Utah Code
Utah Code § 7-1-303 (2026)
Joint operations and information exchange by institutions
✓ current as of May 2026
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The commissioner may authorize institutions subject to the jurisdiction of the department to engage in such joint and cooperative actions as the commissioner finds will be in the public interest, including:
mutual exchange of financial information as to depositors, borrowers, and other customers;
joint use of facilities;
joint operation of clearing houses and other facilities for payment of checks, drafts, or other instruments drawn on or issued by various classes of depository institutions;
joint participation in lending programs to promote the public welfare;
joint risk management services; and
joint ownership, operation, or furnishing of electronic funds transfer services.
Notes of Decisions
Cited in 1
case, 1994–1994 · leading case: Utah Bankers Ass'n v. Utah Dep't of Fin. Institutions, 888 P.2d 714 (Utah Ct. App. 1994).
Utah Bankers Ass'n v. Utah Dep't of Fin. Institutions, 888 P.2d 714 (Utah Ct. App. 1994). “However, joint facilities are authorized by Utah Code Ann. § 7-1-303 (1988). Section 7-1-303 provides: *718 The commissioner may 7 authorize institutions subject to the jurisdiction of the department to engage in such joint and cooperative actions as the commissioner finds will…”
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