (Utah Ct. App. 2017). · cites it 6× “In USA Power, our Supreme Court resolved that question: “[Utah Code] section 15-1-4 provides the appropriate interest rate” when “the interest rate provided [in section 16—1— 1] does not apply.”
Peterson v. the Sunrider Corp., 2002 UT 43 (Utah 2002). · cites it 2× “In the action, the court shall, in addition to any judgment awarded to the plaintiff, require the defendant to pay to the plaintiff interest as provided in Section 15-1-4, reasonable attorneys' fees, and the costs of the action reduced by any compensation paid by the defendant…”
Smith v. Volkswagen Southtowne, 2024 UT App 33 (Utah Ct. App. 2024). · cites it 7× “See Utah Code § 15-1-4. Volkswagen would have this court apply the definition for final judgment deleted from the 2014 version of 20220957-CA 4 2024 UT App 33 Smith v.”
Stroud v. Stroud, 758 P.2d 905 (Utah 1988). · cites it 6× “The issue presented requires interpretation of Utah Code Ann. § 15-1-4 (1986), which provides: 15-1-4.”
Peterson v. Jackson, 2011 UT App 113 (Utah Ct. App. 2011). · cites it 4× “See Utah Code Ann. § 15-1-4 (Supp.2010); see also Utah State Courts, Post Judgment Interest Rates (Jan.”
Show all 38 citing cases →
— Utah Code § 15-1-4(2) — 2 cases
Hart v. Salt Lake Cnty. Comm'n, 945 P.2d 125 (Utah Ct. App. 1997).
Brown v. David K. Richards & Co., 1999 UT App 109 (Utah Ct. App. 1999).
— Utah Code § 15-1-4(2)(a) — 4 cases
Brady v. Park, 2019 UT 16 (Utah 2019). “The district court erred when it awarded postjudgment interest at a 10 percent rate under Utah Code section 15-1-4 ¶102 We likewise reverse the district court's decision to award postjudgment interest at a rate of 10 percent.”
Knight Adjustment Bureau v. Lewis, 2010 UT App 40 (Utah Ct. App. 2010).
Ron Case Roofing & Asphalt Paving, L.L.C. v. Sturzenegger, 2007 UT App 100 (Utah Ct. App. 2007).
Sunstone Realty v. Bodell Constr., 2024 UT 9 (Utah 2024).
— Utah Code § 15-1-4(3)(a) — 8 cases
Brady v. Park, 2019 UT 16 (Utah 2019). “The district court erred when it awarded postjudgment interest at a 10 percent rate under Utah Code section 15-1-4 ¶102 We likewise reverse the district court's decision to award postjudgment interest at a rate of 10 percent.”
USA Power, LLC v. PacifiCorp, 2016 UT 20 (Utah 2016). “Instead, section 15-1-4 provides the appropriate interest rate: "the federal postjudgment interest rate as of January 1 of each year, plus 2%.”
Smith v. Volkswagen Southtowne, 2024 UT App 33 (Utah Ct. App. 2024). “See Utah Code § 15-1-4. Volkswagen would have this court apply the definition for final judgment deleted from the 2014 version of 20220957-CA 4 2024 UT App 33 Smith v.”
Diversified Striping v. Kraus, 2022 UT App 91 (Utah Ct. App. 2022). “2021) (“Unless the parties to a lawful written, verbal, or implied contract expressly specify a different rate of interest, the legal rate of interest for the contract, including a contract for services, a loan or forbearance of any money, goods, or services, or a claim for…”
Lavender v. FCOI Preserve, 2025 UT App 47 (Utah Ct. App. 2025).
— Utah Code § 15-1-4(3)(b) — 1 case
Lavender v. FCOI Preserve, 2025 UT App 47 (Utah Ct. App. 2025).
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